Known as the ‘City of Gates’, Aurangabad is one of the largest cities in Maharashtra. It was founded in the year 1610, this city is home to a number of historical monuments everywhere and is popular for its tourism.
Climatically blessed, this city enjoys comfortable weather throughout the year and is known for producing fine artisan work. Aurangabad is one of the fastest growing cities of Asia and has immense scope for small businesses to prosper as there is a continuous influx of tourists from all around the world.
In a city bustling with a population so dense, banks are reluctant to give out loans that easily. Their verification procedures may take a while and that may not serve you all that well if you are in need for an urgent loan. This is where moneyview comes in.
So if you’re looking for a personal loan from private finance in Aurangabad, you’ve come to the right place. Continue reading to know more.
While there are many private finance providers in Aurangabad, the benefits offered by moneyview are second to none. Instant disbursal, minimal documentation, and a hassle-free application process are the standout features of moneyview personal loans. In this article, we will tell you how to easily get a personal loan of upto Rs. 5 lakh.
You can get a personal loan in Aurangabad instantly from moneyview in four easy steps -
Check your eligibility
Visit the moneyview website or download the app . Provide all the details required and we will let you know your eligibility in just 2 minutes
Select your loan plan
Depending on your eligibility, you will have to select the loan amount and repayment term of your choice
Provide required documents
Easily upload all of the necessary documents online for verification - 100% paperless and hassle-free
Instant Loan Disbursal
After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours
Note -
Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us
This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without any manual intervention.
On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly
If you meet the eligibility criteria given below, you can easily a personal loan in Aurangabad from moneyview -
Applicants must be between 21 years and 57 years
Applicants must receive an income of Rs. 13,500 or more*
Income must be credited directly to the applicants’ bank account
Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650
Given below is a city-wise breakdown of the income and credit score requirement -
Income and Credit Score Eligibility Criteria* |
|||
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
Rs 13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
At moneyview, we understand the importance of minimal documentation. We require only 3 key documents from you, as given below -
Identity Proof |
Address Proof |
Income Proof |
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice
|
Any 1 of the following -
|
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
Every loan applicant wants to avail a loan that is most affordable. moneyview’s personal loans come with competitive interest rates and have no hidden charges whatsoever. Our fees and charges are -
Fees and Charges |
Amount Chargeable |
Interest Rate |
Starting from 1.33% per month |
Loan Processing Charges |
Between 2% to 8% of the approved loan amount |
Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount |
Cheque Bounce |
Rs.500/- each time |
Loan Cancellation |
|
moneyview offers you the convenience of applying for an instant personal loan from the comfort of your home. Furthermore, you will enjoy the following benefits:
You can check your eligibility within just 2 minutes
The loan amount you can avail can be as low as Rs.5,000 and up to Rs.5,00,000
People with a low credit score can also apply for a loan from moneyview thanks to our unique in-house credit model
You can get your loan amount within 24 hours of loan application approval
We believe in minimal documentation, hence we require only 3 documents from you
From loan application to approval, the process is 100% digital
You can enjoy flexible loan tenures and easy repayment options
Getting a personal loan in Aurangabad has never been easier. These loans are provided at competitive rates and flexible repayment tenures. So what are you waiting for? Visit the moneyview website or download the app and apply today.
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