Top 9 Best Personal Finance Apps in India 2024

These days people rarely get time to keep track of their income and expenses. This is where money and finance management apps can help you with better money management.

There are several apps that will automatically track all of your income and expenses, as well as your investments, and will provide you with financial advice.

We shall learn more about the best android personal finance management apps in India 2024 in the following sections.

Best Personal Finance and Expense Tracker Apps in India

Given below are the best android finance management apps in India in 2024:

Money View - Expense Manager App

Money View App reads all of the transactional SMS messages and provides you with real-time visibility into your finances. This app unearths the hidden financial data that sits idly in SMS logs and makes excellent use of it.

When you receive a financial transaction-related SMS, the Money View app reads it and updates the reports. As a result, no manual data entry is required.

Key features of the App:

  • Check your bank account balances.
  • See the most recent banking transactions.
  • The Money View app automatically categorizes your payments and displays major areas of spending.
  • View weekly and monthly summaries to help you avoid overspending and improve the efficiency of your budget planning.
  • It keeps track of your spending, sends personalized bill-paying reminders, finds relevant savings opportunities, and much more.
  • Track your financial progress by looking at your spending trends over time.

Download Money View App on Android Now

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Goodbudget - Budget & Finance App

Goodbudget is a money manager and expense tracker app designed for personal budgeting. The envelope system is used by the Goodbudget money management app.

This personal finance manager app acts as a proactive budget planner, assisting you in staying on top of your budget, bills, and finances. The personal finance app was designed for simple, real-time budget and financial tracking, making it one of the best expense tracker apps in India.

Carryover can also sync across devices such as Android, iPhone, and the web, allowing you to share your budget with your budgeting partners. The app aids in keeping everyone on the same page when it comes to household finances.

Key Features of the App:

  • Data is backed up automatically and securely to Goodbudget's website.
  • Disaggregate expense transactions
  • Transactions that are scheduled and envelope fills
  • Save time by using intelligent payee and category suggestions.
  • Transfer funds between Envelopes and Accounts with ease.
  • Match the budget period to the real-life situation.
  • Analyze spending with the Spending by Envelope Report.
  • Use the Income vs. Spending Report to keep track of your cash flow.
  • Export transactions to CSV
  • Carryover any unused funds to the next month as a reward for your incredible self-control.
  • Plan your finances ahead of time to stay on track with your budget.

Download Goodbudget App on Android Now

Realbyte Money Manager App

The Money Manager is financial planning, expense tracking, and asset management app for iOS and Android devices. It simplifies and simplifies the management of your finances.

You can use the budget planner and spending tracker to keep track of your personal and business financial transactions, review financial data on a daily/weekly/monthly basis, and manage your assets.

Key Features of the App:

  • System of double-entry bookkeeping
  • Management of budgets and expenses
  • Management of credit and debit cards
  • Get access to statistics immediately.
  • Bookmarking feature
  • Backup/restore function

Download Money Manager App on Android Now

Monefy - Budget Manager and Expense Tracker App

Tracking daily purchases, bills, and anything else you spend your money on has never been easier or more enjoyable than with the Monefy money manager app, making Monefy one of the best expense tracking apps in India.

Monefy is much more than a money tracker app. It is one of the best money-saving apps for assisting users with better financial management.

Monefy tracks the user's expenses and compares them to the monthly income and the budget planner. Monefy's money manager app keeps your monthly budget in top shape. As a result, it could also serve as the best expense tracker app.

Key Features of the App:

  • With the intuitive and simple-to-use interface, you can quickly add new records.
  • Maintain a multi-currency track.
  • Backup and export personal finance data with a single click.
  • Protect your data with passcode protection.
  • View your spending distribution on a simple chart, or get detailed information from the records list.
  • Use a budget tracker to save money.
  • Use your own Google Drive or Dropbox account to safely synchronize.
  • Take control of recurring payments.
  • Create multiple accounts.
  • Use the built-in calculator to crunch numbers.

Download Monefy App on Android Now

Bishinews Expense Manager App

Expense Manager is a simple, intuitive, stable, and feature-rich money management app for users looking for a better personal finance app.

When you use the expense manager app, everything you need, from tracking your expenses to managing your budgets, is right at your fingertips. As a result, the expense manager app is included in the list of the best money management apps in India.

Bishinews' expense manager app is completely free and one of the best daily expense manager apps in India. There are no hidden fees or in-app purchases, so you can use all of the features.

Key Features of the App:

  • Bills are organized by week, month, and year, as well as by category.
  • Budgeting on a daily, weekly, monthly, and yearly basis, with a progress bar
  • Payment notifications
  • Filter your results by category, subcategory, payee/payer, payment method, status, description, tag, and so on.
  • Dropbox, Google Drive, and SD Card backups are automated.
  • The app includes a currency converter, a regular calculator, a tip calculator, a loan calculator, a payoff calculator, and an interest calculator.
  • Use your own Google Drive or Dropbox account to safely synchronize.
  • There is no need for registration or internet access.
  • Split Transaction – Record all items in a single transaction that have different categories and amounts.
  • Plan your payments and recurring payments.

Download Expense Manager on Android Now

ET Markets - NSE & BSE India App

ET Markets would be very useful to you if you are interested in investing in the financial markets and managing your investments properly. It serves as a one-stop-shop for keeping track of your investments in various instruments.

The app provides stock market updates, business and market news, free stock market tips, live charts, and share prices, advanced technical charting, and much more.

Key Features of the App:

  • You can choose from eight Indian languages.
  • Comprehensive market coverage.
  • Payment notifications
  • “My Scrips” feature assists in keeping track of favorite investment instruments.
  • Tools for interactive technical charting.
  • Analysis, expert opinions, and the ability to participate in discussions via comments.
  • Share your favorite market events and news with friends and family via SMS, email, Twitter, Whatsapp, and Facebook.
  • For finding information, use intelligent voice search.

Download ET Markets on Android Now

Wallet - Money, Budget, Finance & Expense Tracker App

Wallet is yet another market-leading personal finance manager app designed to assist you in better money management. It assists you in planning for future money management by centralizing all of your personal finance needs.

With Wallet, you can automatically track your daily expenses by syncing your bank account, view weekly expense reports, plan your shopping expenses, and share specific features with your loved ones. You can manage your money with a wallet from anywhere and at any time.

Wallet personal finance app India allows you to easily control your expenses and save more money by utilizing the app's finance tracker and planner features.

Key Features of the App:

  • Transactions are automatically and securely synced, then intelligently categorized and budgeted.
  • Simple graphs and financial overviews provide actionable insights into the state of your finances, including accounts, credit and debit cards, debts, and cash.
  • Arrange your bills and keep track of their due dates.
  • Examine upcoming payments and how they will affect your cash flow.
  • Selected accounts can be shared with family, friends, or coworkers who need to work together on a budget. Everyone is welcome to contribute from any platform, including Android, iPhone, and the Web.
  • Other features include support for multiple currencies, automatic cloud sync, receipt and warranty tracking, categories and templates, geo-mapping transactions, hash-tagging, shopping lists, exports to CSV/XLS/PDF, debt management, PIN security, standing orders, notifications, reports, and more.

Download Wallet on Android Now

Dhani App - Medicines, Cards, Credit, Payments & Stocks

Dhani is a one-stop-shop for all of your financial needs. Dhani wallet allows you to open an instant Demat/trading account, take out personal loans, and manage all of your payments. Dhani contains free games that you can win cash for.

Dhani Zone is yet another exciting area where you can listen to podcasts and audio stories about health and sleep. You can use your Dhani Rupay card to shop at thousands of stores across the country. Dhani is one of the top financial apps due to a slew of superior features.

Key Features of the App:

  • Financial management is simple and easy to use.
  • Personal loans from 10,000 to 15 lakhs are available immediately.
  • Instant credit lines put money in your account right away.
  • Health premium plans that are reasonably priced.
  • Earn money by referring your friends.

Download Dhani on Android Now

Walnut - All Indian Banks Money Manager App

Walnut automates and secures the tracking of your monthly expenses. You can stay within your budget, pay your bills on time, and save more money each month by using the Walnut app.

The Walnut money manager app can help you figure out how much you spend and how much you save monthly The Walnut app analyses your phone's SMS inbox and tracks valuable information such as expenses, bills, and even travel bookings.

Furthermore, eligible users are offered personal loans as well as the ‘Walnut Prime' benefit, which is an instant line of credit for shopping, bill payments, travel, and a variety of other purposes.

Walnut money manager app provides instant personal loans with interest rates ranging from 14%-22% per annum with terms ranging from 12 to 36 months.

Key Features of the App:

  • Keep a close eye on your credit card balances.
  • Use BHIM UPI to send money.
  • Locate ATMs that accept cash near you in real-time.
  • Export your information and create expense reports (in PDF & CSV format).
  • Verify the balance of your bank account.
  • Keep track of train, cab, movie, and event reservations, among other things.
  • Search and share information about places you visit with friends and social networks.
  • Report your bank, card, or any other interesting messages directly from the app.

Download Dhani on Android Now

Structured planning, which consists of three important fundamentals, is the starting point for effective personal finance management.

  • A personalized budget with strict guidelines
  • A well-defined financial goal
  • Tracking in real-time

To begin, create a budget that is committed to adhering to strict rules such as eliminating unnecessary expenses. Furthermore, it is preferable to begin with a financial goal with a clear saving plan.

And, with real-time tracking of where your money is going, you'll always know what's going on and be able to take the right actions at the right time.

There are numerous money-saving apps available in Google Play and App Store that can assist you in successfully tracking your monthly expenses. There are also some of the best daily expense monitoring and manager apps in India.

These expense manager apps in India will assist you in tracking your monthly expenses such as food orders, cab bookings, mobile recharges, and so on. You should add one of these best money management apps for Android and iOS to the list.

There are numerous money-saving apps available in Google Play and App Store that can assist you in successfully tracking your monthly expenses. There are also some of the best daily expense monitoring and manager apps in India.

Many mobile expense trackers in India work with these digital payment wallets and integrate your data for proper record keeping.

These budget management apps also assist you in making mutual fund investments or obtaining a loan quickly. This means that in addition to money management or expense management, some of these apps also help you in other personal finance activities.


The apps listed above can meet your needs if you're looking for the best expense tracking app or the best money management app in India.

You may be able to choose the best finance app for your needs after reading the concise information provided about some of the best finance apps available.

Making a quick decision is not always possible. All you have to do is do a little more research on the apps that pique your interest and then make an informed decision. You can also try a few of these apps and then decide which one is best for you.

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