Why Avail moneyview Home Renovation Loan


Flexible Loan Amount

Easily borrow amounts ranging from Rs.5,000 to Rs.10 Lakh


Quick Disbursal

After you have submitted the loan agreement, the loan amount will be credited to your account within 24 hours in most cases


Collateral Free Loans

Instant personal loans from moneyview are unsecured loans. Thus, you don’t have to pledge any assets or arrange for a guarantor


Affordable Interest Rates

Benefit from low-interest rates starting from 1.33% per month


100% Online

The entire process, from application to disbursal, can be completed digitally


Flexible Repayment

Enjoy flexible repayment terms ranging from 3 months to 5 years


Loans on Low Credit Score

You can get loans with a CIBIL or Experian score of just 650


Quick Eligibility

Visit the moneyview website and check your eligibility in just 2 minutes

Home renovation loans are a great way to jazz up your home interiors. You can use moneyview’s instant personal loans as house renovation loans to give a new look to your home without worrying about the funds.

Personal Loan for Home Renovation

Home renovation loan interest rates of banks and NBFCs are similar to home loans. However, as home loans are high-ticket loans, they come with stringent conditions for lending like a high credit score and a high take-home income. The process also requires a lot of documents.

On the other hand, personal loans from moneyview can be procured with low credit scores and minimal documentation and can easily be used as home renovation loans.

Eligibility Criteria for moneyview Home Renovation Loan

You can avail of affordable house renovation loans from moneyview by fulfilling the eligibility criteria listed below -

Documents Required for moneyview House Renovation Loan

The documentation required for procuring a home renovation loan from moneyview is very simple. All you will have to do is - 

Please note that the documentation requirements will vary based on your profile. You may be required to upload proof of address, bank statement, and other supporting documents. 

In case you are required to upload proof of address, any one of the following documents will suffice - 

In case you are required to upload proof of income, you must furnish your bank statement for the last three months. This statement must also show your salary credits.

Fees and Charges for moneyview Home Renovation Loan

House renovation loan interest rates and other charges from moneyview are very affordable. They are listed below -

Fees & Charges

Amount Chargeable

Interest Rate

Starting from 1.33% per month

Loan Processing Charges

Starting from 2% of the approved loan amount

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Rs.500/- each time

Loan Cancellation

If you wish to exit the loan after it has been sanctioned, you can do so within 3 days of loan disbursement. The principal amount and other applicable charges, however, will have to be paid.

How to Apply for moneyview Home Renovation Loan


Check Eligibility

Check your eligibility for a personal loan on the Money View website or loan app. It will take just 2 minutes.


Select Loan Tenure

Select the appropriate loan amount and payment term based on your eligibility and requirements, from the options provided.


Upload Documents

Upload all the relevant documents such as ID, address, income proof, etc., and complete your KYC verification online.


Amount Disbursed

Get the loan amount transferred to your account within 24 hours of successfully submitting the loan agreement.



Funds procured from an instant personal loan can be used for a myriad of purposes. As house renovation loans from traditional banks may take a long time to get processed, you can use moneyview’s personal loans as house renovation loans.

This way you can get the money quickly without much hassle, right from the comfort of your home. To know more, visit the moneyview website or download the app!

Home Renovation Loan - Related FAQs

Yes, you can use the funds from a home loan for home renovation. Other than that, funds from a personal loan can also be used for home renovation.

You can claim tax benefits under Section 24 of the Income Tax Act. You can avail up to Rs.30,000 on the tax component paid on such loans.

Yes, you can get a loan from moneyview even with a CIBIL or Experian score of 650.

The interest rates of instant personal loans at moneyview start at 1.33% per month.

Yes, you can foreclose your personal loan from moneyview depending on the repayment term chosen by you. 

  • If your loan's tenure is up to 6 months, foreclosure is not allowed.
  • If your loan's tenure is from 7-18 months, foreclosure is allowed after making 6 EMI payments.
  • If your loan's tenure is >18 months, foreclosure is allowed only after making 12 EMI payments


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