Formerly a part of Madhya Pradesh, Raipur now is the capital city of Chhattisgarh. Raipur is one of the best cities for business and is an important hub for trade and commerce in Central India. It is extremely rich in mineral resources, and is home to iron, steel, and alloy plants.
Despite the economic opportunities, anyone living here might need a personal loan to fund a business, pay credit card bills, or even to clear sudden medical bills.
And if you are looking for a personal loan in Raipur, Moneyview can ease your troubles.
When you think about applying for a personal loan, the most important thing is the interest rates and the other fees involved. Check out this table to know more-
Fees and Charges |
Amount Chargeable |
---|---|
Interest Rate |
Starts from 14% per annum |
Loan Processing Charges |
Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan. |
Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount. |
Cheque Bounce |
Rs.500/- each time. |
The eligibility criteria for a personal loan from Moneyview is very broad and inclusive. You can check them out here -
The applicant’s age must be between 21 and 57 years
Their income must be credited directly to their bank account
Minimum income must be Rs.25,000/-
Their CIBIL score should be above 650
The documents that you will need for a personal loan from Moneyview are -
Any of the following documents can be your identity proof -
PAN Card - This is the main document we will require. If you are unable to provide this, any of the other options below can be given.
Aadhaar Card
Indian Passport
Voter’s ID Card
Driver’s License
You need to make sure that the image quality is good so that it is recognizable.
If your identity proof document was your PAN Card, you will need to furnish a separate address proof. Any of the following will suffice -
Aadhaar Card
Indian Passport
Voter ID Card
Driver’s License
Electricity/Water/Gas Bills (dated within the past 60 days)
As a salaried applicant, you will need to show the last 3 months’ bank statements of your salary account. You can send it in the PDF format, and it should show your salary credits clearly.
If you are a self-employed applicant, you will need to present your last 3 months’ bank statements in PDF format.
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