Here’s Why You Should Opt for Money View Personal Loans in Chandigarh

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Flexibility of Loan Amount

Choose a loan amount of up to Rs. 5 lakhs

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24 Hour Disbursement

Your loan will be credited within a day after your loan application has been approved

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No Collateral or Guarantor

There is no need for a guarantor or collateral for Money View personal loans

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Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month

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Minimal Documentation

We require only three documents from you - ID proof, address proof, and income proof

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100% Paperless

Enjoy a complete online process, right from application to loan disbursal

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Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.

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Instant Eligibility Check

Check your eligibility from the Money View website or loan app within just 2 minutes

Chandigarh is not your normal city. Other than being the capital of two prominent states of India, Punjab, and Haryana, it was the dream city of our beloved Prime Minister Pandit Jawaharlal Nehru.

Chandigarh is brimming with national heritage and culture. And, it is also a little expensive live in. Worry not! Because moneyview provides instant loan disbursement to help you in any financial situation. 

Personal Loan Financer in Chandigarh

One of the most trusted personal loan providers in Chandigarh, moneyview offers loans of up to Rs. 5 lakh with minimal documentation and a hassle-free application process.

Eligibility Criteria for Personal Loans in Chandigarh

Here’s Money View’s simple eligibility criteria for personal loans in Chandigarh -

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*


Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

Rs 13,500

Any

CIBIL Score of 600 /Experian Score of 650 and above

Rs 20,000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or

CIBIL Score of 600 /Experian Score of 650 and above

Rs 15,000

Metro City other than Mumbai and NCR

CIBIL Score of 600 /Experian Score of 650 and above

Self-Employed Individuals

Rs. 15,000

Any

CIBIL Score of 600 /Experian Score of 650 and above

Given below are our minimal documentation requirements for personal loans in Chandigarh -

Identity Proof

Address Proof

Income Proof

PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

Any 1 of the following - 

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


OR


Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

As one of the foremost personal loan providers in Chandigarh, we have ensured that our fees and charges are affordable without any hidden components -

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 1.33% per month

Loan Processing Charges

Between 2% to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Rs.500/- each time

Loan Cancellation

  • No additional charges levied

  • Processing fees will also be retained.

How to Apply for An Instant Personal Loan in Chandigarh

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Check Eligibility

Provide a few basic details to check your eligibility in just 2 mins!

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Select Loan Tenure

Choose your loan amount & repayment tenure

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Upload Documents

Complete your KYC and Verify income

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Amount Disbursed

Direct Bank A/c transfer in a few minutes!

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Conclusion

Getting personal loans in Chandigarh is now easier than ever.  Not only do our personal loans come with a flexible repayment schedule, they are also easy to avail and disbursed within 24 hours of application approval.  So what are you waiting for? Visit the Money View website or download the loan app and apply now.

Personal Loan in Chandigarh - FAQs

Having a high credit score is essential to avail personal loans at affordable rates and convenient terms. However, at Money View, we use a unique credit rating model that assesses an applicant’s creditworthiness on factors other than just his/her credit score.
Therefore, even if the applicant was a CIBIL defaulter, as long as his/her CIBIL score is above 600, then a personal loan in Chandigarh from Money View can be availed.

Our personal loans are extremely versatile. You can use Money View personal loans for a number of purposes such as -

  • To fund a wedding

  • For home-repairs

  • For vacation

  • To pay off credit card bills or build credit score

  • To buy the latest gadget

  • For a loan down payment

  • To fund a business venture

  • Medical expenses

  • Education purposes

It is not possible to avail personal loans without providing income proof as the lender needs to verify your repayment ability. However, at Money View we ensure that our customers have to provide just the minimum number of documents required and this includes - proof of identity, proof of address, and proof of income.

Currently we only provide loans to those individuals whose salary gets credited directly to their bank account. We will not be able to give loans to applicants who get their salaries in cash.

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