Personal Loan in Kolhapur
The Prestige of Maharashtra
The soul of Maharashtra, as some would call it; Kolhapur is one of the oldest cities of this western state of India. This city has been ruled by some of the finest men in history, and hence commands a royalty around it like no other. The city of Kolhapur is famous for a lot of things like food, footwear and even wrestling, which is why it is also called as the City of Wrestlers.
Another aspect of this city which gets it this popular aura is the city’s inclination towards religion. Being an ancient city, Kolhapur has been mentioned across various religious texts. The home of the popular folkdance Lavani, Kolhapur represents the spirit of Maharashtra in every discernible manner possible.
Economically, the city garners a lot of its revenue through tourism and through the endless array of manufacturing units set up here. The city is particularly popular for its handicraft products like the Kolhapuri slippers, and hand block printing of textiles, etc.
Getting your hands on a personal loan in Kolhapur is possible, but not easy.
Finances in Kolhapur
There is no doubt that there is an immense outreach of various banks here, considering the popularity of this city. But the fact remains that banks here are still stringent when it comes to giving out personal loans. They follow protocols strictly, and would not pass your loan application if even a single document goes amiss.
Private finance in Kolhapur may offer you instant cash loans relatively faster. These loans, however, come with hidden charges and fine print terms and conditions which may befall heavily on your financial planning in the months to come.
The need of the hour may compel you to turn to private money lenders in Kolhapur who offer you small personal loans. They may seem to be a good option at first, but in the long run, you realise it wasn’t all that profitable as you end up paying more than what you got.
Is There Anywhere In Kolhapur Where I Can Get Reliable Personal Loans?
An emergency can arise out of nowhere. This is when you would not want to dig into your hard earned savings. Having someone have your back when it counts is a relief. And this unending sense of relief is what we offer through MoneyView.
The whole idea behind the inception of MoneyView was to make India financially fit. The thought was to offer such a splendid technological product can simplifies finances, or rather how you tackle financial dynamics.
Financial shortages can happen to anyone. Running out of funds is not something now, and is definitely not something unheard of. In times like these, a small personal loan goes a long way in helping you make ends meet.
MoneyView not just offers easy personal loans, but even gives you access to features that make repayment of your principal amount easier than ever before. Here is a glimpse to our features that make loans better:
- Instant loans: With our speedy verification procedure in place, you no longer have to worry about your loans getting delayed. You get to choose a desired loan amount from anywhere between Rs 10,000 to Rs 5 lacs, and instant verification ensures that you get your loan amount within a few hours.
- Flexible loans: Easy personal loan in Kolhapur gets even more personal with MoneyView. MoneyView allows you to choose your payback period from anywhere between 3-12 months. This helps you span out your payment as per your convenience, without having it burden your monthly expenses.
- Paperless and simple: Our end-to-end paperless procedure is in tandem with the Digital India programme, wherein from the moment you apply for the loan till you pay the last instalment, everything is taken care of online. This gives you enough mobility to apply for a loan from anywhere, anytime, without having to worry about documentation.
To wrap it up
Easy personal loans in Kolhapur are no longer as impossible as they were once assumed to be. With MoneyView, you now get a world of features to enjoy from, which makes the loan procedure simpler than ever before.
Not only does the app offer you instant loans, but it also tracks your expenses and your savings and sends you timely reminders about your EMI payments, so you do not miss out on your payments.
To know more about the services we have to offer, please log on to www.moneyview.in
For Salaried – Min ₹ 14,000 In Hand Salary
For Self Employed – Min. ₹ 25,000 Income with 2 years Income Tax Return Filed
You can borrow as low as ₹ 10,000 and as high as ₹ 5,00,000. The maximum amount depends on your eligibility.
You can borrow for minimum 3 months to maximum 24 months.
The loan application for Money View is paperless which means that no physical document submission is required.
You need the following documents to apply for a loan with us
- Aadhaar card
- PAN Card
- Address proof
- Last 3 months bank statement
- 2 years IT Returns (in case you are self-employed)
EMI is deducted 5th of every month from your bank account.
At the time of application, you agree to a NACH mandate which enables us to deduct the EMI amount from your specified bank account.
In case your EMI auto-debit is bounced, there will be a bounce charge along with the daily penalty for delay of EMI.
Also in case you are not able to pay the EMIs, your CIBIL score might drop for every EMI default.
We assess your credit worthiness not only from your CIBIL score but also your transactional SMS data. Hence, when you download the app it helps us give you the best loan offer.
You can close your loan anytime after 3 months of taking the loan. There are penalty charges for foreclosure