Personal loans in Nashik are now easy to get thanks to Money View’s simple eligibility criteria. Read on to know more.

Personal Loan from Private Finance in Nashik

Getting a personal loan from private finance companies in Nashik is easy thanks to Money View. One of the most trusted personal loan providers in the country, Money View offers loans that are easy to avail and require minimal documentation.

How to Apply for a Personal Loan in Nashik

If you fulfill our eligibility criteria and have the necessary documents in place, follow the steps given below to apply easily -

Check your eligibility

Visit the Money View website or download the app and provide all the details required. We will then let you know your eligibility in just 2 minutes

Select your loan plan

Depending on your eligibility, you will have to select the loan amount and repayment term of your choice

Provide required documents

Easily upload all of the necessary documents online for verification - completely digital and hassle-free

Instant Loan Disbursal

After all your documents are verified and your application is approved, the loan amount will be sent to your account within 24 hours

Note -

  • Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us

  • This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without any manual intervention.

  • On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly

Eligibility Criteria for Personal Loans in Nashik

Given below is Money View’s instant eligibility criteria for personal loans in Nashik -

  • Applicants must be between 21 years and 57 years

  • Applicants must receive an income of Rs. 13,500 or more*

  • Income must be credited directly to the applicants’ bank account

  • Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*


Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

Rs 13,500

Any

CIBIL Score of 600 /Experian Score of 650 and above

Rs 20,000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or

CIBIL Score of 600 /Experian Score of 650 and above

Rs 15,000

Metro City other than Mumbai and NCR

CIBIL Score of 600 /Experian Score of 650 and above

Self-Employed Individuals

Rs. 15,000

Any

CIBIL Score of 600 /Experian Score of 650 and above

Documents Required For Personal Loans in Nashik

Given below are the documents required to avail personal loans in Nashik -

Identity Proof

Address Proof

Income Proof

PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, anyone of the officially valid documents given below will suffice

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

Anyone of the following - 

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


OR


Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Fees and Charges for a Personal Loan in Nashik

Money View personal loans are provided at competitive rates as given below -

Fees and Charges

Amount Chargeable

Interest Rate

Starting from 1.33% per month

Loan Processing Charges

Between 2% to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Rs.500/- each time

Loan Cancellation

  • No additional charges levied

  • Processing fees will also be retained.

In Conclusion

Getting personal loans in Nashik is now easier than ever. Most individuals are worried about the interest rates charged by personal loan providers but at Money View, the interest rates and other charges are affordable and tailored to suit everyone’s needs. So what are you waiting for? Visit the Money View website or download the app and apply now.

Frequently Asked Questions (FAQs)

Having a high credit score is essential to avail personal loans at affordable rates and convenient terms. However, at Money View, we use an in-house credit rating model that assesses an applicant’s creditworthiness on factors other than just his/her credit score. 

Therefore, even if the applicant was a CIBIL defaulter, as long as his/her CIBIL score is above 600, then a personal loan in Nashik from Money View can be availed.

Our personal loans are extremely versatile. You can use Money View personal loans for a number of purposes such as -

  • To fund a wedding

  • For home-repairs

  • To fund a business venture

  • Medical expenses

  • Education purposes

  • For vacation

  • To pay off credit card bills or build credit score

  • To buy the latest gadget

  • For a loan down payment

Currently we only provide loans to those individuals whose salary gets credited directly to their bank account. We will not be able to give loans to applicants who get their salaries in cash.

To process loans at Money View, we do not require any hard copies or photocopies of your documents. All you need to do is upload approved copies of your Identity, Address, and Income Proof.

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