How to Activate Debit Cards for Online Transaction?

We use debit cards for all kinds of online transactions. But before you do that, you need to activate your debit card for the service. 

So if you were searching for things like ‘how to activate debit card for online transaction’, this article will tell you all you need to know.

How to Enable Your Debit Card for Online Transactions?

Your search for ‘how to activate debit card’ has led you to the right place. You can do this through various methods like internet and mobile banking, ATM, or even by calling your bank’s customer support. Let’s take a look at all of them.

Activate Debit Card For Online Transaction through Internet Banking

This is the easiest and most commonly used method to enable online transactions on your debit card. Follow these steps to do it -

STEP I: Login to your bank’s internet banking portal with your credentials.

STEP II: Go to the ‘Value Added Services’ or the ‘Cards’ section, depending on your bank’s website, and choose ‘debit card ON/OFF’.

STEP III: Choose the card you want to enable from a list of all your linked debit cards.

STEP IV: Opt for ‘Switch ON’ transactions. You may be asked to authenticate yourself through your PIN or an OTP.

STEP V: You will see a message confirming the activation of the debit card.

How to Enable Debit Card for Online Transaction Through Customer Service

Most banks will allow you to turn on online transactions by calling their customer support number. Take a look at the steps to do it-

STEP I: Call on your bank’s customer support number and continue as directed by the IVRS.

STEP II: Choose ‘Activate Debit Card’. Please note that the exact term may vary from one bank to another.

STEP III: You might be asked to authenticate your card through an OTP or by other means.

Activate Debit Card For Online Transaction Through ATM

Some banks will also allow you to turn on your online transactions using an ATM. But the ATM you visit must be compatible with this service. 

STEP I: Visit your nearest ATM and choose your preferred language.

STEP II: Select the ‘Card Services’ → ‘Enable/Disable’ option.

STEP III: Next choose what you want to enable. In this case choose ‘ECOM’ for Online Transactions.

STEP IV: On the next page, choose if you want to enable online transactions for domestic, international, or both.

STEP V: Choose ‘Submit’ and online transactions will be activated on your card.


Given that most banks now offer cards which function as both ATM and debit cards, you should make use of online transactions. Activating your debit card for online transactions is a simple process and can help you immensely. Here are all the things you can use your debit card for-

Other than this, debit cards help you go cashless and make contactless payments. 

Apart from this, you can set daily limits on your card and track all your spending, which can help you maintain your finances better.

FAQs on How to Activate Debit Cards for Online Transactions

In some cases, your bank personnel may enable online transactions on your debit card. You can always reach out to your bank branch for help.

After you submit your request, your debit card will be ready for online transactions immediately.

If you are an SBI customer, and are searching for ‘how to enable debit card for online transaction’, the answer is straightforward. 

  • You can simply send to 09223966666.
  • You can also login to the official SBI website and do it through internet banking. 

As a PNB customer if you want to know ‘how to activate debit card’, you have many ways of doing it-

  • Internet Banking
  • ATMs
  • PNB ONE app
  • By calling on Toll Free number 1800 180 2222

No, you cannot use your ATM card for online transactions. But if you opt for a debit card, you can use it for both purposes. However, most banks now give ATM cum debit cards which are multifunctional.


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