Here’s Why You Should Opt for Personal Loans in Chandigarh from Moneyview

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Flexibility of Loan Amount

Choose a loan amount of up to Rs. 5 lakhs

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24 Hour Disbursement

Your loan will be credited within a day after your loan application has been approved

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No Collateral or Guarantor

There is no need for a guarantor or collateral for personal loans from Moneyview

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Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Moneyview, the interest rate starts at just 10% per annum.

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Minimal Documentation

We require only three documents from you - ID proof, address proof, and income proof

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100% Paperless

Enjoy a complete online process, right from application to loan disbursal

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Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.

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Instant Eligibility Check

Check your eligibility from the Moneyview website or loan app within just 2 minutes

Chandigarh is not your normal city. Other than being the capital of two prominent states of India, Punjab, and Haryana, it was the dream city of our beloved Prime Minister Pandit Jawaharlal Nehru.

Chandigarh is brimming with national heritage and culture. And, it is also a little expensive live in. Worry not! Because Moneyview offers instant loan disbursement to help you in any financial situation.

Personal Loan Financer in Chandigarh

Partnered with some of the most trusted personal loan providers in Chandigarh, Moneyview offers loans of up to Rs. 5 lakh with minimal documentation and a hassle-free application process.

Eligibility Criteria for Personal Loans in Chandigarh

Here’s Moneyview’s simple eligibility criteria for personal loans in Chandigarh -

  • Applicants must be between 21 years and 57 years

  • Applicants must receive an income of Rs. 13,500 or more*

  • Income must be credited directly to the applicants’ bank account

  • Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*

Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

Rs 13,500

Any

CIBIL Score of 600 /Experian Score of 650 and above

Rs 20,000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or

CIBIL Score of 600 /Experian Score of 650 and above

Rs 15,000

Metro City other than Mumbai and NCR

CIBIL Score of 600 /Experian Score of 650 and above

Self-Employed Individuals

Rs. 15,000

Any

CIBIL Score of 600 /Experian Score of 650 and above

How to Apply for An Instant Personal Loan in Chandigarh

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Check Eligibility

Provide a few basic details to check your eligibility in just 2 mins!

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Select Loan Tenure

Choose your loan amount & repayment tenure

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Upload Documents

Complete your KYC and Verify income

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Amount Disbursed

Direct Bank A/c transfer in a few minutes!

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Conclusion

Getting personal loans in Chandigarh is now easier than ever.  Not only do our personal loans come with a flexible repayment schedule, they are also easy to avail and disbursed within 24 hours of application approval.  So what are you waiting for? Visit the Moneyview website or download the loan app and apply now.


Personal Loan in Chandigarh - FAQs

Having a high credit score is essential to avail personal loans at affordable rates and convenient terms. However, at Moneyview, our lending partners use unique credit rating models that assess an applicant’s creditworthiness on factors other than just his/her credit score.

Therefore, even if the applicant was a CIBIL defaulter, as long as his/her CIBIL score is above 600, then a personal loan in Chandigarh from Moneyview can be availed.

Our lending partners’ personal loans are extremely versatile. You can use personal loans from Moneyview for a number of purposes such as -

  • To fund a wedding

  • For home-repairs

  • For vacation

  • To pay off credit card bills or build credit score

  • To buy the latest gadget

  • For a loan down payment

  • To fund a business venture

  • Medical expenses

  • Education purposes

It is not possible to avail personal loans without providing income proof as the lender needs to verify your repayment ability. However, at Moneyview we ensure that our customers have to provide just the minimum number of documents required and this includes - proof of identity, proof of address, and proof of income.

Currently we only offer loans to those individuals whose salary gets credited directly to their bank account. We will not be able to disburse loans to applicants who get their salaries in cash. We will not be able to give loans to applicants who get their salaries in cash.

INTERLINKS

Apply for Personal Loan
Personal Loan Interest Rates
Personal Loan Eligibility
Personal Loan Documents
Personal Loan for Self Employed
Personal Loan for Salaried Employees

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