Loan Against Property

Get loan against residential or commercial property!

Interest rate starting 9%* p.a.

Get up to
₹15 Cr

Simple online
process

Tenure
up to 15 years

Our partners

Calculate your EMI for a Loan Against Property with ease

Your monthly EMI is

₹2,572

for 24 years

Total Interest

₹5,40,695

Total Amount

₹7,40,695

Loan Amount

Total Interest

Loan Amount

Min ₹1,00,000

Max ₹5,00,00,000

Rate of Interest

Min 8.5%

Max 20%

Loan Tenure

Min 1 year

Max 30 years

Get started in 4 simple steps

Step 1

Enter personal details &
submit application

Step 2

Lending partner calls you
to confirm details

Step 3

Site visit & in-person
discussion

Step 4

Loan approval &
Get funds disbursed!

List of documents needed

Proof of
Income

Statement of primary
bank account

Proof of permanent
residence

Property
documents

Latest Form 16

Why choose Moneyview?

Quick approval &
processing

Get up to 90%
of property value

Repayment tenure
up to 30 years

Quick approval & processing

Get up to 90% of property value

Repayment tenure up to 30 years

Frequently Asked Questions

What is loan against property and why should I choose moneyview for availing Loan against property

If you're in immediate need of cash for personal or business needs, getting a loan against property can be a viable solution as it helps you liquidate your own property without having to sell it.

By leveraging technology, Moneyview is partnering with home loan providers, such as Aditya Birla HFL, to deliver tailor-made offerings exclusively for you.
Our home loans come with unique benefits such as:
1. Low interest rate
2. Low minimum amount
3. High maximum amount
4. Easy prepayment terms, and
5. Fully digital platform to ensure a complete user-friendly experience

What is the maximum loan amount I can get against my property

You can get up to 70% of the property value if it's a residential property & up to 60% of the value if it's a commercial property.

What are the interest rates for loan against property

The loan against property interest rate you're eligible for completely depends on your credit profile, income, occupation, etc among other factors.

But, for all reference purposes, interest rate for loan against property starts from 10.35%

What are the factors determining my loan against property eligibility

Here are some of the factors that determine your home loan eligibility:
Credit Score (minimum 700)
Income of all applicants
Primary applicant's age (min 21 years and max 70 years)
Primary applicant's occupation
Other obligations & existing EMIs
Additional sources of income, if any
Repayment Capacity
Current residential location
Location of the property you wish to buy

What are the steps and time involved after submitting my loan against property application

Here's a helpful guide that'll give you clarity on how our loan against property application process works & the average time taken at each stage:
Step 1: Loan against property application (1 hour)
Step 2: Document submission (1 day)
Step 3: Legal & technical verification (1 day)
Step 4: Loan approval (2 days)
Step 5: Loan sanction (7 days)
Step 6: Funds disbursal (2 days)

What can Loan against Property be used for?

The funds that you receive as part of a loan against property can be used for any large expenses, such as home renovation, business expansion, medical cost or even alternate investments.

Do I need to have property on my name to avail loan against property and what are the types of properties I can get a loan against

Yes, the property will need to be officially registered in your name for you to get a loan against it.

Here are the types of properties that you can get a loan against: 1. Residential self-occupied/unoccupied property 2. Commercial self-occupied/unoccupied property 3. A rental property that's registered in your name

What is the maximum and minimum loan amount and tenure I can avail

Loan Amount
1. Minimum: Rs.5 Lakhs
2. Maximum: Rs.3 Crores

Loan Tenure
1. Minimum: 3 years
2. Maximum: 30 years if you're salaried & 20 years if you're self-employed

What is a balance transfer (BT) loan

Loan against property Balance Transfer helps you switch your existing balance to another financial institute.

This is done to ensure more flexible repayment options along with preapproved offers, better service and lower interest rate* when compared to your parent bank.

Can I repay the loan ahead of schedule?

You can choose to prepay your loan against property before the repayment tenure is completed. But, please note that there can be applicable prepayment charges.

Please check with your relationship manager for more details.

Not able to find your
question ?

You may get in touch with us on

care@moneyview.in