Apply Directly From Your Home Through a 100% Online Process
Are you looking for a personal loan that has minimal documentation requirements? Then you’ve come to the right place.
Here is what you need to do to initiate your process -
Confirm/enter your PAN number
Ensure that your mobile number is linked to your Aadhaar card for KYC verification
Provide a clear selfie taken in a well-lit area
You must also enable the auto-debit facility on your bank account in order to permit automatic withdrawals from your account. Use a debit card, net banking, or a NACH form to finish this quick procedure.
The auto-debit facility will enable you to pay your EMIs automatically each month, eliminating the need for manual intervention.
Please Note:
The documentation requirements will vary based on your profile.
We may require proof of address, a bank statement, and other supporting documents.
If we require income proof, you must furnish your bank statement for the last three months. This statement must also show your salary credits.
For a personal loan, you need only 3 documents:
Your identity proof
Your address proof
Your income proof
The list of documents that you can submit in each category is mentioned in the table below.
|
Proof of Identity |
Proof of Address |
Proof of Income |
|---|---|---|
|
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice
|
Any 1 of the following -
|
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format |
If you are a salaried employee and you fulfill our eligibility criteria, the identity proof and address proof documents will remain the same.
However, as proof of income, as a salaried person, you need to furnish -
Last 3 months’ salary slips, OR
Last 3 months’ bank statements of your salary account in PDF format, showing salary credits
The identity and address proof documents will remain the same for self-employed applicants.
However, as proof of income, as a self-employed person, you need to furnish -
Last 3 months’ bank statements of your bank account in PDF format, showing your income
If you are a pensioner who requires a loan from Moneyview, assuming you have fulfilled our eligibility conditions, the identity proof and address proof documents will remain the same.
As proof of income, you have to upload -
Your last 3 months’ bank statements in PDF format showing your credited pension
1
Determine Eligibility
You can check your eligibility on the Moneyview website or app in just 2 minutes!
2
Select Repayment Period
Choose the loan amount and repayment period from the options provided to you as per your eligibility.
3
Upload Documents
Upload your documents online without any hassle.
4
Amount Credited
Once the application is verified and the loan agreement is signed, the loan amount will be directly credited to your bank account!
Your monthly EMI is
per month for 5 months
Total Interest
₹1,004
Total Amount
₹51,004
Loan Amount
Min ₹5,000
Max ₹6,000,000
Rate of Interest
Min 6%
Max 36%
Loan Tenure
5
months
Min 3 months
Max 72 months
The process of applying for a personal loan through Moneyview is completely digital; therefore, all personal loan documents will have to be submitted online for faster processing. Documents sent via email are not accepted. In case you are unable to upload the same, please send us a screenshot of the issue to loans@moneyview.in.
You will receive an email from us asking for additional documents only if there is an issue with the documents that have already been submitted. All details regarding this will be elaborated in the email itself. Please follow the instructions given to avoid such situations. Additionally, uploading the documents to our app directly will ensure faster processing.
If you do not have a NetBanking account, please contact your bank directly to register. Once you have your ID and password, log in and download the PDF version of your bank statement, which can then be uploaded to your loan application.
If your NetBanking ID is not valid, kindly contact your bank at the earliest to rectify the same.
Additionally, once you get your bank statement, ensure that it is in the right format before uploading it onto our app or website.
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Disclaimer
The starting interest rate depends on factors such as credit history, financial obligations, specific lender's criteria and Terms and conditions. Moneyview is a digital lending platform; all loans are evaluated and disbursed by our lending partners, who are registered as Non-Banking Financial Companies or Banks with the Reserve Bank of India.
This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.
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