Vadodara, named for its abundance of the Banyan (Vad) tree, is the second largest city in the state of Gujarat. It is situated on the banks of the river Vishwamitri and is famous as the cultural capital of Gujarat as well as a center of educational activities.
The Laxmi Vilas Palace, which served as the residence of the Maratha royal Gaekwad dynasty that ruled over Baroda State, is a notable landmark in the city. Additionally, the city has seen a constant increase in the number of industries and offices of MNCs in the last decade.
Do you need a personal loan from a private lender in Vadodara? Then we've got the perfect solution for you.
Moneyview, one of India's most trusted digital lending apps, has made it simple to obtain an instant loan in Vadodara. Moneyview's popularity stems from factors such as minimal documentation, a simple application process, and 24-hour disbursement.
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Charges |
Amount |
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Interest Rate |
Starts at 10% per annum |
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Loan Processing Charges |
Charges start at 2% and go up to 8% of the approved loan amount |
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Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount |
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Cheque Bounce |
Deduction of Rs.500 each time |
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Part/Full Payment of the Loan (Loan Foreclosure) |
Part payments are not allowed. Foreclosure is permitted after a minimum of three EMIs. |
To be eligible for an instant personal loan in Vadodara from Moneyview, you must meet the following criteria:
Applicants must be between the ages of 21 and 57
Applicants must have a monthly income of Rs. 13,500 minimum
Income must be deposited directly into the bank accounts of the applicants
Credit score must be a minimum CIBIL score of 600 or a minimum Experian score of 650
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Income and Credit Score Eligibility Criteria |
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Salaried Individuals |
Minimum In-Hand Income (in Rupees) |
Area of Residence |
CIBIL Credit Score Requirement |
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13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
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20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
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15,000 |
Metropolis other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
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Self-Employed Individuals |
15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
Our documentation requirements are minimal. We will only require the following -
Your PAN number
Your mobile number will have to be linked to your Aadhaar card for KYC verification
You will also have to enable the auto-debit facility from your bank account. This is a quick process where you can use a debit card, net banking, or NACH form.
The auto-debit facility will help you pay your EMIs automatically every month without the need for manual intervention.
Follow the steps below while applying for a Personal Loan in Vadodara from Moneyview -
Check Your Eligibility
Visit the moneyview website or download the app, provide all the necessary details, and we will let you know your eligibility in just 2 minutes
Select the Loan Term
Based on the options provided, select the loan amount and repayment term of your choice.
Upload Documents
You can easily upload the necessary documents online.
Amount Disbursement
After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours
With Moneyview, obtaining an instant loan in Vadodara is now simple and convenient. All you have to do is submit the necessary documents and you'll have the loan within 24 hours.
While the amount offered varies by lender, Moneyview offers loans up to Rs. 5 lakh with minimal documentation requirements. Not only that, but the entire application process is done online and can be completed from anywhere in India. So what are you waiting for?
To apply, simply go to the Moneyview website or download the app.
Some of the reasons for which you can avail a personal loan from Moneyview are -
At Moneyview, our lending partners use in-house credit rating models to assess our applicants’ credit worthiness. As long as your CIBIL score is over 600, you can avail personal loans from us.
Yes, we do lend to self-employed applicants. However, you must fulfill the eligibility criteria given below -
As of now, our lending partners only provide loans to applicants whose salary gets directly credited to their bank account. We are not offering loans to applicants who get their salaries in cash.
At Moneyview, our lending partners use in-house credit rating models to assess our applicants’ credit worthiness. As long as your CIBIL score is over 600, you can avail personal loans from us.
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