Debit cards are one of the most preferred modes of cashless transactions.
In India, several banks provide debit cards to customers with enticing offers and attractive cashback. Here are the best debit cards available in India.
Several banks have gained the trust of customers. However, there are only a few that have given us high-quality services and products that truly stand out from the rest.
In this article, we will discuss the best debit cards that have enticed us with their features, offers, discounts, and more.
SBI is a financial powerhouse and offers a myriad of services to its customers. Be it international shopping or priority ticketing at the Mumbai metro, SBI has a debit card for everything.
SBI Global International Debit Card
SBI Gold International Debit Card
SBI Platinum International Debit Card
SBI Mumbai Metro Combo Card
SBI My Card International Debit Card
SBI IOCL Co-Branded Contactless RuPay Debit Card
Electronic Card For Overdraft Account
SBI offers discounts, cash-back offers, and more on domestic flight booking, hotel accommodation, online shopping, and reward points for shopping.
Additionally, SBI collaborated with Visa and MasterCard to secure payments across all online transactions.
Best SBI Debit Card: SBI Gold International Debit Card
Enjoy higher cash withdrawal and transaction limit
Use the card domestically and internationally
Avail accidental death cover insurance up to Rs. 2 lakh
Enjoy cashless shopping while earning SBI Rewardz points
HDFC holds a reputation for being India’s leading private-sector bank, and rightfully so. It offers several debit cards catering to the needs of every customer.
Here are some of the debit cards HDFC offers:
Millennia Debit Card
RuPay Premium Debit Card
MoneyBack Debit Card
EasyShop Business Debit Card
Infiniti Debit Card
Jet Privilege HDFC Bank World Debit Card
EasyShop Imperia Platinum Chip Debit Card
EasyShop Preferred Platinum Debit Card
Easyshop Classic Platinum Debit Card
EasyShop Platinum Debit Card
Times Points Debit Card
HDFC Bank Rewards Debit Card
EasyShop Woman's Advantage Debit Card
You can choose the type of debit card you want based on your requirements.
Besides cashback offers, reward points, and discounts, HDFC also offers intermiles accumulation that can be redeemed for free flights, accidental death insurance coverage, card security, fuel savings, zero liability on lost debit cards, and a locker facility, to name a few features.
Best HDFC Debit Card: RuPay Premium Debit Card
The card offers savings on all spends
Users can receive cashback and an exclusive voucher from Amazon by availing Autopay feature
The debit card EMI option on this card brings convenience to the users
It offers welcome benefits to first-time users
ICICI specializes in providing a wide range of financial products and services in investment banking, life insurance, corporate and personal banking, asset management, and more.
To make debit transactions easier, ICICI has various debit cards at our disposal, such as:
Gemstone Debit Cards
Expressions Debit Cards
Unifare Debit Card
Each type of debit card serves a unique purpose and fulfills a specific requirement of the customer. While expression debit cards allow you to customize the card to your liking, the unifare debit card is multifunctional as an ATM card, debit card, and metro card.
ICICI debit cards can help you taste privilege by providing access to lounges in airports, providing joining benefits, etc, besides the usual rewards and discounts.
Best ICICI Debit Card: ICICI Bank Platinum Debit Card
Avail 2 free airport lounge access per quarter on this debit card
Enjoy high transaction limits on merchant websites and cash withdrawal limits at ATMs
This card provides a unique feature of zero liability, protecting your debit card against misuse
Additionally, receive instant notifications on transactions on this card
Even though it is a flagship company of the Kotak group, it has made a mark in the world of Indian banking by providing complete financial products for infinite individual and corporate needs.
Through its various debit cards, Kotak bank covers a comprehensive range of services.
Here are some of the debit cards Kotak bank offers:
Privy League Signature Debit Card
RuPay Debit Card
Access India Debit Card
Platinum Debit Card
811 Dream Different Debit Card
Silk Platinum Debit Card
Business Power Platinum Debit Card
Classic One Debit Card
World Debit Card
Easy Pay Debit Card
Business Class Gold Debit Card
Signature Pro Debit Card
Kotak debit cards provide exclusive offers to their users. From high insurance coverage and fuel surcharge waivers to complimentary airport lounge access and special offers for NRIs, Kotak debit cards have no limit when it comes to showering users with offers.
Best Kotak Debit Card: Privy League Platinum Debit Card
With your Privy League Platinum Debit Card, you can utilize services at ATMs and merchant establishments everywhere that accept VISA cards
The card provides offers and discounts at Merchant's outlets in a variety of categories such as travel, shopping, and so on
Being a chip card, it is equipped with additional security measures
Enjoy a free fuel surcharge at any petrol pump in India
Axis debit cards are quick in action, contactless, and highly secure. They are also customized to your daily withdrawal and financial needs. Top cards from Axis bank include -
Liberty Debit Card
Burgundy Debit Card
Priority Debit Card
Prestige Debit Card
Delight Debit Card
RuPay Platinum Debit Card
Power Salute Debit Card
Titanium Rewards Debit Card
Titanium Prime Debit Card
Axis debit cards provide higher transaction limits on withdrawals as well as purchases. The exclusive benefits on transactions, airport lounge access, and accidental health insurance coverage also made Axis debit cards some of the most sought-after debit cards.
Best Axis Bank Debit Card: Online Rewards Debit Card
Rewards offered for eDGE Loyalty and dining
Higher transactional limits for daily withdrawals of up to Rs. 50,000
A special insurance cover of Rs. 5 lakhs is available for the user and his or her family
Daily purchase limit of Rs. 4 lakhs
Discounts on booking movie tickets
With every Rs. 200 spent, you can earn up to 3 reward points
IndusInd debit cards allow national and international transactions in less than a minute.
You can also enable or disable any feature of the card as per your requirement, making it one of the most hassle-free debit cards out there. IndusInd offers the following debit cards:
Pioneer Infinite Debit Card
World Exclusive Debit Card
Signature Exclusive Visa Debit Card
Platinum Exclusive Debit Card
World Select Debit Card
Signature Select Visa Debit Card
Platinum Select Debit Card
Visa Signature Debit Card
Platinum Premier Debit Card
Delights Debit Card, and more
The IndusInd bank allows customers to compare debit cards giving us the freedom to choose the right solution for all our requirements.
Additionally, IndusInd debit cards also provide benefits including cashback, reward points, movie tickets, airport lounge access, etc.
Best IndusInd Debit Card: Pioneer World Debit Card
On activation, users get up to 100 points as a reward and one point for every Rs. 200 transaction
The card provides complimentary movie tickets and free lounge access at selected international and domestic airports
Pioneer world debit card provides a purchase limit of Rs. 10 lakhs and an ATM withdrawal limit of Rs. 5 lakhs per day
Additionally, users can also benefit from insurance that includes purchase protection, lost card liability, and air and personal accidents
There are hundreds of debit cards available in the market, each catering to a different requirement. Some are designed to address traveling hassle, while others exclusively cater to rewards and discounts.
Banks are collaborating with third parties such as VISA, metro, etc to introduce hassle-free and secure transactional gateways accessible globally. Understand your needs and choose a debit card that suits you.
Yes. Go to the bank’s website or their mobile banking app. Apply for the debit card and you will receive a debit card within the specified time.
Yes. Several banks in India, including ICICI bank, HDFC bank, Axis bank, Bank Of Baroda, etc, offer prepaid debit cards. These cards are not linked to any bank account and can be used to make any transaction.
When you open a savings account, most banks provide you with a debit card. However, if you want to issue a specific type of debit card, you must pay an issuance fee.
Similarly, if you lose your debit card and want your bank to replace it, you must pay an issuance fee. Finally, banks typically charge an annual fee for debit card maintenance.
Yes. Using debit card details, you can easily make purchases on local, national, and international websites based on your debit card.
Post their expiration date, debit cards become non-functional. You must approach your bank and request a new debit card.
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