Enjoy Superior FD Returns with Confidence

Fixed deposit is a financial instrument where an investor deposits a sum of money for a fixed period and earns interest on it. The interest rates on FD(s) are fixed and guaranteed, making them a low-risk investment option.

The interest rates offered on FD(s) may vary depending on the financial institution with which FD is getting booked, tenure of FD and type of customer.

You can invest in Fixed deposits in under 3 mins without opening a new bank account by following the below listed steps:

1. Download the Moneyview app and login with Aadhaar linked mobile no.
2. Click on the Fixed Deposits card on Superhome.
3. Choose FD from a wide range of RBI-regulated Banks and NBFCs that best suits your financial needs.
4. Provide your PAN, Aadhaar, Personal & Professional details to verify your identity.
5. You will have to provide withdrawal bank details to verify your bank account; your FD amount will be credited to this account on maturity or premature withdrawal.
6. Complete your payment using UPI or Netbanking.

*VKYC might be applicable in a few cases.

The Bank / NBFC will now finally approve and book your FD.

Note: Your FD receipt will be available via email directly from Bank / NBFC (all except Utkarsh Small Finance Bank) within 7 days of FD booking confirmation. You can also view / download FD receipt from the app.

Yes, booking a Fixed Deposit (FD) on Moneyview is completely safe.

When you make an investment, your money is transferred directly to the RBI-regulated Bank or NBFC you chose to book an FD

Additionally, a deposit (i.e. your deposit amount + interest earned) amount of up to ₹5 lakhs per depositor per bank is insured by DICGC (a wholly owned subsidiary of RBI) for all Bank FDs.

Yes, you can withdraw your FD before its maturity. The withdrawal conditions such as lock-in period and penalty may be different depending on the policies of the Bank or NBFC with which the FD was booked