Being a multipurpose loan, a personal loan can be used for fulfilling your diversified needs starting from funding a vacation to fund your wedding. It’s a type of unsecured debt where no collateral is required to borrow money. One of the fastest-growing cities in India, Chandigarh is the most sought after destination for many people as it is one of the cleanest and beautiful cities in India, and also the emerging hub of the IT Services industry.

Well, if you are in need of urgent cash in Chandigarh and clueless as to how to go ahead about it, just don’t worry. Money View, one of the perianal loan providers in Chandigarh offers you the best deal based on your financial requirements.

Features and Benefits of Money View Personal Loan in Chandigarh

Money view personal loan in Chandigarh comes with a lot of attractive features and benefits: Listed below are the key features and benefits of personal loan offered by Money View:

  • Quick and faster loan disbursal process.
  • Monthly interest starting from as low as 1.33%
  • Get a loan up to maximum Rs. 5 lakhs and minimum Rs.10, 000.
  • You can check your eligibility in 2 minutes. It’s quite faster.
  • Hassle free documentation process.
  • Transparent eligibility criteria.
  • Entirely Paperless Application
  • Safe & secure online application.
  • Get it anywhere in India.
Money View Personal Loan in Chandigarh Interest Rates and Other Charges

When it comes to charging interest and other charges, Money View, being one of the most sought after personal loan financers in Chandigarh, maintains complete transparency. It offers the most competitive rates on your loan with no hidden charges applicable.

Listed below are the various fees and charges applicable on Personal loan offered by Money View in Chandigarh:

Interest Rate As low as 1.33% per month
Loan Processing Charges 2% of the approved loan amount
Interest on Overdue EMIs 2% per month
Loan Cancellation
  • NIL ( However, processing will not be returned and the interest amount incurred for the period between loan disbursement and cancellation need to be paid)
Cheque Bounce Rs. 500 at a time

***Important terms & condition regarding Money View personal loan repayment: Money View does not allow part payments of your loan. And for full repayment of your loan amount, you need to pay a minimum of 3 EMIs.

Eligibility Criteria for Applying for Personal Loans in Chandigarh through Money View

Listed below are the Money View eligibility criteria required for applying for a personal loan in Chandigarh:

  • Both salaried and self-employed individuals are eligible
  • Minimum monthly income should not be less than 13,500
  • Income should be received in a bank
  • Min CIBIL score should be 650 or Experian score should be 750
  • Minimum age of the applicant should be 21 years
  • Maximum age should not be more than 57 years.
How to Apply For a Personal Loan in Chandigarh through Money View

It’s the matter of just a click, if you want to apply for a personal loan in Chandigarh via Money View. All you have to do is to follow the below mentioned steps and receive the amount in your loan account -

  • 1st Click Here: https://moneyview.in/apply-loan/signup
  • Then you need to create your Money View account using your mobile no.
  • When you insert your mobile number to register/ create your account, an OTP will be sent to you.
  • Enter the OTP, and your registration will be complete.
  • Select a suitable instant loan offer and repayment term from multiple options
  • Fill in all required information and upload necessary documents
  • Then complete your KYC verification digitally
  • Now submit to get the loan amount approved
  • Get the loan amount credited into your account within 24 hours of approval
Money View Loan Eligibility Criteria for Salaried People

Any salaried person can avail a loan from Money View, if he/she fulfills the following eligibility criteria:

  • Monthly in-hand income of Rs. 13,500* or more.
  • Min CIBIL score should be 650 / Experian score should be 750.
  • Minimum age - 21 years
  • Maximum age - 57 years
  • Income should be received in a bank.
Documents Required To Apply For Money View Personal Loans in Chandigarh

Money View maintains a very simple and hassle free documentation process for sanctioning/approving personal loans. You just need the following documents to apply for a personal loan in Chandigarh:

  • Proof of identity (PAN/ Aadhaar Card).
  • Proof of address.
  • Bank statement in PDF format.
Personal Loans for CIBIL Defaulters in Chandigarh

Be it Noida, Bangalore, Hyderabad or Chandigarh, if you don’t have a good credit score or your name is in the list of credit defaulters, it’s very difficult to get credits from the lending institutions. And Money View understands the problem of such borrowers who have a low credit score, but he/she needs urgent cash. With a reasonably low credit score also, you can avail a personal loan from Money View in Chandigarh. However, it’s important to maintain a good and desirable credit score, and you can do so by following the simple steps:

  • Paying credit card bills on time
  • Paying off all existing payments
  • Not applying for multiple credits.
  • Not exceeding your credit limit.
  • Checking your credit reports regularly.