Vehicle Insurance
Vehicle Insurance
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Frequently Asked Questions
Is Vehicle Insurance mandatory?
Yes. According to the Motor Vehicles Act 1988, it's mandatory to have a vehicle insurance policy that covers at least third-party liabilities and losses. Without this, it's illegal to ride your vehicle anywhere in India.
Steps for taking Insurance from Moneyview?
You can buy vehicle insurance online either through our website or app by following simple steps.
1. Just enter your vehicle registration number
2. Select your desired policy cover
3. Enter previous policy details if any, and nominee details.
4. Complete your KYC,
5. Make the payment, and it's done!
1. Just enter your vehicle registration number
2. Select your desired policy cover
3. Enter previous policy details if any, and nominee details.
4. Complete your KYC,
5. Make the payment, and it's done!
How can I download a vehicle insurance certificate/ policy?
To download your policy document or certificate, follow the below mentioned steps:
Step 1: Go to the official website of your insurance company.
Step 2: Choose the kind of policy you want from the available options.
Step 3: Enter your insurance policy details like name, policy number, etc.
Step 4: Once you have completed the documents, you can easily download or print your insurance plan.
OR
To access the Policy Document, you can either download the MV application or log in to https://moneyview.in/products/motor-insurance. After login, you will find a link labeled as "Click Here" that will redirect you to the Policy Document page.
Step 1: Go to the official website of your insurance company.
Step 2: Choose the kind of policy you want from the available options.
Step 3: Enter your insurance policy details like name, policy number, etc.
Step 4: Once you have completed the documents, you can easily download or print your insurance plan.
OR
To access the Policy Document, you can either download the MV application or log in to https://moneyview.in/products/motor-insurance. After login, you will find a link labeled as "Click Here" that will redirect you to the Policy Document page.
Which is the best vehicle insurance policy?
Comprehensive Insurance Policy is considered the best vehicle insurance as it covers both third-party and own damage coverage. Moreover, you can also buy add-ons, such as Zero depreciation cover, passenger cover etc, to enhance the policy coverage.
What is the penalty for driving without valid vehicle insurance today?
The penalty to ride/drive your vehicle without a valid vehicle insurance plan is Rs. 2000 and/or jail for up to maximum 3 months.
What is the right time To Renew vehicle Insurance?
Keeping your best interests in mind, it is usually recommended to renew your plan at least 45 days prior to the expiry of your vehicle insurance policy. You should not wait for your insurance plan to lapse. This is because in case your insurance plan lapses, then you might stand to lose all the accumulated insurance plan benefits such as No Claims Bonus etc.
Can I choose a different insurance plan while renewing my vehicle insurance policy?
Yes, you can opt for a different cover and add-ons during vehicle insurance policy renewal, as per your current needs.
How long does it take to settle a vehicle insurance claim after an accident?
This can differ from one insurance company to another. Generally, it takes around 15-30 days for claim settlement. There are certain insurance providers that settle the claim faster while others take a little more time.
Which insurance is better – 1st, 2nd, or 3rd party?
Third-party insurance provides coverage against third-party liabilities while 1st party insurance or Own Damage cover protects your own vehicle. However, comprehensive insurance provides both 1st and 3rd party coverage so it is the best insurance plan for vehicles.
What is the insurance claim procedure in case of vehicle theft?
Once you filed an FIR, contact the helpline number of your respective insurance company and follow the instructions mentioned to register the claim mentioned against the theft of your two-wheeler. Next, duly fill in your claim form and give all the required information like your registration number, policy details, etc. Then , you need to also inform the RTO about the theft and complete all the necessary formalities.
What is the meaning of zero depreciation vehicle insurance?
Zero-depreciation or the bumper-to-bumper cover is an add-on available in a standard or comprehensive two & four-wheeler insurance. On opting for this add-on in your insurance policy, we won't calculate depreciation on your vehicle and therefore, give you the complete IDV or required compensation without reducing any amount that is usually deducted on charge of depreciation. Know more about the difference between Comprehensive and Zero Depreciation insurance policy.
Why is KYC verification mandatory for vehicle insurance?
IRDAI has made it mandatory for every insurance provider to verify the authenticity of the policy buyer before issuing a new policy or renewing vehicle insurance.
*Standard T&C Apply. Starting premium as shown in creative applies to Motor Third- Party Insurance for bikes with cubic capacity of less than 75 CC. Per day premium is for indication only. Premium is payable on an annual basis. The amount of premium displayed in the advertisement is as per the respective Insurer’s product filing. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Girnar Insurance Brokers Private Limited, Corp. Off: Plot no.301, Phase- 2, Udyog Vihar, Gurugram- 122022, Haryana. IRDAI License no588. Direct Broker (Life & General) valid till 19th March 2026. Helpline number: 7551196989.URN:GIBPL/2023/371.