Personal Loan in Raipur
The Raipur Royalty
Formerly a part of Madhya Pradesh, Raipur now is a part and capital city of Chhattisgarh. The city is one of the most important cities in India, and contributes both economically and culturally to make India the vividly progressive nation it is.
The people here are anchored to their traditional values and morals, and at the same time are progressive and accepting of modern Western influences also. The Dussehra celebrated in Raipur is pompous and extravagant, making it a highlight of the city in the month of October.
Being a tourist destination, Raipur has a flourishing handicraft industry. Artefacts made of Bamboo, wood, metal, and tribal paintings are a huge hit here. Even the food here reflects the ethos of Raipur, as lentils and rice flour forms a basic constituent of almost all their delicacies.
However, the only downside to this otherwise marvellous city is the access it offers to personal loan in Raipur.
Finances in Raipur
Though this city has a lot of multinational banks, and far too many branches, the access to easy personal loans remains to be a challenge here. Banks follow a stringent loan approval procedure, as they mandate thorough verification of the personal profile of the applicant.
Even HDFC personal loan in Raipur adheres to stringent policy, which may sometimes delay the time taken for the desired loan amount to reach you. This may be a counterproductive option, especially when you find yourself to be in a time-sensitive situation.
Instant personal loan in Raipur is a problem, because the verification procedure may take days, thereby delaying you of your desired loan amount. The obvious alternative to this is to apply for a personal loan from money lenders in Raipur.
Money lenders may provide you instant cash loans, however these loans are generally studded with heavy interest rates and hidden charges, which may fall too heavy on your expenses when you enter the repayment phase.
How can I get Reliable Financial Solution in Raipur?
MoneyView offers you instant personal loan in Raipur, without having you go through tedious bank procedures. In the current era of digitization, your finances should reach you faster than ever.
Any loan agent in Raipur would insist on you submitting proper documents in order to avail desired loan amounts. However, the nature of emergencies does not entertain patience, and every moment spent running around for documentation, could rather be spent more productively, if you had the cash with you.
MoneyView is built on the idea of making India financially fitter, and that your plans should not meet a dead-end if there is a shortage of funds. Loans from MoneyView are fast, efficient, and extremely easy to avail.
What makes MoneyView loans better?
Here is a glimpse of features that makes our loans better:
- Swift loans: MoneyView app allows you to apply for a loan from anywhere between Rs 10,000 to Rs 5 lacs. Our instant verification policy ensures that you have your loan approved in no time, so that your loan amount reaches you in nothing more than a few hours.
- Customizable loans: When you have the power to structure your loans as per your financial capabilities, you allow a world of relief to usher in. We understand that everyone’s payback capacity differs, and hence offer you the leeway to choose the repayment tenure, which could be anywhere between 3-12 months.
- Paperless documentation: The current era of digitization demands things to be conducted online for faster experience. MoneyView works on the same principle. You can now apply for a loan, anytime, anywhere, through the MoneyView app. This means you would no longer have to dread huge piles of paperwork, just to get yourself a loan.
- Secure: We have a formidable security system in place, which does not let your important data go to unauthorised hands. We have experts on the scene at all time, to effectively keep nefarious cyber criminals at bay.
To wrap it up
Even Private financers in Raipur may not be able to offer you financial support like this. MoneyView not only offers you easy personal loans, but it also tracks your expenses and keeps a tab of your savings by syncing with your messages.
Not just that, but it also notifies you of your upcoming EMIs, so that you do not fall behind on your payments.
All this and much more await you with MoneyView.
For Salaried – Min ₹ 14,000 In Hand Salary
For Self Employed – Min. ₹ 25,000 Income with 2 years Income Tax Return Filed
You can borrow as low as ₹ 10,000 and as high as ₹ 5,00,000. The maximum amount depends on your eligibility.
You can borrow for minimum 3 months to maximum 24 months.
The loan application for Money View is paperless which means that no physical document submission is required.
You need the following documents to apply for a loan with us
- Aadhaar card
- PAN Card
- Address proof
- Last 3 months bank statement
- 2 years IT Returns (in case you are self-employed)
EMI is deducted 5th of every month from your bank account.
At the time of application, you agree to a NACH mandate which enables us to deduct the EMI amount from your specified bank account.
In case your EMI auto-debit is bounced, there will be a bounce charge along with the daily penalty for delay of EMI.
Also in case you are not able to pay the EMIs, your CIBIL score might drop for every EMI default.
We assess your credit worthiness not only from your CIBIL score but also your transactional SMS data. Hence, when you download the app it helps us give you the best loan offer.
You can close your loan anytime after 3 months of taking the loan. There are penalty charges for foreclosure