It is now easy to avail an instant loan in Jaipur thanks to Money View personal loans. Affordable interest rates, minimal documentation, and hassle-free application process are just some of the benefits offered.
While there are a number of personal loan providers in Jaipur, Money View loans come with unique features and benefits that sets it apart from the rest -
Minimal Documentation
We require only three documents from you - ID proof, address proof, and income proof
No Collateral or Guarantor
There is no need for a guarantor or collateral for Money View personal loans
Flexibility of Loan Amount and Repayment Term
Choose a loan amount of up to Rs. 5 lakhs and repayment term of up to 60 months based on your eligibility
Loans with Low Credit Score
Even if your credit score is low, thanks to Money View’s unique in-house credit rating model, you can still avail a loan
100% Paperless
Enjoy a complete online process, right from application to loan disbursal
24 Hour Disbursement
Once your loan application is approved, your loan amount will be credited to your account within just 24 hours
Given below is Money View’s instant eligibility criteria for personal loans in Jaipur -
Applicants must be between 21 years and 57 years
Applicants must receive a monthly income of Rs. 13,500 or more*
Income must be credited directly to the applicants’ bank account
Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650
Given below is a city-wise breakdown of the income and credit score requirement -
Income and Credit Score Eligibility Criteria* |
|||
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
Rs 13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
We believe in minimal documentation which is why we only need 3 documents from you -
Identity Proof |
Address Proof |
Income Proof |
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, anyone of the officially valid documents given below will suffice
|
Anyone of the following -
|
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format |
If you fulfill our eligibility criteria and have the necessary documents in place, follow the steps given below to apply easily -
Check the Eligibility
Whether you are a self-employed individual or a salaried person, your age should be between 21 and 57 years to be eligible for our personal loan
Select the Right Loan Plan
Decide the loan amount you need and choose the payback period based on your eligibility
Submit Important Documents
Along with the application form, you need to provide all necessary documents
Get an Instant Personal Loan in Jaipur
Once your documents get verified and your application is approved, your loan amount will be credited to your bank account within 24 hours
Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us
This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention.
On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly
Getting personal loans in Jaipur is now easier than ever. Most individuals are worried about the interest rates charged by personal loan providers but at Money View, the interest rates and other charges are affordable and tailored to suit everyone’s needs. So what are you waiting for? Visit the Money View website or download the loan app and apply now.
Having a high credit score is essential to avail personal loans at affordable rates and convenient terms. However, at Money View, we use an in-house credit rating model that assesses an applicant’s creditworthiness on factors other than just his/her credit score. Therefore, even if the applicant was a CIBIL defaulter, as long as his/her CIBIL score is above 600, then a personal loan in Jaipur from Money View can be availed.
To process loans at Money View, we do not require any hard copies or photocopies of your documents. All you need to do is upload approved copies of your Identity, Address, and Income Proof.