Chandigarh is not your normal city. Other than being the capital of two prominent states of India, Punjab, and Haryana, it was the dream city of our beloved Prime Minister Pandit Jawaharlal Nehru.
Chandigarh is brimming with national heritage and culture. And, it is also a little expensive live in. Worry not! Because Moneyview offers instant loan disbursement to help you in any financial situation.
Partnered with some of the most trusted personal loan providers in Chandigarh, Moneyview digital lending platform offers loans of up to Rs. 10 lakh with minimal documentation and a hassle-free application process.
Here’s Moneyview's leding platform simple eligibility criteria for personal loans in Chandigarh -
Applicants must be between 21 years and 57 years
Applicants must receive an income of Rs. 25,000 or more*
Income must be credited directly to the applicants’ bank account
Credit score must be a minimum CIBIL score of 650
Given below are our minimal documentation requirements for personal loans in Chandigarh -
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Identity Proof |
Address Proof |
Income Proof |
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PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice
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Any 1 of the following -
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Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
As one of the foremost personal loan providers in Chandigarh, we have ensured that our fees and charges are affordable without any hidden components -
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Fees and Charges |
Amount Chargeable |
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Interest Rate |
Starting from 14% per annum |
|
Loan Processing Charges |
Between 2% to 8% of the approved loan amount |
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Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount |
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Cheque Bounce |
Rs.500/- each time |
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Loan Cancellation |
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Getting personal loans in Chandigarh is now easier than ever. Not only do our personal loans come with a flexible repayment schedule, they are also easy to avail and disbursed within 24 hours of application approval. So what are you waiting for? Visit the Moneyview website or download the loan app and apply now.
Having a high credit score is essential to avail personal loans at affordable rates and convenient terms. However, at Moneyview, our lending partners use unique credit rating models that assess an applicant’s creditworthiness on factors other than just his/her credit score.
Therefore, even if the applicant was a CIBIL defaulter, as long as his/her CIBIL score is above 650, then a personal loan in Chandigarh through Moneyview can be availed.
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