Availability of personal loan in Kurnool is now easy thanks to Money View, one of India’s most trusted loan providers.With minimal documentation, flexible repayment terms and low-interest rates, it is possible to get a personal loan from Money View quickly.
We provide our customers with some of the best benefits and features that have been helpful to them. Some of the features are :
Here are the steps that you must follow to get a personal loan in Kurnool from Money View:
Choice of loan plan:
Once you know the eligibility criteria then you have to choose the loan plan. For this, you have to enter the loan amount and the repayment terms.
Completion of documentation formalities:
Check the documents that have to be submitted. Upload the required documents online to complete the documentation formalities.
Get your loan instantly:
Verification of the loan documents is done. Next, the loan agreement has to be submitted. Once all the formalities are completed the loan amount is credited to your bank account in the next 24 hours.
You can get a personal loan in Kurnool from Money View only if you fulfill the eligibility criteria. Here are the details of the eligibility criteria that need to be completed.
City wise breakup of the income and credit score requirement for applying for Money View Personal Loan:
|Income and Credit Score Eligibility Criteria*|
|Salaried Individuals||Minimum In-Hand Income||Area of Residence||CIBIL Credit Score Requirement|
|Rs 13,500||Any||CIBIL Score of 600 /Experian Score of 650 and above|
|Rs 20,000||Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)||New to Credit or CIBIL Score of 600 /Experian Score of 650 and above|
|Rs 15,000||Metro City other than Mumbai and NCR||CIBIL Score of 600 /Experian Score of 650 and above|
|Self-Employed Individuals||Rs. 15,000||Any||CIBIL Score of 600 /Experian Score of 650 and above|
You do not have a healthy credit score then chances of approval of your loan are bleak. First of all, you must know the factors that have an impact on your credit score:
Interested in getting an instant personal loan in Kurnool from Money View? Then you need to submit only 3 important documents. Here are the details of the documentation formalities.
|Identity Proof||Address Proof||Income Proof|
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other
reasons, any 1 of the officially valid documents given below will suffice
Any 1 of the following -
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits
Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed
Our fees and charges are affordable without any hidden rates as given below -
|Fees and Charges||Amount To be paid|
|Interest Rate||Starting from 1.33% per month|
|Loan Processing Charges||Between 2% to 8% of the approved loan amount|
|Part/Full Payment of the Loan (Loan Foreclosure)||
|Interest on Overdue EMIs||2% per month on the overdue EMI/Principal loan amount|
|Cheque Bounce||Rs.500/- each time|
It is very easy to apply for a personal loan from Money View. If you want to apply for instant or paperless personal loans from Money View:
Your credit score is very important when you want to avail a personal loan. As you can see in the case of Money View the CIBIL score of the applicant has to be 600 and above. In case you find that you have a low credit score then here is what you can do to improve the same:
Calculation of the EMI of the personal loan can be done easily by using the Money View Online EMI calculator. This tool is easy to use and can be accessed from any device. This EMI calculator from Money View does complex calculations correctly and instantly.
The EMI amount depends on 3 factors. These are the loan amount that you have taken, the tenure of the loan and the interest amount. Just go to the Money View EMI calculator page. Adjust the slider to enter the loan amount, loan tenure, and interest rate. You instantly get the complete details of the EMI that you have to pay. This tool makes loan planning very easy.
Money View makes it easy for you to get an instant personal loan in Kurnool. Just check the eligibility criteria for getting a personal loan from Money View. If you fulfill the eligibility requirements then complete the documentation formalities right away. If everything is as per the requirements then the disbursal of the loan is done in the next 24 hours. What are you waiting for? If you need a personal loan in Kurnool then visit the Money View website or download the app and apply for the personal loan right away.
As of now, Money View gives personal loans only to those applicants whose salary is credited to their bank account. Money View does not give a personal loan to those individuals who get their salary in cash.
There are many reasons for which one can use the personal loan in Kurnool from Money View:
The creditworthiness of the applicant is checked by Money View by using their in-house credit rating model. If the applicant has a CIBIL score of 600 and above then he can get a personal loan from Money View.
After the applicant has paid a certain number of EMI’s to Money View the applicant can foreclose the personal loan. Here are the important details for foreclosure of a personal loan from Money View:
|Fees and Charges||Amount Chargeable|
Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-
|Part- Prepayment Charges||Part-prepayment is not allowed|
Yes, Money View does give a personal loan to self-employed individuals. The eligibility criteria for getting personal loan from Money View is as follows: