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Personal Loan in Jaipur

Personal Loan in Jaipur

The grandeur of Jaipur cannot be explained in words. A mesmerizing combination of old world charm and modern elements, Jaipur is the capital city of Rajasthan and a popular tourist destination. If you live in Jaipur and need a personal loan, we have the best option for you.

Personal Loan from Private Finance in Jaipur

The premier personal loan company in Jaipur, Moneyview digital lending platform offers personal loans of upto Rs. 5 lakh with minimal documentation and a hassle-free application process in addition to other unique advantages.

Eligibility Criteria for Personal Loans in Jaipur

Given below is instant eligibility criteria for personal loans in Jaipur -

  • Applicants must be between 21 years and 57 years

  • Applicants must receive a monthly income of Rs. 25,000 or more*

  • Income must be credited directly to the applicants’ bank account

  • Credit score must be a minimum CIBIL score of 650

Documents Required for Personal Loans in Jaipur

We believe in minimal documentation which is why we only need 3 documents from you -

Identity Proof

Address Proof

Income Proof

PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, anyone of the officially valid documents given below will suffice

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

Anyone of the following - 

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


OR


Self-Employed Applicants - Last 3 months’ bank statements in PDF format

Fees and Charges for Personal Loans in Jaipur

Moneyview personal loans are provided at competitive rates as given below -

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 14% per annum

Loan Processing Charges

Between 2% to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Rs.500/- each time

Loan Cancellation

  • No additional charges levied

  • Processing fees will also be retained.

Conclusion

Getting personal loans in Jaipur is quick and easy. Thanks to Moneyview digital lending platform, you will no longer have to travel to banks or submit physical copies of documents.

So what are you waiting for? Visit the Moneyview website or download the app and apply now.

Frequently Asked Questions

Currently we only provide loans to those individuals whose salary gets credited directly to their bank account. We will not be able to give loans to applicants who get their salaries in cash.
Having a high credit score is essential to avail personal loans at affordable rates and convenient terms. However, at Moneyview, we use an in-house credit rating model that assesses an applicant’s creditworthiness on factors other than just his/her credit score. Therefore, even if the applicant was a CIBIL defaulter, as long as his/her CIBIL score is above 600, then a personal loan in Jaipur through Moneyview can be availed. 
To process loans through Moneyview, we do not require any hard copies or photocopies of your documents. All you need to do is upload approved copies of your Identity, Address, and Income Proof. 

It is not possible to avail personal loans without providing income proof as the lender needs to verify your repayment ability. 

However, at Moneyview we ensure that our customers have to provide just the minimum number of documents required and this includes - proof of identity, proof of address, and proof of income.

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