Features and Benefits of Consumer Durable Loans


Flexible Loan Amount

Depending on your eligibility you can choose any loan amount of upto Rs. 5 lakhs


24 Hour Disbursement

Your loan will be credited within a day after your loan application has been approved


No Collateral or Guarantor

There is no need for a guarantor or collateral for Money View personal loans


Low Interest Rates

Our interest rates are affordable and start at just 1.33% per month


Completely Online

The entire process from application to disbursal is quick and hassle-free


Flexible Repayment Term

Depending on your eligibility, choose repayment tenure of up to 60 months


Loans on Low Credit Score

The minimum CIBIL score of 600 or Experian score of 650 is necessary


Instant Eligibility Check

Before applying for the loan, applicants can visit the Money View website or download the app to check their eligibility which will only take 2 minutes

Consumer durables are gadgets and devices that are designed to last for a long time and yield utility over time. Most of your household appliances will fall under this category. While these products are slightly expensive, availing a consumer durable loan from Money View will be advantageous.

Eligibility Criteria for a Consumer Durable Loan

Given below is the eligibility criteria for a personal loan or consumer loan from Money View -

  • Applicants must be between 21 years and 57 years
  • Income must be credited directly to the applicants’ bank account
  • Minimum in-hand Income and Credit Score requirement is as follows-
Income and Credit Score Eligibility Criteria*
Salaried Individuals Minimum In-Hand Income Area of Residence CIBIL Credit Score Requirement
Rs 13,500 Any CIBIL Score of 600 /Experian Score of 650 and above
Rs 20,000 Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
Rs 15,000 Metro City other than Mumbai and NCR CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individuals Rs 15,000 Any CIBIL Score of 600 /Experian Score of 650 and above

How to Avail a Consumer Durable Loan from Money View


Check Eligibility

Provide a few basic details to check your eligibility in just 2 mins!


Select Loan Tenure

Based on the options given, you will have to select the loan amount and repayment term of your choice


Upload Documents

Easily upload all of the necessary documents online for verification


Amount Disbursed

After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours



Consumer durables is a product that is made to last and produce benefits for a long time. The cost of the consumer durables can range anywhere between a few thousand to lakhs of rupees depending upon your preferences. Since these are not replaced very frequently, it makes sense to go in for a good quality one. You can purchase high-quality products with the Money View personal loan for consumer durables and not worry about the expenses. Visit the Money View website or download the app to apply now.

Consumer Durable Loan - Related FAQs

Ans: Some of the popular consumer durables are -

  • Television/Home Theatre system
  • Electronic gadgets like laptops, mobiles
  • Washing Machine
  • Microwave Oven
  • Refrigerator
  • Mixer Grinder
  • Coolers, heaters, and Air-Conditioner
  • Vacuum Cleaner
  • Hob/Cooktops


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