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Personal Loan in Raigad

Raigad (previously Colaba) is one of the districts situated in the Konkan division of Maharashtra.

Raigad is in proximity to the City of Dreams – Mumbai, which gives it closeness to business and financial opportunities.

No matter how high or low the living expenses are, one cannot predict the need for emergency funds. And what is better than getting personal loans at such times?

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Eligibility Criteria to Apply for a Personal Loan through Moneyview

The eligibility criteria of applying for a personal loan through Moneyview are very inclusive -

Applicant should be between 18 and 57 years of age
If they are salaried or self-employed their in-hand income should be Rs. 25,000 minimum
Their income should be directly credited to their bank account
They should have a minimum CIBIL score of 650

Documents Required to Apply for a Personal Loan

The three types of documents that you will require are mentioned below -

Identity Proof	Address Proof	Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected, any 1 of the officially valid documents given below will suffice Aadhaar Card Valid Indian Passport Valid Voter ID Valid Driver’s License	Any 1 of the following - Aadhaar Card Valid Indian Passport Valid Voter ID Valid Driver’s License Utility Bills (Electricity, Water, Gas) dated within the last 60 days	Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Fees and Charges of Applying for a Personal Loan

The interest rates and charges at Moneyview are affordable as given below -

Fees and Charges	Amount Chargeable
Interest Rate	Starts from 14% per annum
Loan Processing Charges	Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan.
Interest on Overdue EMIs	2% per month on the overdue EMI/Principal loan amount.
Cheque Bounce	Rs.500/- each time.
Loan Cancellation	No additional/hidden charges levied. Processing fees will also be retained.

Conclusion

Financial emergencies are unpredictable. But what is predictable is the smooth and hassle-free process of applying for a loan with Moneyview. No matter which city or town you belong to in the Raigad district, Moneyview is there for you.

For more details visit our website or download our app from the Play Store.

Frequently Asked Questions

Can I choose my tenure by myself on the Moneyview app?

Yes, you can choose your tenure based on your eligibility and the options provided. You can choose a tenure from 12 months to 60 months, i.e., 5 years.

I need help with the application process. What to do?

If you are unable to apply for a personal loan by yourself and need some assistance, you can call the customer care number 080 4569 2002 for help.

What will be my interest rate at Moneyview?

At Moneyview, the interest rates are affordable and start from 14% per annum.

What is the NACH form and how do I submit it?

The NACH form helps to activate the auto debit of the EMI from your bank account every month. Once you get the NACH form, you have to print it, sign it, and then scan it to send it back to us.

What will happen if I cannot pay the EMI on time?

If your bank account does not have the required funds on the date the EMI gets deducted, you will get 3 days to request an extension through the app. After that, a late payment fee will be charged.