Personal Loan - Apply Now

• Confirm/enter your PAN number
• Ensure that your mobile number is linked to your Aadhaar card for KYC verification
• Provide a clear selfie taken in a well-lit area

Please note that the documentation requirements will vary based on your profile. We may require proof of address, bank statement, and other supporting documents.

In case we require proof of address, any one of the following documents will suffice -

• Aadhaar Card
• Valid Indian Passport
• Valid Voter ID
• Valid Driver’s License
• Utility Bills (Electricity, Water, Gas) dated within the last 60 days

If we require income proof, you must furnish your bank statement for the last three months. This statement must also show your salary credits.

1. Emergency Expenses:

   Emergencies come unannounced and can be a drain on your finances. Our personal loans can help you tide over such circumstances while allowing you to repay at your own convenience

2. Debt Consolidation:

   If you have multiple loans running at the same time, consolidating them into a single debt is easier to repay and also less stressful. You can avail a personal loan from moneyview to repay this consolidated debt as it comes with low-interest rates starting at 1.33%.

3. Build Credit History:

   A good credit history means a good credit score. Get a personal loan from moneyview which is pocket-friendly and easy to avail and pay it all back on time to build a solid credit score. It was never easier!

4. To Repay Credit Card Dues:

   Credit-card outstanding dues that remain unpaid at the end of the billing period are charged a high rate of interest (30-40% p.a). Use our personal loans to pay off these bills before the due date and reduce your financial burden.

5. Business Ventures:

   Dreaming about starting your own venture but short on funds? You need not worry about it anymore. Instant personal loans from Money View can help you start your own business without worrying about the initial investment.

6. Home Remodeling:

   Do you need a loan for a home-makeover? You could finance your new home improvement project that oozes style with our personal loan.

7. Dream Vacations:

   Leave your stress and worries behind. Head out for a much-needed holiday to an exotic location and fund it with a paperless personal loan from Money View.

8. Fund Education:

   Study as much as you want to without worrying about course fees, be it higher education or school with our personal loans.

9. Buy a Gadget:

   Are you eyeing the latest gadget in the market? Why break your investment for that? Use an instant personal loan to fund your purchase.

10. Down Payment of other Loans:

    Big-ticket loans like home loans or vehicle loans require a downpayment of 10-25%. Instant personal loans from Money View can help you finance this

• Go to the login section on our website, Click Here: /apply-loan/login
• Login into your loan account with your registered mobile number
• Go to the “Dashboard” section of your loan account
• Scroll down to the “Application Status” tab to know the status of your loan application

If you’ve applied on moneyview app

• Open the moneyview app
• Register yourself with a valid email ID if you haven’t done it yet
• Head over to the “Loans” section
• Once you move to the Loans section, you’ll be automatically directed to the “Application Status” screen where you can check your application details
• If you have the moneyview Loans app, you’ll be directed to the “Application Status” screen automatically as soon as you open it

• Annual Income

  To be eligible for our loans, we require a minimum in-hand income of Rs 13,500 for salaried applicants and Rs 15,000 for the self-employed and may vary based on where the applicant is applying from.

  Your income is a direct reflection of your ability to repay the loan. So, if your income isn’t up to the mark with respect to your loan amount, your application will be rejected.

• Open Credit

  Your instant loan application can get rejected if you have too many lines of credit that are currently open and a major portion of your salary is spent on repaying other EMIs and there’s no room for more credit. This can include other loans like car loans, home loans, and credit cards. It can even include your monthly commitments like rental and living expenses among others.

• Poor Credit Score:

  Your 3-digit credit score, or more popularly known as CIBIL score, is a reflection of your creditworthiness and is based on your past and present credit behavior. We approve personal loans for a minimum CIBIL score of 600 or an Experian Score of 650. If your score isn’t good enough, you won’t get a loan or get a loan at unfavorable terms like a very high rate of interest or a shorter than applied for tenure.

  Some of the main factors that affect your score include your repayment history, promptness in payments, usage of your credit limit, duration of open credit lines, and the number of credit lines among others.

• Multiple Loan Enquiries & Applications:

  Having multiple applications with different lenders for the same loan will lessen your chances of getting the approval. Also, each application is considered as an inquiry by the credit bureau which will reduce your credit score thereby reducing your chances of availing a loan

• Invalid or Incorrect Information:

  When you fill out your loan application, it’s highly important that you are doubly sure that every piece of information being filled out is correct. Any kind of misinformation or mistake can lead to rejection more often than not. So, be sure of all the details that you provide that match the documents submitted by you.

• Unsettled Employment:

  Your employment status and type can have a major bearing on your income and your ability to repay your personal loan. In such a scenario, if your employment history is unstable – too many breaks or constant changes – lenders won’t trust you to have a consistent source of income, which in turn can affect your loan repayments. This can lead to your application getting rejected too.

• Submission of Incorrect Documents:

  The documents needed are minimal, but we require correct and current documents. For example, If you provide an expired passport as proof of identity or an old bank statement as proof of income, your loan application will be rejected.