Personal Loan in Vadodara

At Money View, we use an in-house credit rating model to assess our applicant’s credit worthiness. As long as your CIBIL score is over 600, you can avail personal loans from us.

Yes, you can foreclose your personal loan after a certain number of EMIs have been paid, as illustrated below -

Yes, we do lend to self-employed applicants. However, you must fulfill the eligibility criteria given below -

• Your monthly in-hand income must be above Rs. 15,000 per month
• Income must be credited to a bank account
• You must be between 21 to 57 years old
• You must have a CIBIL score of 600 and above or an Experian score of 650 and above

As of now, we only provide loans to applicants whose salary gets directly credited to their bank account. We are not providing loans to applicants who get their salaries in cash.

Given below are the factors that impact Money View’s interest rates -

• Credit Score

The higher the credit score, the lower is the risk of defaulting for the lender therefore interest rates are on the lower side. 

• Repayment History

Having a flawless repayment history will help you get personal loans at low-interest rates as this shows the lender that you are capable of repaying your debts on time

• Employment Type

Having a steady secured job will reduce the risk of defaulting on loans as salary is credited regularly and therefore those with secure jobs can generally avail of personal loans at lower rates of interest

• Income

Having a good income every month is essential but if you have taken multiple loans that need to be paid from that income, then the risk of default is high, therefore the interest rate charged in this case will be on the higher side

At Money View, we use an in-house credit rating model to assess our applicant’s credit worthiness. As long as your CIBIL score is over 600, you can avail personal loans from us.