Situated on the eastern side of the Western Ghats on the Panchganga River, Kolhapur is an iconic city. The area is well-known for its Kolhapuri Chappals and Kolhapuri necklaces, which are vital to the region's economy because they are made exclusively in the area and sold worldwide.
As with other developing cities in India, living expenses in Kolhapur have increased over the years. However, thanks to moneyview, you will no longer need to be concerned about your finances.
moneyview provides some of the best personal loans available in the country. Some of the benefits include ease of access, instant disbursement, and flexible repayment schedules. From the comfort of your own home, you can apply for and receive the loan amount.
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Charges |
Amount |
|
Interest Rate |
Starting from 1.33% per month |
|
Loan Processing Charges |
Starting from 2% and up to 8% of the approved loan amount |
|
Part/Full Payment of the Loan (Loan Foreclosure) |
Part payments are not permitted. After a minimum of three EMIs, foreclosure is permitted. |
|
Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount |
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Cheque Bounce |
Rs.500/- for every bounced cheque |
To be eligible for an instant personal loan in Kolhapur from moneyview, you must meet the following criteria:
Applicants must be between the ages of 21 and 57.
Applicants must have a monthly income of Rs. 13,500 or more.
Income must be deposited directly into the bank account of the applicants.
A minimum CIBIL score of 600 or an Experian score of 650 is required.
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Income and Credit Score Eligibility Criteria |
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Salaried Individuals |
Minimum In-Hand Income (in Rupees) |
Area of Residence |
CIBIL Credit Score Requirement |
|
13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
|
15,000 |
Metropolis other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Self-Employed Individuals |
15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
We have ensured that our documentation requirements are minimal. All we need from you are -
Your PAN number
Your mobile number will have to be linked to your Aadhaar card for KYC verification
You will also have to enable the auto-debit facility from your bank account. This is a quick process where you can use a debit card, net banking, or NACH form.
The auto-debit facility will help you pay your EMIs automatically every month without the need for manual intervention.
Applying for a moneyview Personal Loan in Kolhapur -
Examine Your Eligibility
Visit the moneyview website or download the loan app. Provide the necessary information, and we will notify you of your eligibility within 2 minutes.
Choose the Loan Tenure
Based on your eligibility, choose the loan amount and repayment term of your choice.
Upload Documents
Upload the necessary documents online with ease.
Disbursement Amount
The loan amount will be credited to your bank account within 24 hours of your documents being verified and loan agreement being submitted.
The entire loan application process for getting a moneyview loan is digital. So you will have to submit all the required documents online either on our app or on the web application, depending on where you are applying from.
The rate of interest starts from 16% p.a and is based on the assessment of your details like credit score, income, other loans, obligations, etc.
The loan will be repaid in EMIs which will be automatically deducted from your bank account. This is done only after you’ve authorized us to deduct the proposed EMI amount that’s specified during the loan request process in the app.
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