Features and Benefits of Personal Loan

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Flexible Loan Amount

Choose any loan amount starting Rs.5,000 up to Rs.10 Lakh

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24 Hour Disbursal

Your loan will be credited within a day after your loan application has been approved

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Collateral Free Loans

You don’t have to arrange for any guarantor or pledge any asset while applying for personal loans from Moneyview

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Affordable Interest Rates

Avail loans at affordable rates starting at just 14% per annum

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Completely Paperless

The entire process from application to disbursal is paperless, online, and hassle-free

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Flexible Repayment Term

Borrowers can choose repayment tenure starting 3 months up to 60 months

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Loans on Low Credit Score

Get a loan If you have a minimum CIBIL score of 650

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Quick Eligibility Check

Complete your eligibility check from the Moneyview website or app within just 2 minutes.

Are you looking for a personal loan that has minimal documentation requirements? Then you’ve come to the right place.

Given below are the documents you need to submit in order to avail a personal loan from Moneyview -

Documents Required for Personal Loan

The primary document we require at Moneyview to process your loan application is your PAN Card.

Your PAN Card will, in most cases, be enough for us to determine your eligibility. However, in certain cases, we will require additional documents for proof of address and income. 

Given below are the acceptable documents for proof of ID, address, as well as income -

Proof of Identity Proof of Address Proof of Income

PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

Any 1 of the following - 

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


OR


Self-Employed Applicants - Last 3 months’ bank statements in PDF format

List of Documents Required for Salaried Employees

If you are a salaried employee and you fulfill our eligibility criteria, you will need to provide the following documents -

The primary document we will require is your PAN Card. However, if this document is unacceptable due to reasons such as image quality issues, then any of the documents given below will be accepted -

List of Documents Required for Self-Employed Employees

The following documents will have to be submitted by all self-employed applicants -

The most important document that we will need is your PAN Card. However, if this document is rejected for any reason, then any of the documents given below will be accepted -

Proof of Identity 

(any 1 of the following)

Valid Indian Passport
Valid Voter ID
Valid Driver’s License
Aadhaar Card

Proof of Address 

(any 1 of the following)

Valid Indian Passport
Valid Voter ID
Valid Driver’s License
Aadhaar Card
Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Proof of Income

Last 3 months’ bank statements in PDF format.

List of Documents Required for Pensioners

If you are a pensioner who requires a loan from Moneyview, assuming you have fulfilled our eligibility conditions, you will have to provide the documents given below -

The most important document that we will require is your PAN Card. However, if this document is not accepted for any reason, then any of the documents given below will be accepted -

How to Submit Personal Loan Documents Online

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Check Eligibility

Firstly, visit the Moneyview website or download the personal loan app and provide all the details required. We will then let you know your eligibility in just 2 minutes

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Select Loan Tenure

After that, based on your eligibility, you will be able to choose the loan amount and repayment term of your choice

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Upload Documents

Now, you can instantly upload all of the necessary documents online for verification, completely digital and hassle-free through the app itself

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Amount Disbursed

After your documents have been verified and your application is approved, the loan amount will be credited directly to your account within 24 hours

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Conclusion

At Moneyview, we strive to make our loan application process as smooth and hassle-free as possible. This is why our lending partners have kept the documentation requirements to a minimum. No one wants to travel back and forth to the lender with multiple documents which is why our lending partners' instant application process and minimal documentation requirements are always a hit!

Personal Loan Documents - Related FAQs

The process of applying for a personal loan through Moneyview is completely digital therefore all personal loan documents will have to be submitted online for faster processing. Documents sent via email are not accepted. In case you are unable to upload the same, please send us a screenshot of the issue to loans@moneyview.in.

Our lending partners cannot process your application without all the documents required for a personal loan. Please try to arrange the respective documents at the earliest so that your loan application can be processed.

You will receive an email from us asking for additional documents only if there is an issue with the documents that have already been submitted. All details regarding this will be elaborated in the email itself. Please follow the instructions given to avoid such situations. Additionally, uploading the documents on our app directly will ensure faster processing.

Yes, you will need to submit a video with the hard copy of your PAN card. If you do not have your PAN card with you, you can do so with a hard copy of your Aadhaar card as well. Video with a soft copy of your document is not acceptable.

If you do not have a netbanking account, please contact your bank directly to register yourself. Once you have your ID and password, login, and download the PDF version of your bank statement which can then be uploaded to your loan application.

If your netbanking ID is not valid, kindly contact your bank at the earliest to rectify the same.

Additionally, once you get your bank statement, ensure that it is in the right format before uploading it onto our app or website.

Our lending partners currently accept only 1 bank statement for applicants. Therefore, you will have to ensure that all your salary slips are from your salary account before uploading them.

In order to get a personal loan from Moneyview, our lending partners mainly require your PAN card. However, you may also require to submit additional proof of identity, proof of address, and proof of income.

Our application process is smooth, hassle-free, and extremely fast. If you meet our lending partners' eligibility criteria and your documents are in order, your loan amount will be credited to your account within 24 hours of application approval.

No, while a salary slip is not mandatory for applicants, our lending partners may require this document in certain cases. If you are a self-employed applicant, you can provide your last 3 months’ bank statements in PDF format.

The following documents can be used as proof of income -

  • Last 3 months’ bank statements of your salary account in PDF format showing salary credits
  • Last 3 months’ bank statements in PDF format

Yes, you will have to provide original KYC documents while applying for a personal loan. In most cases, however, our partner lenders will only require your PAN card and the entire application process is done online.

The most important document that our lending partners will need is your PAN Card. However, if this document is rejected for any reason, then you can check the list of personal loan documents required for self-employed applicants on the Moneyview site.

Your PAN Card is the primary document required for us to process your loan application. However, if this document is not accepted due to reasons such as image quality issues, then you can submit any of the personal loan documents required for salaried applicants listed on the Moneyview site.

You will have to provide documents supporting your application without which your loan will not be sanctioned by our lending partners. However, at Moneyview, our lending partners require a maximum of three documents.

Most lenders require your PAN card as a primary document while processing your loan application. This is also the case with the Moneyview digital lending app. However, if your PAN card is damaged or lost, you can provide other documents to support your personal loan application.

No, the documentation requirements will vary from one lender to another. At Moneyview, our partner lenders focus on keeping our documentation requirements minimal. 

While our lending partners mainly require your PAN card as the primary document, you may also need to submit additional proof of address and income.

You can get a personal loan from Moneyview by either applying through our website or app. In case you have applied through our app, once you fulfill our eligibility criteria, you will be asked to submit the original documents online. 

The process from application to disbursal is entirely online.

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