Debit cards are safe and secure to use largely because of the layer of protection PINs offer. Customers can easily change their PINs using various methods the banks provide to ensure their details are protected against fraud.
In this article, we will discuss all the various methods you can use to change your PIN without any hassle.
You can easily change your debit card PIN by following the below-mentioned steps.
Visit your nearest ATM and insert your card into the ATM
Choose the 'Change/Reset PIN' option
Enter your existing PIN and the new PIN you want to set for your ATM card
You will be sent a One-time Password (OTP) for your registered mobile number for verification
Enter the OTP and verify your phone number
The screen will display ‘Your PIN Has Been Changed Successfully’
You will receive an SMS confirmation from the bank once your PIN has been changed.
In case of a forgotten PIN,
Insert the card into the reader, and click on 'Forgot PIN'
Enter your registered mobile number with the bank
You will receive an OTP on the same number
Enter the OTP and generate a new ATM PIN
Once your PIN is changed, the bank will notify you of your successful change
Changing ATM PIN online can be done easily through net banking. Here’s how.
Log in to your bank’s net banking portal using your credentials
If you have multiple accounts, choose the account for which you need a new ATM card PIN
You will find the option to change your ATM card under ‘Debit Card Services’ or ‘ATM Card Services
Select ‘Generate PIN’
Enter the new PIN and confirm the PIN again
Authenticate your process by entering the OTP sent to your registered mobile number
Once the OTP is verified, the PIN is changed and you can use your ATM card with the new PIN
It's simple to change your ATM PIN via net banking, but not everyone has access to the internet. In such cases, SMS is a fantastic solution for changing your ATM PIN from the comfort of your home.
Most banks offer the facility to change ATM card PINs through SMS. There are dedicated toll-free numbers available for each bank that will allow you to change your PIN.
Simply send an SMS to that number provided by your bank in the specified format to change your PIN. You must include the last four digits of your debit card number in the SMS. You will receive an OTP on your number, which will be valid for a few hours.
You can find out this number by visiting your bank’s website.
Using this OTP, you can change your ATM card PIN at the nearest ATM.
You can change your PIN for your ATM card using your mobile banking app. Here are the steps you would need to follow:
Log in to the mobile banking application of your bank
You will find the option to change your PIN under ‘ATM card Services’ or ‘Cards’
Choose the card you want to change the PIN of
Enter your new PIN and re-enter it for confirmation
Fill in the OTP you receive and click ‘confirm’
You will receive an SMS from the bank upon a successful PIN change
This is the traditional method of changing your PIN. If everything else fails, you can always count on changing your ATM card PIN at your bank branch.
Go to your bank and request a PIN change
You have to fill out and submit an application form for PIN generation or PIN change
The bank will provide you with a temporary PIN on paper or a Green PIN through SMS
You can use this green PIN to set a new PIN to your ATM card
This process is particularly helpful when you have forgotten your PIN or blocked your card due to unsuccessful attempts.
There are multiple methods available at your convenience to help you change your ATM card PIN under any circumstance. Latest developments in banking have also made it possible to change the ATM card PIN without having to remember your previous PIN. Select a method that is right for your requirements and change your PIN easily.
You can use either net banking or mobile banking to change your PIN at home.
Yes, you can. Send an SMS in the specified format to the toll-free number of your bank. You will receive an OTP. using this OTP, you can change your card PIn at the nearest ATM.
Your ATM PIN should be changed every 3-6 months, or at least once a year. When you change your PIN, you will receive an OTP on your registered mobile number to confirm the change. It should not be changed frequently, but only every now and then to improve security.
No. OTP is necessary to change your ATM PIN as it validates your action and protects against fraudulent activities. It is an added layer of security for your safety.
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