Personal loan in Kannur
Kannur – the Crown of God’s Own Country
Formerly known as Cannanore under the British Raj, Kannur is an important city in the Southern State of Kerala. It is one of the largest cities down south, and houses a population of over a million.
It is often regarded as the Crown of Kerala, solely because of its natural richness. This city is fenced by the Western Ghats in the East, Lakshadweep in the West and Kasargod in the North. This city is also called The City of Looms and Lores because of an endless array of fine textile loom industries here, and the vivid cultural arts practiced here.
This city has many advantages, as it also is strategically important, in terms of military. The Indian Naval Academy is just a little North of Kannur City. A city that satiates so many needs is bound to be one of the prized jewels.
Finances in Kannur
In a city so densely populated, getting around a personal loan in Kannur may not be all that easy. Especially, when it comes to Multinational banks that have a series of protocols in place to ensure there is no fraud at the end of the day. Their precaution is however your drawback, as these banks take forever to get you an approval on your loan.
Opportunities do not wait as long as it takes for your loan to be approved. Alternatively, people immediately think of private finance in Kannur. Private financiers may offer you loans instantly, but burden you with heavy interest rates, which may counter the ease which a loan essentially was made to provide.
The need for a personal loan could pop out of the blues. It could be to get your house renovated, as you feel your house could really do with a makeover. Or it could be the acceptance at that high-end university you have been waiting for far too long. It could even be that absolutely perfect deal while buying a house, which will finally allow you to paste your name outside a door.
Personal loans in Kannur may have been difficult once, but not anymore. To make personal loans easier, there is MoneyView.
What is MoneyView?
The easiest means of getting a personal loan in Kannur is here. With MoneyView, you not only get to apply for a loan in the most hassle-free manner, but you also get to enjoy a world of benefits. With the wave of Digitisation making lives comfortable, why should you get a loan by a primitive procedure?
Getting a loan gets fancy now, with no hidden costs or dangers to your finances. At MoneyView, we ease out the entire loan procedure, right from applying for one, till you pay your last EMI of repayment. Experience an entirely effortless loan, only with MoneyView.
Why MoneyView and not trusted Local/ Multinational banks?
Does your bank not make you go through tonnes of paperwork? Does your bank allow flexibility in the loans it gives out? Do you get to call the shots on the repayment of your loan?
Guess not. But with MoneyView, you get to do all of these, as we enlist our features that give us an edge over other money lenders in Kannur.
- Instant Loans: You would no longer have to wait for your loan to get an approval. Once you download the app and submit your documents online, your online loan reaches you within a span of hours so that none of your endeavours face the stop sign from your end.
- Customised, just the Way you like it: You get to tailor your loan the way you deem it feasible. Firstly, you get to choose a loan amount required. You can choose a loan amount from anywhere between Rs 10,000 to Rs 5 Lacs. Secondly, you also get to opt for repayment tenure of your choice (anywhere between 3 months to 12 months). This lets you choose your EMIs also, without your repayment stressing your monthly finances.
- Paperless does the Trick: You would not have to indulge in heaps of paperwork to get your loan. All you need is to download the app, apply for a loan online, and submit your documents online. Once your documents are verified, you would have your loan in no time.
To wrap it Up
Getting a personal loan in Kannur was never so easy. All you need to do is get the app, which not only lets you apply for loans but also manages your monthly expenses based on your expenditures, and keeps a tab on your savings. It also sends you timely reminders of when your next Loan EMI is up, so that you do not miss them out.
For Salaried – Min ₹ 14,000 In Hand Salary
For Self Employed – Min. ₹ 25,000 Income with 2 years Income Tax Return Filed
You can borrow as low as ₹ 10,000 and as high as ₹ 5,00,000. The maximum amount depends on your eligibility.
You can borrow for minimum 3 months to maximum 24 months.
The loan application for Money View is paperless which means that no physical document submission is required.
You need the following documents to apply for a loan with us
- Aadhaar card
- PAN Card
- Address proof
- Last 3 months bank statement
- 2 years IT Returns (in case you are self-employed)
EMI is deducted 5th of every month from your bank account.
At the time of application, you agree to a NACH mandate which enables us to deduct the EMI amount from your specified bank account.
In case your EMI auto-debit is bounced, there will be a bounce charge along with the daily penalty for delay of EMI.
Also in case you are not able to pay the EMIs, your CIBIL score might drop for every EMI default.
We assess your credit worthiness not only from your CIBIL score but also your transactional SMS data. Hence, when you download the app it helps us give you the best loan offer.
You can close your loan anytime after 3 months of taking the loan. There are penalty charges for foreclosure