Formerly a part of Madhya Pradesh, Raipur now is the capital city of Chhattisgarh. Raipur is one of the best cities for business and is an important hub for trade and commerce in Central India. It is extremely rich in mineral resources, and is home to iron, steel, and alloy plants.
Despite the economic opportunities, anyone living here might need a personal loan to fund a business, pay credit card bills, or even to clear sudden medical bills.
And if you are looking for a personal loan in Raipur, moneyview can ease your troubles.
There are several positives of applying for a loan from moneyview in Raipur. These are -
No Collateral? No problem: We, at moneyview, provide you with unsecured loans, which means you won’t need to arrange for any guarantors or collateral.
Digital Documentation: The whole process of application is completely paperless.
Low Credit Score Loans: To apply for a loan from moneyview, you only need a minimum CIBIL score of 600.
Flexibility on Tenure Choice: You can choose your tenure from 12 months to 60 months, based on your eligibility.
Affordable Rates of Interest: At moneyview, the interest rates start from as low as 1.33% per month.
Flexibility of Loan Amount: You can get a loan from Rs. 5,000 to Rs. 5 Lakh, as per your eligibility.
Quick Eligibility Check: You can check your eligibility in just 2 minutes by visiting our website.
24 Hour Disbursal: After the auto-debit has been activated, and you have signed the loan agreement, you get your loan amount within 24 hours in most cases.
When you think about applying for a personal loan, the most important thing is the interest rates and the other fees involved. Check out this table to know more-
|
Fees and Charges |
Amount Chargeable |
|
Interest Rate |
Starts from 1.33% per month |
|
Loan Processing Charges |
Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan. |
|
Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount. |
|
Cheque Bounce |
Rs.500/- each time. |
The eligibility criteria for a personal loan from moneyview is very broad and inclusive. You can check them out here -
The applicant’s age must be between 21 and 57 years
Their income must be credited directly to their bank account
If salaried, their minimum income must be Rs.13,500/-
If self-employed, their minimum income should be Rs.15,000/-
Their CIBIL score should be above 600 or Experian score should be above 650
The documents that you will need for a personal loan from moneyview are -
Any of the following documents can be your identity proof -
PAN Card - This is the main document we will require. If you are unable to provide this, any of the other options below can be given.
Aadhaar Card
Indian Passport
Voter’s ID Card
Driver’s License
You need to make sure that the image quality is good so that it is recognizable.
If your identity proof document was your PAN Card, you will need to furnish a separate address proof. Any of the following will suffice -
Aadhaar Card
Indian Passport
Voter ID Card
Driver’s License
Electricity/Water/Gas Bills (dated within the past 60 days)
As a salaried applicant, you will need to show the last 3 months’ bank statements of your salary account. You can send it in the PDF format, and it should show your salary credits clearly.
If you are a self-employed applicant, you will need to present your last 3 months’ bank statements in PDF format.
The process of applying for a loan from moneyview is extremely simple. Just follow the steps mentioned below -
The first step is to provide all the documents and find out if you are eligible for the loan. You can do this in 2 minutes.
You just need to select the loan amount and the repayment tenure based on the options provided.
You have to upload the required documents so that they can be verified.
After your documents are verified and you have submitted the loan agreement, the amount will be disbursed in your bank account within 24 hours.
Taking a personal loan from moneyview is an extremely easy and quick process. Once your documents are all verified and you have signed the loan agreement, in most cases, you can get the loan amount credited to your bank account within a few hours.
Yes, of course. You are eligible for a personal loan from moneyview if you are self employed. The criteria that you need to meet are -
You don’t need to worry about your ongoing application with moneyview if you change your SIM or mobile phone. Just download the moneyview app again, and you can start from where you left off.
Currently, the top-up loan facility is invitation only. This means that if your payment history is good, and you have paid a certain number of EMIs, you may get an option to avail a top-up loan.
Yes, you can. Canceling the NACH mandate is a very simple process. You can directly go to this link, input your PAN number and raise a request for canceling the NACH mandate registered with moneyview.
No, your credit score will not be affected if you get rejected for a loan with moneyview. But if you have made multiple loan enquiries with various loan providers, your credit score may get affected.
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