Check CIBIL Score Free Online

Checking your CIBIL score before applying for a loan is a good idea. If you were searching for ‘CIBIL score check free’ or ‘CIBIL score check online’, this article is for you.

How to Check CIBIL Score Free

You can easily check your CIBIL score for free online. Just follow the steps given below -

STEP 1: Go to the official CIBIL website and click on ‘Get Your Free CIBIL Score’.

STEP 2: First, create an account. Then enter your email (your future username), and create a strong password. 

STEP 3: Fill in your name, and choose any document from the drop down menu. Then enter the details of that document as mentioned. 

STEP 4: Fill in your other details like date of birth, PIN code, and state. Finally enter your mobile number and click on ‘Accept and Continue’. Make sure you have the mobile phone with you at that point.

Check Cibil Score by Pan Number

STEP 5: You will receive an OTP on your mobile number. Enter the OTP and click on ‘Continue’.

STEP 6: Next, you will be asked if you want to pair the device with your account. In case you are accessing the CIBIL website from a secure device (your personal laptop or mobile), click on ‘Yes’. Choose ‘No’ if you have logged in from a public or shared device (library or internet cafe). Finally, click on ‘Continue’.

Check Cibil Score with Pan Number

STEP 7: The message ‘You have successfully enrolled!’ will be shown on the screen. Now you can click on ‘Go to Dashboard’ to view your CIBIL score. 

Check Cibil by Pan Number

After you have made an account on the website, you can simply click on ‘Member Login’ and visit your dashboard using your credentials. 

CIBIL score check Online vs Credit score check Online

You must have heard the terms credit score and CIBIL score being used interchangeably, but they are not the same. 

Suggested Reading: Credit Score vs. CIBIL Score

Your credit score is a three digit number that depicts your creditworthiness. It is generated by credit information bureaus after various lending and banking companies share customers’ repayment behavior with them.

CIBIL, also commonly known as TransUnion CIBIL now, stands for Credit Information Bureau India Limited. It is an Indian credit bureau that generates credit scores. It is the most commonly used credit score in India, with over 90% loan companies using it. 

How to Make Sense of My Credit Score?

Now that you know how to check credit score online, it is important to understand what the numbers mean. The range of the CIBIL is 300 - 900, and this is what it means - 

CIBIL Score Range


750 - 900


700 - 749


650 - 699


600 - 649


Below 600

Immediate Action Needed

Why Should I Conduct Regular CIBIL Score Checks?

It is important to stay aware of your credit scores as they determine your eligibility for any form of credit. 

Here are some reasons why you should regularly check your CIBIL score - 


Your credit score directly translates to your credit behavior and financial health, and you should be up to date with it. Being aware of it will help you be in charge and maintain habits that improve your score.

You can easily check your CIBIL score for free online, using your mobile or computer. It can be done within minutes, and you also have the option to take a paid membership to receive regular updates on your mobile number.

Check CIBIL Score Free Online - Related FAQs

If you are searching for how to know CIBIL score without a PAN card, the steps are similar. Just choose any other document from the list, and use its details. You can use your Passport, Voter ID, Ration card, or Driver’s License instead of your PAN. Check this article to know more.

Yes, it is totally safe to check your CIBIL score online. Just make sure to not save your login credentials if you are using a shared device to check it.

Unfortunately, you cannot get a full credit report for free online, you can just see your score. To view your full report, you have to pay a fee on the CIBIL website.

CIBIL scores get updated once in every 30-45 days, so it needs to be checked again after that duration.

No, you cannot check your CIBIL score using your Aadhaar card. You either need your PAN, Passport, Voter ID, Ration card, or Driver’s License to be able to check your CIBIL score.

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