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Personal Loan FAQs

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The eligibility criteria to apply for a Personal Loans through our digital lending App is transparent. Our lending partner’s basic eligibility criteria are:
  • A salaried or self-employed individual
  • Monthly household income of Rs. 25000 or more per month
  • Income should be received in a bank
  • Minimum CIBIL score of 650
  • Should be aged between 21 years and 57 years
The minimum amount you can borrow through Moneyview App from our digital lending partners is Rs.5,000. The maximum loan amount is calculated by our lending partner using their own underwriting model and can go up to Rs.10 Lakhs.
Yes, Moneyview through its Digital Lending partner provides access to loans to self-employed applicants as long as they fulfill the following eligibility criteria
  • Monthly household income of Rs. 25000 or more
  • Income must be credited to a bank account
  • Minimum CIBIL score of 650
  • Should be aged between 21 years and 57 years
No, you don't need any collateral/security for personal loan
At this point in time, our digital lending partners only give loans to those individuals who get their salary via bank transfer – directly from their employer. They will not be able to give loans to those individuals who get their salaries in cash.
No, you can’t change your loan amount on the app after you’ve submitted your application. If you’ve made any errors during the application process, please email us at care@moneyview.in. Do keep in mind that you can’t change the loan amount or the terms after you’ve reviewed and submitted the Loan Agreement.
Yes, you could apply. Our verification team may approach you for verification of Salary slip at a later date.
No, we only support banks that are recognized by the Moneyview as it ensures the authenticity of the bank account.
Our Digital Lending Partner provides the maximum amount you are eligible for, based on various parameters like your credit score, income, other loans, etc. You will not be able to borrow a higher amount than this amount for this time. But, if you show a consistent repayment record. You could become eligible for a higher amount next time.
No, we don’t provide the option of applying for a new loan if a user already has an existing one. However, upon closing the existing loan, you could apply for a fresh one
Our Lending Partners through Moneyview App provides personal loans ranging from Rs 5,000 - Rs 10 Lakh with a tenure from 3-60 months and monthly interest varying from 1.16% - 3%. Annual Interest rates vary from 14% - 36%.
  • Check your eligibility for an loan in 2 minutes
  • Loan amount is disbursed to your account in just 24 HOURS of approval
  • From documentation to repayment, the entire process is done digitally
For any data deletion request, please reach out to our customer care support. Email at - care@moneyview.in