Raigad (previously Colaba) is one of the districts situated in the Konkan division of Maharashtra.
Raigad is in proximity to the City of Dreams – Mumbai, which gives it closeness to business and financial opportunities.
No matter how high or low the living expenses are, one cannot predict the need for emergency funds. And what is better than getting personal loans at such times?
The eligibility criteria of applying for a personal loan with moneyview are very inclusive -
Applicant should be between 18 and 57 years of age
If they are salaried, their in-hand income should be Rs. 13,500 minimum
If they are self-employed, their in-hand income should at least be Rs. 15,000
Their income should be directly credited to their bank account
They should have a minimum CIBIL score of 600 or an Experian score of 650
The three types of documents that you will require are mentioned below -
|
Identity Proof |
Address Proof |
Income Proof |
|
PAN Card - This is the primary ID proof required. However, if it is rejected, any 1 of the officially valid documents given below will suffice
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Any 1 of the following -
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Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
The interest rates and charges at moneyview are affordable as given below -
|
Fees and Charges |
Amount Chargeable |
|
Interest Rate |
Starts from 1.33% per month |
|
Loan Processing Charges |
Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan. |
|
Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount. |
|
Cheque Bounce |
Rs.500/- each time. |
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Loan Cancellation |
|
If you are having second thoughts about choosing moneyview as your personal loan provider, take a look at the benefits of taking a loan from moneyview
Zero Collateral Loans: These loans do not require you to arrange any collateral or guarantor.
24 Hour Disbursal: Just get your documents verified, sign the loan agreement, and voila! It will take 24 hours for the money to be disbursed in your bank account, in most cases.
Paperless Process: The entire process, from the beginning to the end, is completely digital.
Fast Eligibility Check: All it takes in 2 minutes to check your eligibility on the moneyview website.
Flexible Loan Amount: You can get a loan from Rs. 5,000 to Rs. 5 Lakh, depending on your eligibility.
Low Credit Loans: You can get personal loans on a CIBIL score as low as 600.
Affordable Interest Rates: At moneyview, interest rates start from 1.33% per month.
Flexible Loan Tenures: Loan tenures can be anywhere between 12 months to 60 months, based on your eligibility.
If you have made the choice and want to apply for a loan with moneyview, you can do it using just your phone. All it takes is 4 steps, which are listed here -
Step-1: Complete and submit your loan application on our app or on our website by giving your identity, address, and income proof.
Step-2: After you’ve submitted your loan application, we’ll go through your documents and assess your creditworthiness along with other important details on your application.
Step-3: Post the verification process, we’ll send you a NACH form, which you’re required to sign and send back to us. This form helps to enable the auto-debit facility for your bank account so that you can pay your EMIs on time automatically.
Step-4: On receiving your NACH form, we’ll send you a loan agreement. You’ll need to review and submit the agreement. Post this, your loan amount will be credited into your bank account in a few hours.
Financial emergencies are unpredictable. But what is predictable is the smooth and hassle-free process of applying for a loan with moneyview. No matter which city or town you belong to in the Raigad district, moneyview is there for you.
For more details visit our website or download our app from the Play Store.
Yes, you can choose your tenure based on your eligibility and the options provided. You can choose a tenure from 12 months to 60 months, i.e., 5 years.
If you are unable to apply for a personal loan by yourself and need some assistance, you can call the customer care number 080 4569 2002 for help.
At moneyview, the interest rates are affordable and start from 1.33% per month.
The NACH form helps to activate the auto debit of the EMI from your bank account every month. Once you get the NACH form, you have to print it, sign it, and then scan it to send it back to us.
If your bank account does not have the required funds on the date the EMI gets deducted, you will get 3 days to request an extension through the app. After that, a late payment fee will be charged.
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