An Easy Way to Get Quick Access to Funds for Emergencies

Patna, one of the oldest cities in India and the capital of Bihar, has an economy that has been steadily growing since 2005. Its prominent presence in the agricultural and trade businesses along with the recent foray into the FMCG, service, and green revolution sectors has contributed to the city’s sustained GDP growth.

If you live in Patna and are looking for immediate funds, taking out a personal loan is a great idea. Turn to MoneyView, a reliable, private financial lender to avail a personal loan in Patna. Whether your monetary need is urgent or over the long term, MoneyView provides instant personal loans in Patna at great interest rates and with flexible repayment tenures.

Why Apply for Personal Loan from Money View?

A personal loan is also known as an unsecured loan because it doesn’t require collateral or any form of security. It can be procured from a banking or a non-banking institution by meeting the eligibility criteria and providing certain documents.

The wait period is definitely longer when you apply for a personal loan in Patna from a bank. However, when you rely on a private personal loan provider such as MoneyView, you can get the money in your account within 2 hours! Download our app to find out more about why we’re the most trustworthy financial lender in Patna.

Purposes for Applying for a Personal Loan in Patna

  • Paying off medical bills
  • Paying your child’s school fee
  • Buying gold
  • Renovating your home
  • Taking a spur-of-the-moment vacation
  • Covering wedding expenses
  • Kickstarting a business venture
  • Purchasing furniture and other durable goods
  • Paying off your credit card bill or multiple loans and more

Why MoneyView Is a Safe Option for Your Personal Loan in Patna

We understand how taking a loan from a bank comes with its own safety net and assurances. On the flip side, the wait time and endless documentation process could be a hindrance when you need funds urgently.

MoneyView is well-known in the industry for its attractive features and benefits. Combined with the completely digitized, paperless application procedure, MoneyView has built a reputation on providing instant, security-free personal loans in Patna in a matter of hours!

Features and Benefits of Personal Loans From MoneyView

  • Loan amounts can vary from Rs. 10,000 to Rs. 5,00,000 depending on your salary
  • Payback period of up to 60 months (negotiable)
  • Interest rates starting at 1.33%
  • Loans disbursed for adults between the ages of 21 and 57
  • The loan amount can be paid off in full once you’ve paid a minimum of 3 EMIs (partial payments not accepted)
  • Easy and flexible repayment options on both our website or app platform

Personal Loan Interest Rates and Other Charges Via MoneyView

Type of Charge Amount to Be Paid
Processing Fee 2% – 8%
Total Time for Eligibility Check 2 minutes
Total Time for Approval and Disbursement of Loan 2 hours
Interest for Overdue EMI 2% per month
Cheque Bounce Charges Rs.500

Eligibility Criteria for Personal Loan Application in Patna

MoneyView makes it easy for individuals with low incomes to apply for a personal loan in Patna. Provided your CIBIL and Experian scores are within the specified limit, you can quickly get the required amount if you meet the following criteria.

    • Salaried Employees (Any 1):
      • Minimum income of Rs. 20,000 if this is your first loan and you don’t have any credit history
      • Minimum take-home income of Rs. 15,000 if your CIBIL score is 675 or more
      • Minimum take-home income of Rs. 13,500 for all others
      • Salary must be credited to your bank account every month
    • Self-Employed Applicants (Any 1):
      • Minimum, steady income of Rs. 25,000 per month
      • Salary should be credited to the bank account

Mandatory Documents for Personal Loan Application on MoneyView

As a private personal loan provider in Patna, there are some mandatory documents that need to be uploaded on our website or app when you apply for your personal loan. We suggest reviewing this list beforehand and keeping the documents ready so as to make the application easier and faster.

    • Acceptable ID Proof (Any 1):
      • Aadhaar card
      • PAN card
      • Valid driver's license
      • Valid Indian passport
      • Voter ID card
    • Acceptable Address Proof (Any 1):
      • Passbook
      • Ration card
      • Utility bill
      • Valid driver's license
      • Valid Indian passport
      • Voter ID card
    • Income Proof for Salaried Employees:
      • Last 3 months’ bank statements in a PDF format
    • Income Proof for Self-Employed Applicants (Any 1):
      • Last 3 months’ bank statements in a PDF format
      • Last 2 years’ IT returns

Personal Loans for CIBIL and Experian Defaulters in Patna

Do you know some of the common reasons your CIBIL or Experian score could drop?

  1. Failure to make credit card payments on time
  2. Defaulting on loan repayments
  3. Receiving rejections from several banks while applying for a loan
  4. Taking multiple loans (housing, education, vehicle, etc.) from other banks

When you choose MoneyView as your financial lender for a personal loan in Patna, you’ll be pleased to know that we have relaxed CIBIL and Experian score criteria. If your CIBIL score is 650 or above and your Experian score is 750 or above, it’s easy to get a personal loan in Patna from MoneyView.

Application Process for Personal Loans in Patna From MoneyView

  1. Sign in to our website or Log in to the app
  2. Fill out relevant details and check your eligibility under 2 minutes
  3. Review the loan plans and choose one
  4. Upload requested documents

Your money will then be credited to your listed bank account within 2 hours. That’s how easy it is to apply for a personal loan in Patna from MoneyView!

Reach Out to Our Team

If you have any more questions, contact the team at MoneyView at 080-4569-2002. You can also download our app to read up on the eligibility criteria, mandatory documents, application procedure, and much more!