Home Loan

Enjoy Lowest Rates
on Home Loans!

Starting from 8.5% p.a.

Get up to <br/> ₹15 Cr
Get up to
₹15 Cr
Simple online <br/> process
Simple online
process
Tenure up to <br/> 30 years
Tenure up to
30 years
Home Loan Banner
Home Loan Banner

Our partners

Enjoy instant approval & processing

+91

Calculate your Home Loan EMI with ease

Your monthly EMI is

₹2,572

for 24 years

Total Interest

₹5,40,695


Total Amount

₹7,40,695

Loan Amount

Total Interest

Loan Amount

Min ₹1,00,000

Max ₹5,00,00,000

Rate of Interest

Min 8.5%

Max 20%

Loan Tenure

Min 1 year

Max 30 years

Get started in 4 simple steps

Step 1 icon

Step 1

Enter personal details &
submit application

Step 2 icon

Step 2

Lending partner calls you
to confirm details

Step 3 icon

Step 3

Site visit & in-person
discussion

Step 4 icon

Step 4

Loan approval &
Get funds disbursed!

List of documents needed

Proof of<br/> Income icon

Proof of
Income

Statement of primary<br/> bank account icon

Statement of primary
bank account

Proof of permanent<br/> residence icon

Proof of permanent
residence

Property<br/> documents icon

Property
documents

Latest Form 16 icon

Latest Form 16

Why choose Moneyview?

Feature icon

Quick approval &
processing


Feature icon

Get up to 90%
of property value


Feature icon

Repayment tenure
up to 30 years

Quick approval & processing

Quick approval & processing


Get up to 90% of property value

Get up to 90% of property value


Repayment tenure up to 30 years

Repayment tenure up to 30 years

Frequently Asked Questions

By leveraging technology, Moneyview is partnering with home loan providers, such as Aditya Birla HFL, to deliver tailor-made offerings exclusively for you.
Our home loans come with unique benefits such as:
1. Low interest rate
2. Low minimum amount
3. High maximum amount
4. Easy prepayment terms, and
5. Fully digital platform to ensure a complete user-friendly experience
Here are some of the factors that determine your home loan eligibility:
Credit Score (minimum 700)
Income of all applicants
Primary applicant's age (min 21 years and max 70 years)
Primary applicant's occupation
Other obligations & existing EMIs
Additional sources of income, if any
Repayment Capacity
Current residential location
Location of the property you wish to buy
The home loan interest rate you're eligible for completely depends on your credit profile, income, occupation, etc among other factors.

But, for all reference purposes, interest rate for home loan starts from 8.5%
Here's a helpful guide that'll give you clarity on how our loan against property application process works & the average time taken at each stage:
Step 1: Loan against property application (1 hour)
Step 2: Document submission (1 day)
Step 3: Legal & technical verification (1 day)
Step 4: Loan approval (2 days)
Step 5: Loan sanction (11 days)
Step 6: Funds disbursal (6 days)
Loan Amount
1. Minimum: Rs.5 Lakhs
2. Maximum: Rs.3 Crores

Loan Tenure
1. Minimum: 3 years
2. Maximum: 30 years if you're salaried & 20 years if you're self-employed
You can choose to get the following types of home loans from moneyview's official partners:
1. Home Construction Loan
2. Home Loan for Plot Purchase and Construction
3. Home Extension Loan
4. Home Renovation Loan
5. Construction Finance
Yes, you can most definitely get a home loan even if you've not finalized the property you wish to buy.

Based on your income eligibility, we'll be able to offer you a PNI (Property Not Identified) Sanction Letter for your home loan. Once you've identified the property you need to buy, your home loan sanction will be subject to a final assessment of this property.

However, if the property is under construction, we recommend that you speak with the relationship manager for details.
As per sections 80C, 24(b) & 80EEA of the Income Tax Act, you're eligible to receive tax benefits on repayment of home loan principal and interest amounts. Please consult your tax advisor for details.
Home Loan Balance Transfer, commonly known as Home Refinancing, helps you switch your Home Loan balance to another financial institute.

This is done to ensure more flexible repayment options along with preapproved offers, better service and lower interest rate* when compared to your parent bank.
You can choose to prepay your housing loan before the repayment tenure is completed. But, please note that there can be applicable prepayment charges.

Please check with your relationship manager for more details.