Offer – Terms & Conditions

These Terms and Conditions ("Terms") govern your ("User", “your” or "you") participation in the Offer ("Program") offered by Moneyview Limited (Formerly known as Moneyview Private Limited and Whizdm Innovations Private Limited) ("Moneyview", "we", "us", or "our"). By participating in the Program, you agree to these Terms, our Terms and Conditions (available here) (“T&C”), Privacy Policy (available here) (“MV Privacy Policy”), and any other applicable policies, as communicated by Moneyview from time to time.

1. Program

  1. This Program is applicable
    1. For new Users: in case the User starts a daily systematic investment plan (“Daily SIP”), a monthly systematic investment plan (“Monthly SIP”) or perform a one-time transaction in relation to the digital gold offered on our platform during the Program Period.
    2. For existing Users: in case the User starts a daily systematic investment plan (“Daily SIP”) in relation to the digital gold offered on our platform during the Program Period for the first time. For avoidance of doubt, existing Users shall be eligible for the Program only in case where the User does not have an existing Daily SIP.
  2. The transactions covered under section 1 and 2 above shall be collectively referred to as “DG Activity”.
  3. Upon commencement of the DG Activity, the eligible Users will receive digital gold equivalent to the following:
    1. Daily SIP – The User shall be eligible for an additional digital gold purchased/invested in each Daily SIP. This benefit will be credited on the occurrence of the specified auto-debit(s) under the respective construct as detailed below: The User will be eligible for only one of the following offers: 
      1. Offer 1: 25% benefit on the 0th, 7th, 14th, and 21st day auto-debits.
      2. Offer 2: 25% benefit on the 0th, 15th, 30th, and 45th day auto-debits. 
      3. Offer 3: 10% benefit on the 0th, 7th, 14th, and 21st day auto-debits. 
      4. Offer 4: 15% benefit on the 0th, 7th, 14th, and 21st day auto-debits. 
    2. Monthly SIP – Additional 10% (Ten Percent) of the value of digital gold purchased/invested by the User in the initial transaction of the Monthly SIP.
    3. One Time Transaction: Additional 5% (Five Percent) of the value of digital gold purchased/invested by the User in the transaction.
  5. The User shall only be eligible to receive the digital gold reward for a total of 4 times under this Program in the event of a Daily SIP.
  6. The User shall be eligible to receive the digital gold reward with respect to the Daily SIP only for one Daily SIP at a time.
  7. Moneyview’s decision regarding the value of digital gold offered as a part of the Program will be final.

2. Eligibility: 

  1. The Program is available only to Users who are Indian residents and are at least 18 years of age.
  2. The Program is available only to Users who make a minimum purchase of INR 50/- (Indian Rupees Fifty Only) and INR 10/- (Indian Rupees Ten Only) worth of digital gold, in case of a one time transaction & Monthly SIP and INR 10/- (Indian Rupees Ten Only) in case of a Daily SIP, respectively.
  3. Moneyview shall have the right to seek any information from you for the purposes of authentication and KYC. Further, Moneyview reserves the right to determine and verify your eligibility. 

3. Program Period:

  1. The Program will be effective from August 1st, 2025 (and at such time(s) as notified by us in our sole discretion on the Moneyview platform) and on such other dates and time as notified by Moneyview (“Program Period”), on the Moneyview platform and till such time the Company determines at its own discretion. 
  2. Moneyview reserves the right to modify the Program Period, at its sole discretion.

4. General Terms:

  1. Moneyview reserves the right to modify or withdraw the Program at any time without prior notice.
  2. The decision regarding eligibility and disbursement of digital gold shall be final and binding.
  3. This Program cannot be combined with any other promotion or discount unless explicitly stated otherwise.
  4. Any attempt to participate in the Program through fraud, misuse, or violation of these Terms or applicable laws will result in disqualification from the Program and forfeiture of any and all digital gold earned through the Program. Moneyview reserves the right to investigate and take appropriate action against any User suspected of engaging in fraudulent activities.
  5. You release Moneyview and its affiliates from all liability for your participation in the Program. Separately, you release Moneyview and its affiliates from liability with respect to third party claims in relation to this Program.
  6. Moneyview makes no warranties, express or implied, regarding the Program or any digital gold received through the Program.
  7. The maximum value of all rewards (including benefits, cashbacks, digital gold or other incentives provided by Moneyview under any schemes or offers) that a User can redeem per financial year is capped at INR 49,900/- (Indian Rupees Forty-Nine Thousand Nine Hundred Only). 

5. Taxes

  1. You are responsible for any tax obligations that may arise from your participation in the Program and the receipt of any digital gold. 
  2. You agree to indemnify and hold harmless Moneyview and its affiliates from all losses, claims and liabilities resulting from or relating to any tax obligations (including any interests and penalties) that may arise from your participation in the Program and receipt of digital gold.

6. Disputes:

In the event of any dispute regarding the Program, Moneyview's decision shall be final and binding. The provision on ‘Governing Law and Arbitration’ in the T&C shall apply mutatis mutandis to these Terms of the Program.

7. Privacy and Data Usage 

All personal data collected in connection with the Program will be handled in accordance with the MV Privacy Policy. By participating in the Program, Users consent to the collection, use, processing and sharing of their data as described in the MV Privacy Policy.

8. Contact Information:

For any queries or assistance regarding the Program, Users can contact Moneyview customer support at care@moneyview.in.

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