Home Loan
Enjoy Lowest Rates
on Home Loans!
Starting from 7.75% p.a.
in 24 hrs*
to 30 yrs
payment
Our partners
Our Partners
Aditya Birla Capital
₹7.5L to ₹3Cr
Onwards
30 years
Vridhi
₹3L to ₹35L
Onwards
15 years
South Indian Bank
₹35L to ₹15Cr
11% p.a.
30 years
India Shelter Home Loans
₹3L to ₹50L
Onwards
20 years
Mahindra Home Finance
₹10L to ₹1.5Cr
Onwards
20 years
L&T Finance
₹10L to ₹7.5Cr
Onwards
20 years
DCB Bank
₹20L to ₹3Cr
Onwards
20 years
Bajaj Housing Finance
₹20L to ₹3Cr
Onwards
20 years
Benefits of a Home Loan through Moneyview
Get Up to 90% of
Property Value
Repayment Tenures
up to 30 years
Quick Approval &
Processing
Zero Foreclosure
Charges*
Real Agent
Support
100% Online
Application
Get Up to 90% of
Property Value
Repayment Tenures
up to 30 years
Quick Approval &
Processing
Zero Foreclosure
Charges*
Real Agent
Support
100% Online
Application
Eligibility Criteria for Home Loans
Are you eligible for a Home Loan from our lending partners? Here are the criteria
You should be an Indian resident
Your age should be between 21 and 70 years
If you are salaried, your in-hand income should be at least ₹15,000
If you are self-employed, you should have an annual turnover of ₹3 Lakh
You should have a minimum CIBIL score of 600
What are the Charges for Home Loans through Moneyview?
Get home loans through Moneyview starting from ₹5 Lakh to ₹15 Crore at the most affordable rates
Interest Rates | Starting from 7.75% p.a. |
|---|---|
Processing Fee | Ranging between ₹1,000 to ₹7,000 |
Foreclosure / Prepayment Charges | ₹0 |
List of documents needed
Proof of
Income
Statement of primary
bank account
Proof of permanent
residence
Property
documents
Latest Form 16
Steps to Apply for a Home Loan through Moneyview
Applying for a home loan through us is very easy and involves only 4 simple steps
Step 1
Enter personal details &
submit application
Step 2
Lending partner calls you
to confirm details
Step 3
Site visit & in-person
discussion
Step 4
Loan approval &
Get funds disbursed!
Types of Home Loans
In India, home loans are taken for many purposes. Here are some common types of home loans.
Home Purchase Loan
Loan taken to purchase a pre-owned, pre-built, or under-construction residential property.
Home Improvement Loan
Loan taken to improve, extend, or renovate your current property.
Home Construction Loan
If you already have a plot of land, this loan can be used to build your house.
Plot Loan
This kind of loan can be taken to purchase a plot to build a house on.
Home Loan Balance Transfer
In this case, you transfer your home loan from your current lender to a new lender to get more affordable rates or better offers.
Home loans can be of many more types, like top-up loans, NRI home loans, and home loans under various government schemes.
Tips to Get Easy Approvals as a First-Time Buyer
Buying your first home? The first-time home loan journey can be daunting, but we are here to make it a cakewalk for you.
Work on your credit history in advance, much before planning to take a home loan.
Keep your CIBIL score high; it can help you get better loans at lower rates.
Add an earning co-applicant for better offers.
Include all your income sources and have solid income proof.
Don't take big loans or make big purchases on your credit card right before applying for a home loan.
Plan meticulously and save for the downpayment.
Work on your credit history in advance, much before planning to take a home loan.
Keep your CIBIL score high; it can help you get better loans at lower rates.
Add an earning co-applicant for better offers.
Include all your income sources and have solid income proof.
Don't take big loans or make big purchases on your credit card right before applying for a home loan.
Plan meticulously and save for the downpayment.
Work on your credit history in advance, much before planning to take a home loan.
Keep your CIBIL score high; it can help you get better loans at lower rates.
Add an earning co-applicant for better offers.
Include all your income sources and have solid income proof.
Don't take big loans or make big purchases on your credit card right before applying for a home loan.
Plan meticulously and save for the downpayment.
Home Loans - Frequently Asked Questions
Why should I choose to take a home loan through Moneyview?
Our home loans come with unique benefits such as:
- Low interest rate
- Low minimum amount
- High maximum amount
- Easy prepayment terms
- Fully digital platform to ensure a complete user-friendly experience
What are the factors determining my home loan eligibility?
- Credit Score (minimum 600)
- Income of all applicants
- Primary applicant's age (min 21 years and max 70 years)
- Primary applicant's occupation
- Other obligations & existing EMIs
- Additional sources of income, if any
- Repayment Capacity
- Current residential location
- Location of the property you wish to buy
What are the interest rates for a home loan?
For reference, the interest rate for a home loan from Moneyview’s lending partners starts from 7.75% p.a.
What are the steps involved and the time taken after submitting my home loan application?
Step 1: Loan against property application (1 hour)
Step 2: Document submission (1 day)
Step 3: Legal & technical verification (1 day)
Step 4: Loan approval (2 days)
Step 5: Loan sanction (11 days)
Step 6: Funds disbursal (6 days)
What is the maximum and minimum loan amount and tenure I can avail from Moneyview’s lending partners?
What are the different purposes for which I can get a home loan?
- Home Construction Loan
- Home Loan for Plot Purchase and Construction
- Home Extension Loan
- Home Renovation Loan
- Construction Finance
Can I get a home loan without finalising my property?
Based on your income eligibility, you may receive a PNI (Property Not Identified) Sanction Letter. Once you identify the property, final approval will be subject to property assessment.
If the property is under construction, it is recommended to consult your relationship manager for more details.
Will I get a tax benefit for availing a home loan?
What is a balance transfer (BT) loan?
Can I repay the loan ahead of schedule?
Please check with your relationship manager for exact details.
