Vadodara, named for its abundance of the Banyan (Vad) tree, is the second largest city in the state of Gujarat. It is situated on the banks of the river Vishwamitri and is famous as the cultural capital of Gujarat as well as a center of educational activities.

The Laxmi Vilas Palace, which served as the residence of the Maratha royal Gaekwad dynasty that ruled over Baroda State, is a notable landmark in the city. Additionally, the city has seen a constant increase in the number of industries and offices of MNCs in the last decade.

Do you need a personal loan from a private lender in Vadodara? Then we've got the perfect solution for you.

moneyview, one of India's most trusted loan providers, has made it simple to obtain an instant loan in Vadodara. moneyview's popularity stems from factors such as minimal documentation, a simple application process, and 24-hour disbursement.

Personal Loan Interest Rates and Other Charges in Vadodara



Interest Rate

Starts at 1.33% per month

Loan Processing Charges

Charges start at 2% and go up to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month on the overdue EMI/Principal loan amount

Cheque Bounce

Deduction of Rs.500 each time

Part/Full Payment of the Loan (Loan Foreclosure)

Part payments are not allowed.

Foreclosure is permitted after a minimum of three EMIs.

Eligibility Criteria to Apply for moneyview Personal Loans in Vadodara

To be eligible for an instant personal loan in Vadodara from moneyview, you must meet the following criteria:

Income and Credit Score Eligibility Criteria

Salaried Individuals

Minimum In-Hand Income (in Rupees)

Area of Residence

CIBIL Credit Score Requirement



CIBIL Score of 600 /Experian Score of 650 and above


Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or CIBIL Score of 600 /Experian Score of 650 and above


Metropolis other than Mumbai and NCR

CIBIL Score of 600 /Experian Score of 650 and above

Self-Employed Individuals



CIBIL Score of 600 /Experian Score of 650 and above

Documents Required for Personal Loans in Vadodara

Our documentation requirements are minimal. We will only require the following -

You will also have to enable the auto-debit facility from your bank account. This is a quick process where you can use a debit card, net banking, or NACH form.

The auto-debit facility will help you pay your EMIs automatically every month without the need for manual intervention. 

Steps to Apply for an Instant Personal Loan in Vadodara

Follow the steps below while applying for a moneyview Personal Loan in Vadodara -

Visit the moneyview website or download the app, provide all the necessary details, and we will let you know your eligibility in just 2 minutes

Based on the options provided, select the loan amount and repayment term of your choice.

You can easily upload the necessary documents online.

After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours


With moneyview, obtaining an instant loan in Vadodara is now simple and convenient. All you have to do is submit the necessary documents and you'll have the loan within 24 hours. 

While the amount offered varies by lender, moneyview offers loans up to Rs. 5 lakh with minimal documentation requirements. Not only that, but the entire application process is done online and can be completed from anywhere in India. So what are you waiting for?

To apply, simply go to the moneyview website or download the app.

Frequently Asked Questions (FAQs)

Some of the reasons for which you can avail a personal loan from Money View are -

  • To buy household gadgets like fridge, washing machine, etc
  • To pay down-payment for another loan
  • To clear credit card dues
  • For house renovation expenses
  • Pay fee for college/school education
  • To pay for a vacation
  • To pay for the repair/breakdown of your vehicle
  • To meet wedding expenses 
  • To meet expenses towards relocation

At Money View, we use an in-house credit rating model to assess our applicant’s credit worthiness. As long as your CIBIL score is over 600, you can avail personal loans from us.

Yes, we do lend to self-employed applicants. However, you must fulfill the eligibility criteria given below -

  • Your monthly in-hand income must be above Rs. 15,000 per month
  • Income must be credited to a bank account
  • You must be between 21 to 57 years old
  • You must have a CIBIL score of 600 and above or an Experian score of 650 and above

As of now, we only provide loans to applicants whose salary gets directly credited to their bank account. We are not providing loans to applicants who get their salaries in cash.

At Money View, we use an in-house credit rating model to assess our applicant’s credit worthiness. As long as your CIBIL score is over 600, you can avail personal loans from us.


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