How to Activate SBI Debit Card

SBI account holders, new or existing customers, must activate their new debit cards to use them for transactions. In this article, we have provided you with a detailed guide on how to activate SBI debit cards for online transactions. Take a look!

SBI Debit Card Activation Method Number / Link

Internet Banking

SBI net banking portal

SMS Banking

567676

IVR Banking

1800 1234

1800 2100

Mobile Banking

Download the YONO App

How to Complete SBI Debit Card Activation Online?

You can activate your SBI ATM cum Debit card by logging in to the online portal. Follow the steps mentioned below -

Step 1: Log into your SBI net banking account at www.onlinesbi.com using your credentials.

Step 2: Go to ‘e-services’ → ‘Debit Card Services’ → ‘ATM cum Debit Card’ → ‘ATM PIN Generation’.

Step 3: You have two options for PIN generation. Select either ‘Using One-Time Password’ or ‘Using Profile Password’. If you select the OTP option, enter the OTP you receive. For the other option, just enter your profile password.

Step 4: If you have multiple bank accounts with SBI, you will be able to see them. Choose the one that is connected to the Debit Card that you want to activate.

Step 5: Enter the first two digits of the PIN as per your choice. The system will send the last two digits of the PIN to your registered mobile number.

Step 6: Enter all the 4 digits together and select the ‘Confirm’ option.

Once you have completed the process of SBI ATM card activation online, you will see a message saying ‘ATM card has been activated’.

What is The Process for SBI Debit Card Activation Via SMS?

You can also carry out the process of SBI ATM card activation via SMS. For this, you must first register your mobile number with the bank. Once done, you can follow these steps -

Step 1 - From your registered mobile number send an SMS to 567676 in the following format,  SMS ‘PIN<space> the last four digits of your debit card <space> the last four digits of your account number’.

Step 2 - On successful verification of your debit card and account number, you will receive an OTP from SBI. This OTP will be valid for two days after receiving it.

Step 3 - Visit your nearest SBI ATM within 2 days and select the ‘Banking’ → ‘PIN Change’ option after inserting your card.

Step 4 - Enter the OTP that you had received, then set a new PIN, and confirm.

How to Activate SBI Debit Card Through IVR? 

Another way to activate your SBI debit card is through toll-free numbers provided by the SBI. 

Step 1: Give a call to any of these numbers from your registered mobile number -

1800 1234 or 1800 2100

Step 2: Next, enter the last five digits of your debit card and the last five digits of your account number for verification. Also, enter your birth year.

Step 3: A One-Time Password (OTP) will be sent to your registered mobile number. It will be valid for 2 days.

Step 4: Visit an SBI ATM Branch within 2 days to complete the remaining process. Insert your card, select ‘Banking’ → ‘PIN Change’.

Step 5: When prompted, enter the OTP you had received. Finally, set a new PIN and confirm it.

How to Activate SBI Debit Card Using YONO app?

YONO is SBI’s official mobile banking app. You can complete your SBI ATM card activation using the YONO app right from your phone.

Here is the step-by-step guide for SBI debit card activation online using the YONO app - 

Step 1: Download the SBI YONO Application and log in using your credentials

Step 2: Go to the ‘Accounts’ → ‘My Debit Cards’ option.

Step 3: Select your account and then the ‘Activate Card’ option.

Step 4: Enter the 16-digit number of your ATM card and click on ‘Next’.

Step 5: You will receive an OTP on your registered mobile number. Enter it and set your PIN to activate the card.

Before you use it for online payments, use it at the ATM to properly activate the card.

How to Generate SBI Debit Card PIN Using The ATM Machine?

Users can visit their nearest SBI ATM and generate a new PIN for their debit card by following the below steps:

Step 1: Swipe or insert your Debit Card into the ATM Machine and choose ‘PIN Generation’.

Step 2: Then, enter your 11-digit account number, and click on ‘Confirm’.

Step 3: Enter your 10-digit mobile number and click on ‘Confirm’.

Step 4: You will receive a PIN and OTP on your registered mobile number which will be valid for 2 days. The next steps need to be completed within that duration.

Step 5: Now, reinsert your card, go to the main menu, and select ‘Banking’ → ‘PIN Change’.

Step 6: Enter the OTP you have received to authenticate your request. Then, enter your PIN and click on ‘Confirm’.

Now, you can use your Debit Card to make transactions.

Conclusion

You need to activate your ATM cum debit card before using them for online or offline transactions. SBI has made it easier for its customers to activate their debit cards, whether savings or current, by providing various methods of activation.

Follow any one of the above methods and activate your debit card without any hassle. Please note that if you are activating your card at an ATM, you need to do it at an SBI ATM for the first time. However, PIN can be changed by visiting any bank’s ATM.

How to Activate SBI Debit Card - FAQs

The OTP you receive from SBI is valid for only two days. You need to complete the next steps within this time.

You will find the expiration date on the debit card itself. 

You must change your ATM PIN once every few months to keep it secure against misuse.

Yes. You can activate your debit card anytime you wish. There is no set time for activating your ATM.

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