Top Features and Benefits of Personal Loan


Flexible Loan Amount

Choose any loan amount of upto Rs. 10 lakhs


Quick Eligibility Check

Your eligibility check from Money View website or download the app takes only 2 minutes saving energy and time.


Collateral Free Loans

To apply for a personal loan through Money View, you don’t have to pledge any asset or arrange for a guarantor


Affordable Interest Rates

Avail loans at affordable rates starting at just 1.33% per month


Completely Paperless

Submit three documents - ID proof, address proof, and income proof - and you’re done!


Flexible Repayment Term

Applicants can enjoy flexible repayment tenures of up to 5 years


Loans on Low Credit Score

Get a loan If you have a minimum CIBIL score or Experian score of 650.


24 Hour Disbursal

Your loan will be credited within a day after your loan application has been approved

Same day loans are those loans that are disbursed within 24 hours. This is quite a new concept in the Indian markets and while the exact type of loan may not be offered, certain online lenders such as we at Money View provide loans in 24 hours of application approval.

Certain banks have also introduced this concept, however, they are mostly restricted to their existing customers and come in as pre-approved offers.

Eligibility Criteria for 24-Hour Loans from Money View

If you meet the eligibility criteria given below, you can easily avail same-day loans from Money View -

  • Applicants must be between 21 years and 57 years
  • Applicants must receive an income of Rs. 13,500 or more*
  • Income must be credited directly to the applicants’ bank account
  • Credit score must be a minimum CIBIL score or Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*
Salaried Individuals Minimum In-Hand Income Area of Residence CIBIL Credit Score Requirement
Rs 13,500 Any CIBIL Score/Experian Score of 650 and above
Rs 20,000 Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) New to Credit or CIBIL Score /Experian Score of 650 and above
Rs 15,000 Metro City other than Mumbai and NCR CIBIL Score/Experian Score of 650 and above
Self-Employed Individuals Rs 15,000 Any CIBIL Score/Experian Score of 650 and above

Documents Required for 24-Hour Loans from Money View

At Money View, we require minimal documentation as given below -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Fees and Charges from Money View

Every loan applicant wants to avail a loan that is most affordable. Money View’s same-day loans come with competitive interest rates and have no hidden charges whatsoever. Our fees and charges are -

Fees & Charges Amount Chargeable
Interest Rate Starting from 1.33% per month
Loan Processing Charges Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan
Penal charges on Overdue EMI 24% per annum plus applicable taxes, if any
NACH Bounce Rs.500/- each time
Loan Cancellation
  • No additional/hidden charges levied
  • Processing fees will also be retained

Note -

  • After your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to Money View
  • This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention
  • On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly

How to Apply for Same Day Loans


Check Eligibility

Provide the required details and find out if you’re eligible for a loan in just 2 minutes.


Select Loan Tenure

Choose the loan amount and repayment term of your choice based on the options provided.


Upload Documents

You’ll have to upload all the relevant documents after which they will be verified


Amount Disbursed

Post verification and submission of loan agreement, the loan amount will be credited to your account within 24 hours



Same-day loans are a boon to those looking for emergency financial assistance. However as this concept is quite new, not all lenders offer 24-hour loans. Money View loans on the other hand provides borrowers with loans within 24 hours of application approval making this one of the best choices for individuals who need instant personal loans.

Same Day Loan - Related FAQs

A good credit score is an irreplaceable requirement for getting any kind of credit these days. However, there may be many individuals who do not have a high credit score but need loans urgently. While getting a same-day loan from a traditional source with a bad credit score is quite difficult, online loans may be a better option.

At Money View, thanks to our unique credit rating system, even those with relatively low credit scores can avail 24 hour loans. Borrowers need to have a minimum CIBIL score or a Experian score of 650.

Yes, we do lend to self-employed applicants. However, you must fulfill the eligibility criteria given below -

  • Your monthly in-hand income must be above Rs.15,000 per month
  • Income must be credited to a bank account
  • You must be between 21 to 57 years old
  • You must have a CIBIL score or an Experian score of 650 and above


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