Personal Loan in Raipur - Apply for a Loan At 14% Interest Rates

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Personal Loan in Raipur

Formerly a part of Madhya Pradesh, Raipur now is the capital city of Chhattisgarh. Raipur is one of the best cities for business and is an important hub for trade and commerce in Central India. It is extremely rich in mineral resources, and is home to iron, steel, and alloy plants.

Despite the economic opportunities, anyone living here might need a personal loan to fund a business, pay credit card bills, or even to clear sudden medical bills.

And if you are looking for a personal loan in Raipur, Moneyview can ease your troubles.

Need Urgent Funds?

Collateral Free Personal Loans up to ₹10 Lakh

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Fees and Charges for Personal Loans through Moneyview

When you think about applying for a personal loan, the most important thing is the interest rates and the other fees involved. Check out this table to know more-

Fees and Charges	Amount Chargeable
Interest Rate	Starts from 14% per annum
Loan Processing Charges	Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan.
Interest on Overdue EMIs	2% per month on the overdue EMI/Principal loan amount.
Cheque Bounce	Rs.500/- each time.

Eligibility Criteria of Moneyview Platform loans

The eligibility criteria for a personal loan from Moneyview is very broad and inclusive. You can check them out here -

The applicant’s age must be between 21 and 57 years
Their income must be credited directly to their bank account
Minimum income must be Rs.25,000/-
Their CIBIL score should be above 650

Documents Required to Apply for a Loan in Raipur

The documents that you will need for a personal loan from Moneyview are -

Identity Proof

Any of the following documents can be your identity proof -

PAN Card - This is the main document we will require. If you are unable to provide this, any of the other options below can be given.
Aadhaar Card
Indian Passport
Voter’s ID Card
Driver’s License

You need to make sure that the image quality is good so that it is recognizable.

Address Proof

If your identity proof document was your PAN Card, you will need to furnish a separate address proof. Any of the following will suffice -

Aadhaar Card
Indian Passport
Voter ID Card
Driver’s License
Electricity/Water/Gas Bills (dated within the past 60 days)

Income Proof (for Salaried Applicants)

As a salaried applicant, you will need to show the last 3 months’ bank statements of your salary account. You can send it in the PDF format, and it should show your salary credits clearly.

Income Proof (for Self-employed Applicants)

If you are a self-employed applicant, you will need to present your last 3 months’ bank statements in PDF format.

Conclusion

Taking a personal loan through Moneyview is an extremely easy and quick process. Once your documents are all verified and you have signed the loan agreement, in most cases, you can get the loan amount credited to your bank account within a few hours.

Personal Loan in Raipur - FAQs

What happens if I change my phone or SIM?

You don’t need to worry about your ongoing application with Moneyview platform if you change your SIM or mobile phone. Just download the Moneyview app again, and you can start from where you left off.

Who do I contact if I have any queries or need assistance?

Currently, the top-up loan facility is invitation only. This means that if your payment history is good, and you have paid a certain number of EMIs, you may get an option to avail a top-up loan.

Can I cancel my NACH mandate?

Yes, you can. Canceling the NACH mandate is a very simple process. You can directly go to this link, input your PAN number and raise a request for canceling the NACH mandate registered with Moneyview.

Will my credit score be affected if I get rejected for a loan?

No, your credit score will not be affected if you get rejected for a loan with Moneyview. But if you have made multiple loan enquiries with various loan providers, your credit score may get affected.