Raigad (previously Colaba) is one of the districts situated in the Konkan division of Maharashtra. 

Raigad is in proximity to the City of Dreams – Mumbai, which gives it closeness to business and financial opportunities. 

No matter how high or low the living expenses are, one cannot predict the need for emergency funds. And what is better than getting personal loans at such times?

Eligibility Criteria to Apply for a Personal Loan with moneyview

The eligibility criteria of applying for a personal loan with moneyview are very inclusive -

Documents Required to Apply for a Personal Loan

The three types of documents that you will require are mentioned below - 

Identity Proof

Address Proof

Income Proof

PAN Card - This is the primary ID proof required. However, if it is rejected, any 1 of the officially valid documents given below will suffice

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

Any 1 of the following - 

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


OR


Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Fees and Charges of Applying for a Personal Loan

The interest rates and charges at moneyview are affordable as given below -

Fees and Charges

Amount Chargeable

Interest Rate

Starts from 1.33% per month

Loan Processing Charges

Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan.

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount.

Cheque Bounce

Rs.500/- each time.

Loan Cancellation

  • No additional/hidden charges levied.

  • Processing fees will also be retained.

Why Should You Choose moneyview?

If you are having second thoughts about choosing moneyview as your personal loan provider, take a look at the benefits of taking a loan from moneyview

How to Apply for a Personal Loan in Raigad?

If you have made the choice and want to apply for a loan with moneyview, you can do it using just your phone. All it takes is 4 steps, which are listed here - 

Step-1: Complete and submit your loan application on our app or on our website by giving your identity, address, and income proof.

Step-2: After you’ve submitted your loan application, we’ll go through your documents and assess your creditworthiness along with other important details on your application.

Step-3: Post the verification process, we’ll send you a NACH form, which you’re required to sign and send back to us. This form helps to enable the auto-debit facility for your bank account so that you can pay your EMIs on time automatically.

Step-4: On receiving your NACH form, we’ll send you a loan agreement. You’ll need to review and submit the agreement. Post this, your loan amount will be credited into your bank account in a few hours.

Conclusion

Financial emergencies are unpredictable. But what is predictable is the smooth and hassle-free process of applying for a loan with moneyview. No matter which city or town you belong to in the Raigad district, moneyview is there for you.

For more details visit our website or download our app from the Play Store.

Personal Loan in Raigad - FAQs

Yes, you can choose your tenure based on your eligibility and the options provided. You can choose a tenure from 12 months to 60 months, i.e., 5 years.

If you are unable to apply for a personal loan by yourself and need some assistance, you can call the customer care number 080 4569 2002 for help.

At moneyview, the interest rates are affordable and start from 1.33% per month. 

The NACH form helps to activate the auto debit of the EMI from your bank account every month. Once you get the NACH form, you have to print it, sign it, and then scan it to send it back to us.

If your bank account does not have the required funds on the date the EMI gets deducted, you will get 3 days to request an extension through the app. After that, a late payment fee will be charged.

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