Best Debit Cards in India

Debit cards are one of the most preferred modes of cashless transactions. 

In India, several banks provide debit cards to customers with enticing offers and attractive cashback. Here are the best debit cards available in India. 

Several banks have gained the trust of customers. However, there are only a few that have given us high-quality services and products that truly stand out from the rest. 

In this article, we will discuss the best debit cards that have enticed us with their features, offers, discounts, and more.

SBI Debit Card

SBI is a financial powerhouse and offers a myriad of services to its customers. Be it international shopping or priority ticketing at the Mumbai metro, SBI has a debit card for everything. 

• SBI Global International Debit Card

• SBI Gold International Debit Card

• SBI Platinum International Debit Card

• SBI Mumbai Metro Combo Card

• SBI My Card International Debit Card

• SBI IOCL Co-Branded Contactless RuPay Debit Card

• Electronic Card For Overdraft Account

SBI offers discounts, cash-back offers, and more on domestic flight booking, hotel accommodation, online shopping, and reward points for shopping. 

Additionally, SBI collaborated with Visa and MasterCard to secure payments across all online transactions.

Best SBI Debit Card: SBI Gold International Debit Card

Features & Benefits of SBI Gold International Debit Card

• Enjoy higher cash withdrawal and transaction limit

• Use the card domestically and internationally

• Avail accidental death cover insurance up to Rs. 2 lakh

• Enjoy cashless shopping while earning SBI Rewardz points

HDFC Debit Card

HDFC holds a reputation for being India’s leading private-sector bank, and rightfully so. It offers several debit cards catering to the needs of every customer. 

Here are some of the debit cards HDFC offers:

• Millennia Debit Card

• RuPay Premium Debit Card

• MoneyBack Debit Card

• EasyShop Business Debit Card

• Infiniti Debit Card

• Jet Privilege HDFC Bank World Debit Card

• EasyShop Imperia Platinum Chip Debit Card

• EasyShop Preferred Platinum Debit Card

• Easyshop Classic Platinum Debit Card

• EasyShop Platinum Debit Card

• Times Points Debit Card

• HDFC Bank Rewards Debit Card

• EasyShop Woman's Advantage Debit Card

You can choose the type of debit card you want based on your requirements. 

Besides cashback offers, reward points, and discounts, HDFC also offers intermiles accumulation that can be redeemed for free flights, accidental death insurance coverage, card security, fuel savings, zero liability on lost debit cards, and a locker facility, to name a few features.

Best HDFC Debit Card: RuPay Premium Debit Card

Features & Benefits of HDFC Debit Card

• The card offers savings on all spends

• Users can receive cashback and an exclusive voucher from Amazon by availing Autopay feature

• The debit card EMI option on this card brings convenience to the users

• It offers welcome benefits to first-time users

ICICI Debit Card

ICICI specializes in providing a wide range of financial products and services in investment banking, life insurance, corporate and personal banking, asset management, and more.

To make debit transactions easier, ICICI has various debit cards at our disposal, such as:

• Gemstone Debit Cards

• Expressions Debit Cards

• Personal Cards

• Business Cards

• Unifare Debit Card

Each type of debit card serves a unique purpose and fulfills a specific requirement of the customer. While expression debit cards allow you to customize the card to your liking, the unifare debit card is multifunctional as an ATM card, debit card, and metro card. 

ICICI debit cards can help you taste privilege by providing access to lounges in airports, providing joining benefits, etc, besides the usual rewards and discounts.

Best ICICI Debit Card: ICICI Bank Platinum Debit Card

Features & Benefits Of ICICI Debit Card

• Avail 2 free airport lounge access per quarter on this debit card

• Enjoy high transaction limits on merchant websites and cash withdrawal limits at ATMs

• This card provides a unique feature of zero liability, protecting your debit card against misuse

• Additionally, receive instant notifications on transactions on this card

Kotak Bank Debit Card

Even though it is a flagship company of the Kotak group, it has made a mark in the world of Indian banking by providing complete financial products for infinite individual and corporate needs. 

Through its various debit cards, Kotak bank covers a comprehensive range of services. 

Here are some of the debit cards Kotak bank offers:

• Privy League Signature Debit Card

• RuPay Debit Card

• Access India Debit Card

• Platinum Debit Card

• 811 Dream Different Debit Card

• Silk Platinum Debit Card

• Business Power Platinum Debit Card

• Classic One Debit Card

• World Debit Card

• Easy Pay Debit Card

• Business Class Gold Debit Card

• Signature Pro Debit Card

Kotak debit cards provide exclusive offers to their users. From high insurance coverage and fuel surcharge waivers to complimentary airport lounge access and special offers for NRIs, Kotak debit cards have no limit when it comes to showering users with offers. 

Best Kotak Debit Card: Privy League Platinum Debit Card

Features & Benefits Kotak Debit Card

• With your Privy League Platinum Debit Card, you can utilize services at ATMs and merchant establishments everywhere that accept VISA cards

• The card provides offers and discounts at Merchant's outlets in a variety of categories such as travel, shopping, and so on

• Being a chip card, it is equipped with additional security measures 

• Enjoy a free fuel surcharge at any petrol pump in India

Axis Bank Debit Card

Axis debit cards are quick in action, contactless, and highly secure. They are also customized to your daily withdrawal and financial needs. Top cards from Axis bank include -

• E-Debit Card

• Liberty Debit Card

• Burgundy Debit Card

• Priority Debit Card

• Prestige Debit Card

• Delight Debit Card

• RuPay Platinum Debit Card

• Power Salute Debit Card

• Titanium Rewards Debit Card

• Titanium Prime Debit Card

Axis debit cards provide higher transaction limits on withdrawals as well as purchases. The exclusive benefits on transactions, airport lounge access, and accidental health insurance coverage also made Axis debit cards some of the most sought-after debit cards.

Best Axis Bank Debit Card: Online Rewards Debit Card

Features & Benefits Axis Bank Debit Card

• Rewards offered for eDGE Loyalty and dining 

• Higher transactional limits for daily withdrawals of up to Rs. 50,000

• A special insurance cover of Rs. 5 lakhs is available for the user and his or her family

• Daily purchase limit of Rs. 4 lakhs 

• Discounts on booking movie tickets

• With every Rs. 200 spent, you can earn up to 3 reward points

IndusInd Debit Card

IndusInd debit cards allow national and international transactions in less than a minute. 

You can also enable or disable any feature of the card as per your requirement, making it one of the most hassle-free debit cards out there. IndusInd offers the following debit cards:

• Pioneer Infinite Debit Card

• World Exclusive Debit Card

• Signature Exclusive Visa Debit Card

• Platinum Exclusive Debit Card

• World Select Debit Card

• Signature Select Visa Debit Card

• Platinum Select Debit Card

• Visa Signature Debit Card

• Platinum Premier Debit Card

• Delights Debit Card, and more

The IndusInd bank allows customers to compare debit cards giving us the freedom to choose the right solution for all our requirements. 

Additionally, IndusInd debit cards also provide benefits including cashback, reward points, movie tickets, airport lounge access, etc. 

Best IndusInd Debit Card: Pioneer World Debit Card

Features & Benefits IndusInd Debit Card

• On activation, users get up to 100 points as a reward and one point for every Rs. 200 transaction

• The card provides complimentary movie tickets and free lounge access at selected international and domestic airports

• Pioneer world debit card provides a purchase limit of Rs. 10 lakhs and an ATM withdrawal limit of Rs. 5 lakhs per day

• Additionally, users can also benefit from insurance that includes purchase protection, lost card liability, and air and personal accidents

Conclusion

There are hundreds of debit cards available in the market, each catering to a different requirement. Some are designed to address traveling hassle, while others exclusively cater to rewards and discounts. 

Banks are collaborating with third parties such as VISA, metro, etc to introduce hassle-free and secure transactional gateways accessible globally. Understand your needs and choose a debit card that suits you.