Exclusive customers of banks can apply for sleek metal Debit cards. Want to know more about them? Keep reading.
A metal debit card, as the name suggests, is made of metal. They are more durable, don’t wear off or break easily, and have a shiny finish giving them a premium look.
Banks provide metal debit cards for their elite and exclusive customers, offering them a better experience. You can also get special offers like high cashback, complimentary lounge access, etc.
Apart from this, it works exactly like a normal debit card, and you can use it for cash withdrawals at ATMs, points of sale, etc.
Metal credit cards are quite common in India, so if you are searching for ‘metal debit card India’, you will not be disappointed. Select banks provide metal debit cards as well. However, getting metal ATM cards in India might be difficult.
You can get in touch with your bank and enquire about it to apply for one.
Metal debit cards function like regular debit cards but have a few major benefits, such as -
You don’t have to worry about breaking or wearing them out
They have a shiny finish adding to their sleek design
Higher cash withdrawal and spending limits
Complimentary airport lounge access
You can get rewards on money spent at POS
Higher insurance coverage for air and personal accidents
These are the top banks in India that offer metal debit cards -
| Name of Bank | Name of Metal Debit Card | Annual Maintenance Charges |
|---|---|---|
|
Union Bank of India |
RuPay HNI Emperio |
Rs.1,299 + GST |
|
Bank of India |
Visa Signature Debit Card (available in metal and plastic variants) |
Please contact the bank to know more. |
|
Bank of Baroda |
Visa Infinite Debit Card |
Rs.9,500 |
|
Kotak Mahindra Bank |
Privy League Black Debit Card |
Please contact the bank to know more. |
Metal credit cards are more common in India than metal debit cards. Apart from their sleek look and fashionable design, they have the added benefit of being more durable.
You can inquire about metal debit cards from your bank branch. In most cases, they are given as part of a membership to an exclusive club. You can earn reward points, complimentary lounge access, and many such offers.
Some of the cons of a metal card is that they are heavier than plastic cards. They also have a higher maintenance charge.
Yes, your metal debit card works in ATMs like a regular plastic debit card.
If you can change your normal card to a metal one or not depends on your bank. Please get in touch with your bank to get more information.
Yes, Visa makes metal cards.
Union Bank of India, Bank of India, Bank of Baroda, and Kotak Mahindra Bank are the ones that offer metal debit cards. However, you can get in touch with your bank to enquire if they offer metal debit cards.
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