Debit cards are among the most popular tools for making cashless transactions.
Several banks in India provide debit cards to customers with enticing offers, cashback, and reward points. Here are the best debit cards available in India.
Almost all banks provide a free debit card when you open an account. However, only a few give high-quality services and offers that truly stand out from the rest.
In this article, we will discuss the best debit cards that provide the best features, offers, discounts, and more.
|
Debit Card |
Daily Cash Withdrawal Limit |
Daily Purchase Limit |
Annual Fees |
Other Benefits |
|---|---|---|---|---|
|
₹1 Lakh |
₹5 Lakh |
₹699 + GST |
2 complimentary airport lounge accesses per quarter on spends of ₹10,000 in the previous quarter |
|
|
₹1 Lakh |
₹5 Lakh |
₹850 + taxes |
2 complimentary airport lounge access per calendar quarter |
|
|
₹50,000 |
₹3.5 Lakh |
₹500 + GST |
4 complimentary airport lounge accesses per quarter on spends of ₹5,000 in the previous quarter |
|
|
₹40,000 |
₹2 Lakh |
₹200 + GST |
Dining Discount of ₹500 via Axis Bank Dining Delights Program with EasyDiner |
|
|
₹40,000 |
₹75,000 |
₹200 + GST |
6 reward points for every Rs. 200 spent at IOCL petrol pumps in India |
|
|
₹1 Lakh |
₹2 Lakh |
₹325 + GST |
2 rewardz points for every ₹200 spent |
|
|
₹40,000 |
₹75,000 |
₹200 + GST |
2 rewardz points for every ₹200 spent |
|
|
₹25,000. |
₹1 Lakh |
₹299+ GST |
Complimentary insurance cover:
|
SBI is a financial powerhouse and offers a myriad of services to its customers. Be it international shopping or priority ticketing at the Mumbai Metro, SBI has a debit card for everything. Here are some of the debit cards offered by SBI:
SBI offers discounts, cash-back offers, and more on domestic flight bookings, hotel accommodations, online shopping, and reward points for shopping.
Additionally, SBI collaborated with Visa and MasterCard to secure payments across all online transactions.
|
SBI Debit Card |
Daily Domestic Withdrawal Limit |
Daily Domestic Purchase Limit |
Annual Charges |
|---|---|---|---|
|
₹40,000 |
₹75,000 |
₹200 + GST |
|
|
₹50,000 |
₹2 Lakh |
₹250 + GST |
|
|
₹1 Lakh |
₹2 Lakh |
₹325 + GST |
|
|
₹40,000 |
₹75, 000 |
Nil |
|
|
₹40,000 |
₹75,000 |
₹250 + GST |
|
|
₹40,000 |
₹75,000 |
₹125+GST |
|
|
Electronic Card For Overdraft Account |
Nil |
₹75,000 |
₹125+GST |
Best SBI Debit Card: SBI Gold International Debit Card
HDFC holds a reputation for being India’s leading private-sector bank, and rightfully so. It offers several debit cards catering to the needs of every customer.
Here are some of the debit cards HDFC offers:
Millennia Debit Card
RuPay Premium Debit Card
MoneyBack Debit Card
Business Debit Card
Infiniti Debit Card
Jet Privilege HDFC Bank World Debit Card
Imperia Platinum Chip Debit Card
Preferred Platinum Debit Card
Classic Platinum Debit Card
Platinum Debit Card
Times Points Debit Card
HDFC Bank Rewards Debit Card
Woman's Advantage Debit Card
You can choose the type of debit card you want based on your requirements.
Besides cashback offers, reward points, and discounts, HDFC also offers intermiles accumulation that can be redeemed for free flights, accidental death insurance coverage, card security, fuel savings, zero liability on lost debit cards, and a locker facility, to name a few features.
|
HDFC Debit Card |
Daily Domestic Withdrawal Limit |
Daily Domestic Purchase Limit |
Annual Charges |
|---|---|---|---|
|
₹50,000 |
₹3.5 Lakh |
₹500 + GST |
|
|
₹25,000 |
₹ 2.75 Lakh |
₹200 + GST |
|
|
₹25,000 |
₹3 Lakh |
₹300 + GST |
|
|
₹1 Lakh |
₹5 Lakhs |
₹350 + GST |
|
|
₹2 Lakh |
₹10 Lakh |
₹2500 + GST |
|
|
₹3 Lakh |
₹1 Lakh |
₹500 + GST |
|
|
₹1 Lakh |
₹5 Lakh |
₹ 850 + GST |
|
|
₹1 Lakh |
₹5 Lakh |
₹850 + GST |
|
|
₹1 Lakh |
₹5 Lakh |
₹850 + GST |
|
|
₹1 Lakh |
₹5 Lakh |
₹850 + GST |
|
|
₹1 Lakh |
₹3.5 Lakh |
₹ 650 + GST |
|
|
₹50,000 |
₹3.5 Lakh |
₹500 + GST |
|
|
₹25,000 |
₹2.75 Lakh |
₹200 + GST |
Best HDFC Debit Card: RuPay Premium Debit Card
ICICI specializes in providing a wide range of financial products and services in investment banking, life insurance, corporate and personal banking, asset management, and more.
To make debit transactions easier, ICICI has various debit cards at our disposal, such as:
Each type of debit card serves a unique purpose and fulfills a specific requirement of the customer. While Expressions Debit Cards allow you to customize the card to your liking, the Unifare Debit Card is multifunctional as an ATM card, debit card, and metro card. it
ICICI debit cards can help you taste privilege by providing access to lounges in airports, providing joining benefits, etc, besides the usual rewards and discounts.
|
ICICI Debit Card |
Daily Domestic Purchase Limit |
Daily Domestic Withdrawal Limit |
Annual Charges |
|---|---|---|---|
|
Gemstone Debit Cards |
|||
|
₹5 Lakh |
₹1.5 Lakh |
₹699 + GST |
|
|
₹7.5 Lakh |
₹1.5 Lakh |
₹1,099 + GST |
|
|
₹7.5 Lakh |
₹1.5 Lakh |
₹1,999 + GST |
|
|
₹5 Lakh |
₹1.5 Lakh |
₹249 (monthly) |
|
|
₹5 Lakh |
₹1.5 Lakh |
₹699 + GST |
|
|
₹7.5 Lakh |
₹2.5 Lakh |
₹1,999 + GST |
|
|
Expressions Debit Cards |
|||
|
₹5 Lakh |
₹1 Lakh |
₹599 + GST |
|
|
₹2.25 Lakh |
₹1.25 Lakh |
₹799 + GST |
|
|
₹5 Lakh |
₹1.5 Lakh |
₹4999 + GST |
|
|
₹5 Lakh |
₹1.5 Lakh |
₹899 + GST |
|
|
₹5 Lakh |
₹1.5 Lakh |
₹899 + GST |
|
|
Personal Cards |
|||
|
₹7.5 Lakh |
₹1.5 Lakh |
₹300 + GST |
|
|
₹3 Lakh |
₹50,000 |
₹300 + GST |
|
|
₹5 Lakh |
₹1 Lakh |
₹300 + GST |
|
|
ICICI Bank Unifare Bangalore Metro Platinum Debit Card |
₹5 Lakh |
₹1 Lakh |
₹299 + GST |
Best ICICI Debit Card: ICICI Bank Platinum Debit Card
Even though it is a flagship company of the Kotak group, it has made a mark in the world of Indian banking by providing complete financial products for infinite individual and corporate needs.
Through its various debit cards, Kotak Bank covers a comprehensive range of services.
Here are some of the debit cards Kotak Bank offers:
Kotak Solitaire Debit Card
Privy League Neon
Privy League Black
Kotak PVR Debit Card
Privy League Platinum
Kotak Privy Debit Card
Infinite Debit Card
Signature Pro Debit Card
811 #DreamDifferent Debit Card
Silk Platinum Debit Card
Privy League Signature Debit Card
Kotak Everyday Debit Card
Privy League Platinum Debit Card
Platinum Debit Card
Kotak debit cards provide exclusive offers to their users. From high insurance coverage and fuel surcharge waivers to complimentary airport lounge access and special offers for NRIs, Kotak debit cards have no limit when it comes to showering users with offers.
|
Kotak Debit Card |
Daily Domestic Withdrawal Limit |
Daily Domestic Purchase Limit |
Annual Charges |
|---|---|---|---|
|
₹2.5 Lakh |
₹15 Lakh |
₹25,000 + GST |
|
|
₹2 Lakh |
₹10 Lakh |
Nil |
|
|
₹2.5 Lakh |
₹15 Lakh |
Nil |
|
|
₹1 Lakh |
₹7 Lakh |
₹499 + GST |
|
|
₹2 Lakh |
₹15 Lakh |
Nil |
|
|
₹2 Lakh |
₹10 Lakh |
Nil |
|
|
₹2.5 Lakh |
₹15 Lakh |
Nil |
|
|
₹2 Lakh |
₹7 Lakh |
₹750 + GST |
|
|
₹25,000 |
₹1 Lakh |
₹3,99 + GST |
|
|
₹40,000 |
₹2 Lakh |
Nil |
|
|
₹2 Lakh |
₹15 Lakh |
Nil |
|
|
₹1 Lakh |
₹5 Lakh |
Nil |
|
|
₹1.5 Lakh |
₹10 Lakh |
Nil |
|
|
₹1 Lakh |
₹5 Lakh |
Nil |
Best Kotak Debit Card: Privy League Platinum Debit Card
Axis debit cards are quick in action, contactless, and highly secure. They are also customized to your daily withdrawal and financial needs. Top cards from Axis Bank include -
Axis debit cards provide higher transaction limits on withdrawals as well as purchases. The exclusive benefits on transactions, airport lounge access, and accidental health insurance coverage also made Axis debit cards some of the most sought-after debit cards.
|
Axis Bank Debit Card |
Daily Domestic Withdrawal Limit |
Daily Domestic Purchase Limit |
Annual Charges |
|---|---|---|---|
|
₹40,000 |
₹1 Lakh |
Nil |
|
|
₹40,000 |
₹2 Lakh |
Nil |
|
|
₹1 Lakh |
₹5 Lakh |
Nil |
|
|
₹40,000 |
₹1 Lakh |
Nil |
|
|
₹50,000 |
₹4 Lakh |
₹300 |
|
|
₹3 Lakh |
₹6 Lakh |
Nil |
|
|
₹1 Lakh |
₹5 Lakh |
₹750 |
|
|
₹1 Lakh |
₹5 Lakh |
₹999 |
|
|
₹50,000 |
₹5 Lakh |
₹500 |
Best Axis Bank Debit Card: Online Rewards Debit Card
IndusInd debit cards allow national and international transactions in less than a minute.
You can also enable or disable any feature of the card as per your requirement, making it one of the most hassle-free debit cards out there. IndusInd offers the following debit cards:
Pioneer Private Infinite Debit Card
Pioneer Infinite Debit Card
Delights Debit Card
Platinum Exclusive Debit Card
Signature Exclusive Visa Debit Card
World Exclusive Debit Card
World Select Debit Card
VISA Signature Debit Card
The IndusInd Bank allows customers to compare debit cards, giving us the freedom to choose the right solution for all our requirements.
Additionally, IndusInd debit cards also provide benefits, including cashback, reward points, movie tickets, airport lounge access, etc.
|
IndusInd Bank Debit Card |
Daily Domestic Withdrawal Limit |
Daily Domestic Purchase Limit |
Annual Charges |
|---|---|---|---|
|
₹5 Lakh |
₹10 Lakh |
- |
|
|
₹5 Lakh |
₹10 Lakh |
Nil |
|
|
₹50,000 |
₹1 Lakh |
₹499 + GST |
|
|
₹2 Lakh |
₹4 Lakh |
Nil |
|
|
₹2 Lakh |
₹4 Lakh |
Nil |
|
|
₹2 Lakh |
₹4 Lakh |
Nil |
|
|
₹1.5 Lakh |
₹3 Lakh |
Nil |
|
|
₹1.5 Lakh |
₹3 Lakh |
₹1,499 + GST |
Best IndusInd Debit Card: Pioneer World Debit Card
There are hundreds of debit cards available in the market, each catering to a different requirement. Some are designed to address traveling hassle, while others exclusively cater to rewards and discounts.
Banks are collaborating with third parties such as VISA, metro, etc to introduce hassle-free and secure transactional gateways accessible globally. Understand your needs and choose a debit card that suits you.
When you open a savings account, most banks provide you with a debit card. However, if you want to issue a specific type of debit card, you must pay an issuance fee.
Similarly, if you lose your debit card and want your bank to replace it, you must pay an issuance fee. Finally, banks typically charge an annual fee for debit card maintenance.
Debit Card Related Articles
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Debit Card Tips & Setup Guide
Disclaimer
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This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.
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