Personal Loan in Chandigarh

Personal Loan in Chandigarh

Chandigarh is not your normal city. Other than being the capital of two prominent states of India, Punjab, and Haryana, it was the dream city of our beloved Prime Minister Pandit Jawaharlal Nehru.

Chandigarh is brimming with national heritage and culture. And, it is also a little expensive live in. Worry not! Because Moneyview offers instant loan disbursement to help you in any financial situation.

Personal Loan Financer in Chandigarh

Partnered with some of the most trusted personal loan providers in Chandigarh, Moneyview digital lending platform offers loans of up to Rs. 10 lakh with minimal documentation and a hassle-free application process.

Eligibility Criteria for Personal Loans in Chandigarh

Here’s Moneyview's leding platform simple eligibility criteria for personal loans in Chandigarh -

  • Applicants must be between 21 years and 57 years

  • Applicants must receive an income of Rs. 25,000 or more*

  • Income must be credited directly to the applicants’ bank account

  • Credit score must be a minimum CIBIL score of 650

Personal Loans for Every Need

Collateral Free Personal Loans up to ₹10 Lakh

Personal Loan

Documents Required For Personal Loans in Chandigarh

Given below are our minimal documentation requirements for personal loans in Chandigarh -

Identity Proof

Address Proof

Income Proof

PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

Any 1 of the following - 

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


OR


Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Fees and Charges for Personal Loans in Chandigarh

As one of the foremost personal loan providers in Chandigarh, we have ensured that our fees and charges are affordable without any hidden components -

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 14% per annum

Loan Processing Charges

Between 2% to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Rs.500/- each time

Loan Cancellation

  • No additional charges levied

  • Processing fees will also be retained.

Conclusion

Getting personal loans in Chandigarh is now easier than ever.  Not only do our personal loans come with a flexible repayment schedule, they are also easy to avail and disbursed within 24 hours of application approval.  So what are you waiting for? Visit the Moneyview website or download the loan app and apply now.

Frequently Asked Questions

Having a high credit score is essential to avail personal loans at affordable rates and convenient terms. However, at Moneyview, our lending partners use unique credit rating models that assess an applicant’s creditworthiness on factors other than just his/her credit score.

Therefore, even if the applicant was a CIBIL defaulter, as long as his/her CIBIL score is above 650, then a personal loan in Chandigarh through Moneyview can be availed.

It is not possible to avail personal loans without providing income proof as the lender needs to verify your repayment ability. However, at Moneyview we ensure that our customers have to provide just the minimum number of documents required and this includes - proof of identity, proof of address, and proof of income.
Currently we only offer loans to those individuals whose salary gets credited directly to their bank account. We will not be able to disburse loans to applicants who get their salaries in cash. We will not be able to give loans to applicants who get their salaries in cash.

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