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Personal Loan FAQs

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The eligibility criteria to apply for a Moneyview Personal Loans is transparent . Our basic eligibility criteria is
A salaried or self-employed individual
Monthly in-hand income of ₹13,500 or more
Income should be received in a bank
Min CIBIL score of 650 or Experian score of 650
Should be aged between 21 years and 57 years
The minimum amount that you can borrow on Moneyview loans is Rs.5,000. The maximum loan amount is calculated by our algorithm and can go up to Rs.10 Lakhs.
Yes, Moneyview provides loans to self employed applicants as long as they fulfill the following eligibility criteria
  • Monthly in-hand income of ₹15,000 or more
  • Income must be credited to a bank account
  • Minimum CIBIL score of 650 or Experian score of 650
  • Should be aged between 21 years and 57 years
No, you don't need any collateral/security for this loan.
At this point in time, we only give loans to those individuals who get their salary via bank transfer – directly from their employer. We will not be able to give loans to those individuals who get their salaries in cash.
No, you can’t change your loan amount on the app after you’ve submitted your application. If you’ve made any errors during the application process, please email us at care@moneyview.in, Do keep in mind that you can’t change the loan amount or the terms after you’ve reviewed and submitted the Loan Agreement.
Yes, you could apply. Our verification team may approach you for verification of Salary slip at a later date.
No, we only support banks that are recognized by the Moneyview as it ensures the authenticity of the bank account.
Our system generates the maximum amount you are eligible for based on various parameters like your credit score, income, other loans, etc. You will not be able to borrow a higher amount than this amount for this time. But, if you show consistent repayment record, we could offer you a Top-Up loan after sometime or you could be eligible for a higher amount next time.
No, we don’t provide the option of applying for a new loan if a user already has an existing one. We may enable the option of a Top-up loan after 6 months for an user with a good repayment record.

A top-up loan is an additional loan which you can club with your existing Moneyview loan account.
We provide personal loans ranging from Rs 5,000 - Rs 10 Lakh with a tenure from 3-60 months and monthly interest varying from 1.33% - 2.5%. Annual Interest rates vary from 16% - 36%. The processing fee varies from 2% to 5% of the loan amount.

Benefits:
  • Check your eligibility for an instant loan in 2 minutes
  • Loan amount is disbursed to your account in just 24 HOURS of approval
  • From documentation to repayment, the entire process is done digitally
For any data deletion request, please reach out to our customer care support. Email at - care@moneyview.in