Availability of personal loan in Kurnool is now easy thanks to Money View, one of India’s most trusted loan providers.With minimal documentation, flexible repayment terms and low-interest rates, it is possible to get a personal loan from Money View quickly.

Reasons For Choosing Money View Personal Loans:

We provide our customers with some of the best benefits and features that have been helpful to them. Some of the features are :

  • You can get loan amounts in the range of Rs 5000/- to Rs 5,00,000
  • Enjoy flexible repayment terms of up to 60 months
  • Interest rates are affordable. You have a chance to avail interest rate as low as 1.33%
  • Nominal documentation requirement
  • Chance of getting a personal loan even with a low credit score
  • Online procedure of loan application and disbursal
  • Quick disbursal of the loan after the approval of loan application

Procedure of Applying For Personal Loan In Kurnool:

Here are the steps that you must follow to get a personal loan in Kurnool from Money View:

Eligibility of the Applicant:

Visit the Money View website or download the loan app. Enter the details and you can check the eligibility in just 2 minutes.

Choice of loan plan:

Once you know the eligibility criteria then you have to choose the loan plan. For this, you have to enter the loan amount and the repayment terms.

Completion of documentation formalities:

Check the documents that have to be submitted. Upload the required documents online to complete the documentation formalities.

Get your loan instantly:

Verification of the loan documents is done. Next, the loan agreement has to be submitted. Once all the formalities are completed the loan amount is credited to your bank account in the next 24 hours.

Eligibility Criteria for Personal Loan in Kurnool

You can get a personal loan in Kurnool from Money View only if you fulfill the eligibility criteria. Here are the details of the eligibility criteria that need to be completed.

  • Applicants must be between 21 years and 57 years
  • Applicants must receive a monthly income of Rs. 13,500 or more*
  • Income must be credited directly to the applicants’ bank account
  • The credit score requirement has to be fulfilled by the applicant. He must have a minimum CIBIL score of 600 or he must have a minimum Experian score of 650 and above.

City wise breakup of the income and credit score requirement for applying for Money View Personal Loan:

Income and Credit Score Eligibility Criteria*
Salaried Individuals Minimum In-Hand Income Area of Residence CIBIL Credit Score Requirement
Rs 13,500 Any CIBIL Score of 600 /Experian Score of 650 and above
Rs 20,000 Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
Rs 15,000 Metro City other than Mumbai and NCR CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individuals Rs. 15,000 Any CIBIL Score of 600 /Experian Score of 650 and above

Factors That Affect Credit Score:

You do not have a healthy credit score then chances of approval of your loan are bleak. First of all, you must know the factors that have an impact on your credit score:

  • Your payment history is one of the most important factors that affects your credit score. Do not miss out on making any payment as it affects the credit score negatively. Irresponsible payment behavior can cost you dearly.
  • If you make multiple credit applications at the same time then multiple credit inquiries to check your creditworthiness occur at the same time. As a result, there is a negative effect on your credit score.
  • Paying only the minimum due amount and rolling over the debt also has a negative effect on the credit score.
  • Failure to have a credit mix and mistakes in CIBIL reports are also some factors that affect credit score.

Documentation Required for Getting Personal Loan In Kurnool

Interested in getting an instant personal loan in Kurnool from Money View? Then you need to submit only 3 important documents. Here are the details of the documentation formalities.

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits
Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Personal Loan Charges on Personal Loans from Money View

Our fees and charges are affordable without any hidden rates as given below -

Fees and Charges Amount To be paid
Interest Rate Starting from 1.33% per month
Loan Processing Charges Between 2% to 8% of the approved loan amount
Part/Full Payment of the Loan (Loan Foreclosure)
  • No part payments are allowed
  • Foreclosure allowed after a minimum of 3 EMIs
Interest on Overdue EMIs 2% per month on the overdue EMI/Principal loan amount
Cheque Bounce Rs.500/- each time
Loan Cancellation
  • No additional charges will be levied apart from the interest amount for the period between loan disbursement and loan cancellation.
  • Processing fees will also be retained.

This Is How You Apply Online For Money View Personal Loan

It is very easy to apply for a personal loan from Money View. If you want to apply for instant or paperless personal loans from Money View:

  • Go to the website or download the loans app.
  • Select the employment type that is salaried or self-employed.
  • Enter the relevant details about salary and mode of payment in the case of salaried individuals. In the case of self-employed applicants details of the annual turnover etc has to be given
  • Next, the applicant has to submit personal details like PAN number, name, PIN code, education, etc. The applicant who is eligible to get the personal loan has to upload the documents online.
  • The loan approval for eligible applicants is done instantly and in the next 24 hours, the loan is disbursed to the account of the applicant.

Have A Low Credit Score? Improve Your Credit Score With these Tips!

Your credit score is very important when you want to avail a personal loan. As you can see in the case of Money View the CIBIL score of the applicant has to be 600 and above. In case you find that you have a low credit score then here is what you can do to improve the same:

  • Debt repayment has an impact on your credit score. Therefore whenever you take any loan ensure that you pay the EMI on time. If you delay the EMI payment then the credit score gets affected adversely.
  • Lengthen your credit history by maintaining old credit cards. A lengthy and strong credit history improves the credit score in the long run.
  • The credit score is affected by the credit utilization ratio. If you want a good credit score then restrict your credit usage to the allotted limit. You can also check with your lender if customization of credit limit based on your expenses is possible.
  • Long-tenure loans help improve the credit score. This is because in the case of long tenure loans the EMI is low. So, the chances of repaying the loan on time are better. Timely repayment of loans improves the creditworthiness of the person.
  • Avoid taking multiple loans at one time as it can harm your credit score. There are chances that you may end up as a defaulter due to insufficient funds. This in turn affects the credit score adversely.
  • If you find any mistakes in the CIBIL report then make sure that you get the same rectified at the earliest to avoid any negative effect on the credit score.

EMI Calculations of the Personal Loans:

Calculation of the EMI of the personal loan can be done easily by using the Money View Online EMI calculator. This tool is easy to use and can be accessed from any device. This EMI calculator from Money View does complex calculations correctly and instantly.

The EMI amount depends on 3 factors. These are the loan amount that you have taken, the tenure of the loan and the interest amount. Just go to the Money View EMI calculator page. Adjust the slider to enter the loan amount, loan tenure, and interest rate. You instantly get the complete details of the EMI that you have to pay. This tool makes loan planning very easy.


Money View makes it easy for you to get an instant personal loan in Kurnool. Just check the eligibility criteria for getting a personal loan from Money View. If you fulfill the eligibility requirements then complete the documentation formalities right away. If everything is as per the requirements then the disbursal of the loan is done in the next 24 hours. What are you waiting for? If you need a personal loan in Kurnool then visit the Money View website or download the app and apply for the personal loan right away.

Personal Loan In Kurnool - Related FAQ’s

As of now, Money View gives personal loans only to those applicants whose salary is credited to their bank account. Money View does not give a personal loan to those individuals who get their salary in cash.

There are many reasons for which one can use the personal loan in Kurnool from Money View:

  • You can use it to make a down payment of another loan
  • A personal loan can also be used to buy appliances like washing machines, fridges, television, etc.
  • Credit card dues can be cleared with a personal loan. It is important to pay the credit card dues in time so that your name is not added to their defaulter list.
  • House renovation expenses can be cleared with a personal loan
  • Make a payment of college/school fees
  • With a personal loan, you can pay for your holiday with loved ones.
  • You can use a personal loan for repairing your vehicle
  • A personal loan is also used by people to bear the wedding expenses
  • If you are relocating to another place then even that expense can be managed with a personal loan
  • You can use a personal loan to pay your utility bills.

The creditworthiness of the applicant is checked by Money View by using their in-house credit rating model. If the applicant has a CIBIL score of 600 and above then he can get a personal loan from Money View.

After the applicant has paid a certain number of EMI’s to Money View the applicant can foreclose the personal loan. Here are the important details for foreclosure of a personal loan from Money View:

Fees and Charges Amount Chargeable
Foreclosure Charges Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-
Tenure Foreclosure
Up to 6 months Not allowed
7 - 18 months Allowed after 6 EMI payments
Over 18 months Allowed after 12 EMI payments
Part- Prepayment Charges Part-prepayment is not allowed

Yes, Money View does give a personal loan to self-employed individuals. The eligibility criteria for getting personal loan from Money View is as follows:

  • The monthly in-hand income of the applicant has to be more than Rs 15000/- per month
  • The income must be credited to the bank account of the applicant
  • The applicant has to be in the age group of 21 to 57 years.
  • TThe applicant must have a CIBIL score of 600 and above or he must have an Experian score of 650 and above.