Personal Loan in Nashik

Personal Loan in Nashik

Nashik, the birthplace of the river Godavari, is situated in Maharashtra. 

It is also known for Trirashmi Leni or Nashik caves, the Buddhist sculptures that depict early Buddhist traditions. Even though Nashik is still a developing city in its nascent stages, Moneyview loans are available here.

Moneyview, one of India’s best online lending institutions, ensures citizens of Nashik are financially sound by offering loans to those who need them at affordable rates.

Personal Loan from Private Finance in Nashik

Getting a personal loan from private finance companies in Nashik is easy thanks to Moneyview. One of the most trusted personal loan providers in the country, Moneyview offers loans that are easy to avail and require minimal documentation.

Features and Benefits of Personal Loan in Nashik

Loan Amount

Flexible Loan Sum

Borrow from ₹5,000 to ₹10 Lakh maximum

Unsecured Loans

Unsecured Loans

Applying for a personal loan through Moneyview doesn't require a guarantor or collateral

Quick Processing

Quick Processing

After approval, the loan amount is transferred to your bank account within a day

interest rates

Competitive Interest Rates

Take advantage of interest rates starting from just 14% p.a.

Personal Loans for Every Need

Collateral Free Personal Loans up to ₹10 Lakh

Personal loan

Eligibility Criteria for Personal Loans in Nashik

Given below is Moneyview’s instant eligibility criteria for personal loans in Nashik-

  • Applicants must be between 21 years and 57 years
  • Applicants must receive an income of Rs. 25,00 or more*
  • Income must be credited directly to the applicants’ bank account
  • Credit score must be a minimum CIBIL score of 650

Documents Required For Personal Loans in Nashik

Given below are the documents required to avail personal loans in Nashik

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits

OR

Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Personal Loan Interest Rates and Other Charges

Moneyview loans are pocket-friendly and fit into your budget, making our personal loans one of the best in the market. Read on to know more about our competitive interest rates and other charges

Fees & Charges Amount to be Paid
Interest Rate Starting from 14% per annum
Loan Processing Charges Starting from 2% and going up to 8% of the approved loan amount
Part/Full Payment of the Loan (Loan Foreclosure)
  • No part payments are allowed
  • Foreclosure allowed after a minimum of 3 EMIs.
Interest on Overdue EMIs 2% per month on the overdue EMI/Principal loan amount
Cheque Bounce Rs.500/- for every bounce
Loan Cancellation
  • No additional charges will be levied apart from the interest amount for the period between loan disbursement and loan cancellation.
  • Processing fees will also be retained.

Steps to Apply for Personal Loan in Nashik

  • 1

    Determine Eligibility

    Determine if you are eligibile on the Moneyview site or app in just 2 minutes!

  • 2

    Decide Your Repayment Schedule

    Decide on your loan value and repayment schedule from the choices available.

  • 3

    Provide Your Documents Digitally

    Provide minimal documentation to confirm your profile by effortlessly uploading them online.

  • 4

    Amount Credited

    Upon verification and agreement completion, your loan amount will be credited to your bank account in 24 hours!

Conclusion

Getting personal loans in Nashik is now easier than ever. Most individuals are worried about the interest rates charged by personal loan providers but at Moneyview, the interest rates and other charges are affordable and tailored to suit everyone’s needs. So what are you waiting for? Visit the Moneyview website or download the app and apply now.

Frequently Asked Questions

Having a high credit score is essential to avail personal loans at affordable rates and convenient terms. However, at Moneyview, we use an in-house credit rating model that assesses an applicant’s creditworthiness on factors other than just his/her credit score. 

Therefore, even if the applicant was a CIBIL defaulter, as long as his/her CIBIL score is above 650, then a personal loan in Nashik through Moneyview can be availed.

To process loans through Moneyview, we do not require any hard copies or photocopies of your documents. All you need to do is upload approved copies of your Identity, Address, and Income Proof.
Currently we only provide loans to those individuals whose salary gets credited directly to their bank account. We will not be able to give loans to applicants who get their salaries in cash.

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