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Personal Loan in Kurnool

Personal Loan in Kurnool

Situated in the state of Andhra Pradesh, Kurnool is also known as the City of Gemstones. It serves as district headquarters and used to be the capital of the former Andhra State (1953–1956).

Given that it is one of the largest cities in the state, the living expenses are also sky high. In such conditions, anyone might require a personal loan to take care of their financial emergencies.

In case you are trying to procure a personal loan, how about Moneyview loans?

Eligibility Criteria for Personal Loan in Kurnool

You can easily get a personal loan from Moneyview if you fulfill the eligibility criteria. You can check the criteria here -

  • Applicants must be between 21 years and 57 years

  • Applicants must receive a monthly income of Rs. 13,500 or more, if they are salaried individuals

  • If the applicant is self employed, their in-hand income must be Rs. 15,000 minimum

  • Income must be credited directly to the applicants’ bank account

  • The applicant must have a minimum CIBIL score of 600 or a minimum Experian score of 650 

Documents Required for Getting a Personal Loan in Kurnool

We, at Moneyview, require very basic and minimal documentation to approve your loan. Check the list to know in detail about the documents that need to be submitted - 

Identity Proof

Address Proof

Income Proof

  • PAN Card 

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

Any 1 of the following -

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits

OR

Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Fees and Charges on Personal Loans through Moneyview

You will find our fees and charges to be extremely affordable as given below - 

Fees and Charges

Amount Chargeable

Interest Rate

Starts from 14% per annum

Loan Processing Charges

Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan.

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount.

Cheque Bounce

Rs.500/- each time.

Conclusion

In a big city like Kurnool, financial emergencies are not uncommon, and you might need funds for a variety of reasons. No matter what your monetary requirement is, Moneyview is there for you.

You can find your eligibility in just 2 minutes by visiting our website, and apply for a collateral-free personal loan. To apply for an instant personal loan, please download our app.

Frequently Asked Questions

As of now, Moneyview gives personal loans only to those applicants whose salary is credited to their bank account. 
We, at Moneyview, give loans even on low credit scores. If your minimum CIBIL score is 650, you meet the criteria to get a personal loan through Moneyview. 
Yes, of course! You can foreclose your loan taken from Moneyview after you have paid a certain number of EMIs. 
Yes, even if you are self employed, you can get a personal loan from Moneyview. You just need to meet the age, minimum income, and the credit score criteria.
If you want to get an idea of the EMI beforehand, you can try out the Moneyview EMI calculator. You just need to choose your loan amount, tenure, and the interest rate, and you will be able to see your EMI.

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