How to Change ATM Card PIN

Debit cards are safe and secure to use largely because of the layer of protection PINs offer. Customers can easily change their PINs using various methods the banks provide to ensure their details are protected against fraud.

In this article, we will discuss all the various methods you can use to change your PIN without any hassle.

How to Change ATM PIN At An ATM?

You can easily change your debit card PIN by following the below-mentioned steps.

In case of a forgotten PIN, 

How to Change ATM PIN Online Using Net Banking?

Changing ATM PIN online can be done easily through net banking. Here’s how.

How to Change ATM PIN Through SMS?

It's simple to change your ATM PIN via net banking, but not everyone has access to the internet. In such cases, SMS is a fantastic solution for changing your ATM PIN from the comfort of your home. 

Most banks offer the facility to change ATM card PINs through SMS. There are dedicated toll-free numbers available for each bank that will allow you to change your PIN.

Simply send an SMS to that number provided by your bank in the specified format to change your PIN. You must include the last four digits of your debit card number in the SMS. You will receive an OTP on your number, which will be valid for a few hours.

You can find out this number by visiting your bank’s website.

Using this OTP, you can change your ATM card PIN at the nearest ATM.

How to Change ATM PIN Online Through Mobile Banking? 

You can change your PIN for your ATM card using your mobile banking app. Here are the steps you would need to follow:

How to Change ATM PIN At Bank Branch?

This is the traditional method of changing your PIN. If everything else fails, you can always count on changing your ATM card PIN at your bank branch. 

This process is particularly helpful when you have forgotten your PIN or blocked your card due to unsuccessful attempts. 


There are multiple methods available at your convenience to help you change your ATM card PIN under any circumstance. Latest developments in banking have also made it possible to change the ATM card PIN without having to remember your previous PIN. Select a method that is right for your requirements and change your PIN easily. 

How to Change ATM Card PIN - FAQs

You can use either net banking or mobile banking to change your PIN at home. 

Yes, you can. Send an SMS in the specified format to the toll-free number of your bank. You will receive an OTP. using this OTP, you can change your card PIn at the nearest ATM.

Your ATM PIN should be changed every 3-6 months, or at least once a year. When you change your PIN, you will receive an OTP on your registered mobile number to confirm the change. It should not be changed frequently, but only every now and then to improve security.

No. OTP is necessary to change your ATM PIN as it validates your action and protects against fraudulent activities. It is an added layer of security for your safety. 

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