Features and Benefits of Personal Loan


Flexible Loan Amount

The maximum amount you can borrow is Rs. 10 lakhs, based on your eligibility


Quick Eligibility Check

You can check your eligibility in just two minutes with the Money View website or app


Minimal Documentation

You only need to provide us with your ID, address, and proof of income


Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month


100% Online

All aspects of the process are online and paperless, from application to disbursement.


Flexible Repayment Tenure

Applicants can choose repayment terms of up to five years


Loans on Low Credit Score

The unique credit model of Money View makes it possible to get a loan even if your CIBIL score or Experian score is 650.


Instant Disbursement

We will credit your account within 24 hours of approval.

How Much Personal Loan Can I Get on 50000 Salary

Personal loans are collateral-free and instant and are offered by banks as well as financial institutions to eligible borrowers. Depending on the income and expenditure of the applicants, lenders vary in the amount of instant personal loans they can grant. 

If you are searching for ‘how much loan can I get on 50000 salary’, then this article is for you!

How to Check Eligibility For Personal Loan On Rs. 50,000 Salary

Every lender in the country offers personal loans to candidates earning Rs. 50,000 per month if they meet their eligibility criteria. 

For example, here are moneyview’s eligibility criteria for applicants with Rs. 50,000 salary -

Given below is a city-wise breakdown of the income and credit score requirements -

Income and Credit Score Eligibility Criteria

Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

Rs 13,500


CIBIL Score /Experian Score of 650 and above

Rs 20,000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or

CIBIL Score/Experian Score of 650 and above

Rs 15,000

Metro City other than Mumbai and NCR

CIBIL Score/Experian Score of 650 and above

Self-Employed Individuals

Rs. 15,000


CIBIL Score/Experian Score of 650 and above

If you fulfill the eligibility criteria given above, you can easily get a personal loan of up to Rs. 10 lakhs from moneyview instantly.

Documents Required To Get Instant Personal Loan On Rs. 50,000 Salary

To get an instant personal loan on Rs. 50,000 salary, we only need the following from you.

Additionally, you must enable auto-debit from your bank account. You can complete this quick process using a debit card, net banking, or NACH form.

You won't need to manually process the auto-debit facility to help you pay your EMIs each month. 

What Are The Features & Benefits Of a Personal Loan For Rs. 50,000 Salary

moneyview offers significant benefits to its customers. Here are our top features and benefits:

Highest Loan Amount: With moneyview, our unique credit scoring model determines the best amount that is the most suitable for your needs and financial situation.

Most Affordable: In addition to offering a low-interest rate of 1.33% per month, we also offer flexible repayment plans from 3 months to 60 months to ease the burden on our customers.

100% Transparent: We remain completely transparent throughout the application process, so there will be no surprises or hidden charges.

Easy to Use: We have made our application as simple and hassle-free as possible so that all borrowers can apply for a loan.

Collateral-Free Loans: We offer collateral-free personal loans up to Rs. 5,00,00 so you can get a loan instantly with no security.

How to Apply for An Instant Personal Loan


Check Eligibility

Open the moneyview app or go to the website. Give us all the necessary details, and we'll let you know if you qualify in just two minutes.


Select Loan Tenure

Once you know your eligibility, you can choose a loan amount, from Rs. 5000 to Rs. 10 lakhs, and a tenure that is apt for your needs.


Upload Documents

moneyview follows a digital application process. So you can easily upload the minimal documents we ask for directly online for quick profile verification.


Amount Disbursed

Upon verification of your loan documents and submission of your loan agreement, the money will be deposited into your account within 24 hours.



Candidates earning Rs. 50,000 per year can easily meet all eligibility requirements and apply for a personal loan from any bank or financial institution for an adequate amount. 

The amount the applicant is eligible for depends on several variables, including the applicant's credit history, the credibility of their documents, and the stability of their employment. 

To get an instant loan on Rs. 50,000 salary, apply on the moneyview website or download the loans app now!

Frequently Asked Questions (FAQs)

For a Rs. 50,000 salary, the maximum loan limit is determined by your choice of lender. A lender who offers twenty times your monthly income can give you Rs. 10 lakhs

We require a CIBIL score or an Experian score of 650. Unlike banks and other financial institutions, Money View does not expect a high credit score to offer loans to applicants but higher the score, higher the loan amount and lower the interest rate for the loan.

You will be submitting a NACH mandate as part of the loan application process, which will allow us to auto debit your EMIs. This is also a simple process because you don't have to remember EMI dates or perform manual transfers each time.

If the auto-debit feature for your loan account is not enabled or activated for any reason, you can still pay your monthly EMIs using our app's 'Pay Now' option. With this option, you can make payments using either your debit card or your netbanking account.

No, you can only cancel the loan before submitting the Loan Agreement form. You will not be able to cancel the loan once you have submitted this Loan Agreement.

Only if you are unable to pay back the loan EMIs on time or if you miss payments entirely will your credit score suffer. Your credit score will only improve if you make consistent payments.


Was this information useful?

300 characters allowed (alphanumeric and special characters such as comma, full stop, @, ", &)

Thank you. Your feedback is important to us.


Apply for personal loan

Green Tick Success

Thank you for your interest!

We will reach out to you shortly