There are just 3 Steps to get the loan amount in your bank :

  1. Complete & submit the loan application via the app.
  2. Once you’ve submitted your loan application, we go through your documents and assess your credit worthiness and application.
  3. Post the verification process, we’ll send you a NACH form, that you’re required to print, sign on, scan and send back to us. You NACH form is to enable auto-debit facility for your bank account – to auto-pay EMIs.
  4. On receiving your NACH form, we’ll send you a loan agreement on the app. You need to review & submit the agreement. Post this, your loan amount will be transferred in a few hours.

We currently only give out loans to salaried and self-employed individuals. Further, the following criteria are considered:

  1. Our own proprietary credit scoring process
  2. Your CIBIL score. We do not give out loan to people having a CIBIL score of less than 650.
  3. Your monthly in-hand salary should not be less than Rs. 15,000/month. If you are self-employed, your monthly income should be minimum Rs. 25,000/-.

Your loan request will get rejected only in these two cases :

  1. Your credit score is less than 650
  2. Your salary is less than Rs. 15,000 per month (less than Rs. 25,000/- if self -employed)
  3. Your documents were incorrect or you do not have all documents
  4. You did not qualify to get a loan as per our credit process

Yes, we do give out loans to non-salaried people too.

Your credit score is a number that represents your credit worthiness. It is based on previous loans that you might have taken, your credit card usage patterns, as well as your promptness to pay back any loans/ credit card bills on time.

During the process of applying for a loan via Money View, you will need to allow us to pull your credit report to assess your credit worthiness. This report will be kept private. It will not affect your credit score.

At this point of time, we only give out loans to people with a credit score of 650 or higher.

Salaried – Rs. 15,000/month (in-hand)

Self-employed – Rs. 25,000/month

At this point of time, we only give loans to individuals receiving their salary via bank transfer, directly from their employer. We will not be able to give loans to individuals drawing their salary in cash.

Instant verification through AADHAAR or eKYC (Electronic-Know Your Customer) helps us validate your identity instantly using the UIDAI (Unique Identification Authority Of India) infrastructure.

We validate your Name, Address and pull your photograph from the UIDAI database for the eKYC.

Verification through Aadhaar (eKYC) is faster than normal verification (KYC).
A normal KYC process takes about 12-24 business hours for validation of your identity.

Therefore, increasing the overall time for your loan disbursal.

But with eKYC, you can get validated instantly and possibly get a loan within the same business day.

Hence if you wish to get your loan faster, please opt for eKYC during your application.

You only need an AADHAAR card which is linked to your phone number.

eKYC service is regulated by the UIDAI Unique Identification Authority Of India) and they ensure stringent end-to-end security for this service.


The loan processing flow is completely digital and is entirely done through the app. There are no physical forms or in person verification involved.

Here is a list of documents you would need to apply for the loan via the app:

  1. Aadhaar Card
  2. Current Address Proof – If Aadhar Card doesn’t feature current address
  3. Bank Statement (Salary A/C) – From the last 3 months with salary credits
  4. If self-employed – Income Tax Return Verification Form for last 2 years

Please make sure that the above documents should be valid at the time of submission.

You can borrow a minimum of Rs. 25,000. The maximum loan amount is dynamically calculated by our algorithm and can go upto Rs. 5,00,000.

The rate of interest starts from 16% and will be based on the assessment of your spending patterns by our algorithm.

This loan is collateral free.

We try our best to process your loan within a 2 business hour period. This 2 hour period starts when you have reviewed and submitted your loan agreement. It ends once you receive your loan amount.

Your loan application, NACH, eligibility check are not part of the 2 hour period. This stage requires back and forth between the customer and our customer support team, hence making it difficult to provide a conclusive timeline for the same.

Please note that our business hours are Monday to Friday, 10 am to 6pm.

You cannot change your loan amount via the app, after you’ve submitted your loan application. If you’ve made an error during the application process, please email us at

Please note, you can not change the loan amount or terms after you’ve reviewed & submitted the Loan Agreement.

We need your bank details to transfer the loan amount to your account and to deduct the Easy Monthly Installments (EMIs) for the loan.

We only charge a one-time processing fee which is dynamically calculated.

For eg., if you have opted for a Rs. 50,000 loan then the processing fee will be deducted from the 50,000 and the amount net of processing fee will be transferred to your account.


Rs. 1,000



Loan Amount

Processing charges


Final amount transferred to bank

We do not provide multiple loans at the same time but you can finish your repayments and start a fresh loan.

How can I download my Bank Statements in PDF?

How do I download my Bank Statements in PDF ?

  1. Login to the online banking portal of SBI
  2. Under My Accounts -> Account Summary, you get an option ‘Account Statement’
  3. Select duration and type of report
  1. Login to Netbanking of ICICI Bank
  2. Click on Detailed statement to see below window
  3. Select the time period and click ‘Get Statement’
  1. Login to BOB portal
  2. Select accounts -> Operative Accounts -> Account Query
  3. Select correct duration -> Click on ‘Statement’
  4. Now you see this window, select PDF from the bottom drop down box and click on ‘Save’
  1. Login to the Axis bank portal
  2. On the main page after logging in, you see under Accounts tab at top -> My Accounts (on left hand side frame)-> Statement Enquiry
  3. Select any one of the options on the main screen to download appropriate statements
  1. Log in to the HDFC Bank portal
  2. On the left-hand side menu, click on ‘Enquire’ -> Download Historical Statement
  3. You will need to choose the account, select the time period and then select ‘PDF’ as the format
  1. Log in to the Punjab National bank portal
  2. You will be shown a menu on the left-hand side of the screen. Select Account Statement
  3. Select ‘Transaction Date’ (from and to) and click on ‘Search’ button at bottom right
  4. When you are presented the details, you can also select the option of the format to download the statement (Go to ‘Download Details as’ at bottom right and select ‘PDF’)
Empty section. Edit page to add content here.
  1. Log in to the Bank of India portal
  2. In the ‘Accounts’ page, you see ‘Account Statement’ under ‘Options’ on the top part of the main screen
  3. Select this and press ‘Go’
  4. Select ‘start date’ and ‘end date’
  5. When you click ‘Statement’ button at the bottom, you will see the statement listed on the screen.
  6. At the bottom of this next screen, you can see ‘Save as PDF’ button. Click on this to save the account statement
  1. Log in to the Kotak Mahindra Bank portal
  2. Click on ‘banking’ tab in the red menu on top of the screen. Now you will see a menu on the left-hand side screen. Click on ‘Savings Account / Current Account’ -> View / Download Account Statement
  3. Now select the time period for the statement and click on Go. You will be able to download only 3 months statement at one time. So if you need 6 months statement, then you need to do this step two times
  4. On the next screen, you will see the statement followed by ‘Download as’ menu option. Select ‘PDF’ and click on download button.
  1. Log in to the Canara Bank portal
  2. You will see ‘Accounts’ tab on left-hand side menu. Click on it and click on ‘Account Statement’ option below it.
  3. Select the account, start date and end date and click on download as per the selected file format.


The loan EMI will be automatically deducted from your bank account. This is done only after you have authorized us to deduct the proposed EMI amount mentioned during the loan request process in the app.

The last step of the loan request process includes you sending us a Loan Agreement form with the authorization of deducting a proposed EMI amount for a certain duration (depending on the loan plan). This loan agreement form will contain a NACH mandate which will enable us to auto-debit the EMI amount directly from your bank.

Yes. If the auto-debit is not activated for your linked account, you can transfer the EMI through the ‘Pay Now’ button in the app.

National Automated Clearing House (NACH) is a centralised system similar to ECS. It has been launched with an aim to merge multiple ECS systems running across the country and introduce higher efficiency. It has replaced ECS for auto-debit transactions in India since May 2016. You can read more about NACH here.

The amount in the NACH form is equal to your loan amount but your EMI remains same as chosen by you in the app.

It is done for your convenience by reducing multiple NACH authorizations when taking an additional loan.

For e.g.: Every time you take an additional loan through a top-up loan or credit line, we’ll have to get a new NACH mandate to accommodate the change in the EMI amount.

We have now simplified it by taking a single NACH mandate authorization which is equal to your initial loan amount.

The loan amount will be automatically debited on 5th of every month. In case you do not have enough balance, we allow a grace period of 3 days during which you can request for a Loan EMI transfer through the app to avoid any late charges. Beyond that a late payment fee will be charged.

Pre-closure is allowed at zero fees only after you have paid at least 3 EMIs. Once you have paid 3 EMIs, feel free to get in touch with our support team, via email or via phone call.

We will mention the amount you need to pay to pre-close the loan. This will include your principal amount and interest as of that day.

Contact us at:

Phone: +91-9972377893

Preparing and sending you the NOC will take at the very least, 2 weeks, once the loan has been completely repaid and closed. If you have not received it by then, feel free to get in touch with our support team, via email or via phone call.


Part payment of EMIs is not allowed. As per the terms of the loan, you are required to pay the full EMI on the due date.

No, we only support banks recognized by the Money View app as it ensures the authenticity of the bank account.

Your CIBIL score is only affected in case you are not able to pay back the loan EMIs on time. With proper repayments, your CIBIL score actually improves.

Yes, you can cancel the loan only before you have submitted the Loan Agreement form. After submission of Loan Agreement, we do not allow cancellation.

No, Money View facilitates only the process of lending and repayment of the loans.

Yes, the loan request data will get shared with the lender only for the purpose of facilitating the loan.


We have made sure the Loan request process is smooth and bug-free but still in the case of an app crash, you will be able to start from the same step where the crash happened.

If you cannot see the Loans tab on your Money View app, please update the app to the latest version.

Just send us a mail to and we will remove you from our list and you won’t see the offers anymore.

You may get in touch with us on the below mentioned email address and phone number:

Phone: 080-45692002