Introducing FD Select
Enjoy Superior FD Returns with Confidence
From Top Banks & NBFC partners
![BBFC Logos](https://moneyview.in/images/fd-nbfc-logos-desktop.webp)
What makes FDs the most popular investment mode?
![](https://moneyview.in/images/ic-FD-Savings-account.webp)
Best returns to beat inflation
No-Risk investment
Why Choose Fixed Deposit From Moneyview?
Direct FD with Bank & NBFC
Compare & Book FD from RBI-approved Banks & NBFC partners
Get started with any amount
Book FD as low as Rs 1000
Withdraw Easily
Easy withdrawal through the App
Your investments are 100% Insured
Up to Rs 5L by DICGC (RBI subsidiary)
Book FD Instantly- No Bank A/c needed
No paperwork, no bank visit, or a/c opening formalities. Book FD in minutes!
* Terms & conditions apply
It’s super safe and secure
![safeAndSecure](https://moneyview.in/images/ic-safe-and-secure-image.webp)
Fixed Deposit (FD) FAQs
Fixed deposit is a financial instrument where an investor deposits a sum of money for a fixed period and earns interest on it. The interest rates on FD(s) are fixed and guaranteed, making them a low-risk investment option.
The interest rates offered on FD(s) may vary depending on the financial institution with which FD is getting booked, tenure of FD and type of customer.
The interest rates offered on FD(s) may vary depending on the financial institution with which FD is getting booked, tenure of FD and type of customer.
You can invest in Fixed deposits in under 3 mins without opening a new bank account by following the below listed steps:
- Download the Moneyview app and login with Aadhaar linked mobile no.
- Click on the Fixed Deposits card on Superhome.
- Choose FD from a wide range of RBI-regulated Banks and NBFCs that best suits your financial needs.
- Provide your PAN, Aadhaar, Personal & Professional details to verify your identity.
- You will have to provide withdrawal bank details to verify your bank account; your FD amount will be credited to this account on maturity or premature withdrawal.
- Complete your payment using UPI or Netbanking.
*VKYC might be applicable in a few cases.
The Bank / NBFC will now finally approve and book your FD. However, for South Indian Bank, FD booking is not real time and may take up to 1-2 working days.
Note: Your FD receipt will be available via email directly from Bank / NBFC (all except Utkarsh Small Finance Bank) within 7 days of FD booking confirmation. You can also view / download FD receipt from the app. Also, returns are calculated from the date of booking and not from the date of payment.
Yes, booking a Fixed Deposit (FD) on Moneyview is completely safe.
When you make an investment, your money is transferred directly to the RBI-regulated Bank or NBFC you chose to book an FD
Additionally, a deposit (i.e. your deposit amount + interest earned) amount of up to ₹5 lakhs per depositor per bank is insured by DICGC (a wholly owned subsidiary of RBI) for all Bank FDs.
When you make an investment, your money is transferred directly to the RBI-regulated Bank or NBFC you chose to book an FD
Additionally, a deposit (i.e. your deposit amount + interest earned) amount of up to ₹5 lakhs per depositor per bank is insured by DICGC (a wholly owned subsidiary of RBI) for all Bank FDs.
Yes, you can withdraw your FD before its maturity. The withdrawal conditions such as lock-in period and penalty may be different depending on the policies of the Bank or NBFC with which the FD was booked
For More FAQs -Click here