PF Balance Check 

All working professionals in India have a PF account which helps them save money for retirement. It's a known fact that both the employer and the employee contribute to this account. But do you know how to check PF balance without registered mobile number? Read on to know more about it.

Ways to Check PF Balance Without the UAN Number

There are two ways you can check your PF balance without the UAN number - 

Let us look at them in detail - 

SMS Service: PF Balance Check without UAN Number

Here are the steps you need to follow to check your PF balance through SMS, if you do not have your UAN - 

STEP 1: Type ‘EPFOHO UAN’ on your message box.

STEP 2: Send it to the number 7738299899 from the mobile number registered with the EPFO.

STEP 3: You will receive the last PF contribution, your balance details, along with available KYC information.

STEP 4: In case you want to get the information in any other language than English, the first three letters of the language need to be added after UAN in the shortcode. 

Here are the shortcodes that you need to send in order to get the information in your preferred language. 

Language Shortcode

English (Default)

EPFO UAN

Hindi

EPFO UAN HIN

Punjabi

EPFO UAN PUN

Gujarati

EPFO UAN GUJ

Marathi

EPFO UAN MAR

Kannada

EPFO UAN KAN

Telugu

EPFO UAN TEL

Tamil

EPFO UAN TAM

Malayalam

EPFO UAN MAL

Bengali

EPFO UAN BEN


For example, if you want the information in Kannada, send the following message 

<EPFOHO UAN KAN> to the number 7738299899

Please note that you need to send the message from your registered mobile number for it to work.

Missed Call Service: PF Balance Check without UAN Number

In case you want to know how to check PF balance without registered mobile number, you can’t do it without your UAN number. You need a registered mobile number to use both the SMS and the missed call facility. 

You can follow these steps to know your PF account balance - 

STEP 1: Give a missed call on 9966044425 from your registered mobile number.

STEP 2: The call will get automatically disconnected after 2 rings.

STEP 3: Your PF balance as well as the last contribution will be sent to you via SMS on your mobile number. 

The prerequisites for this service are as follows - 

However, as explained above, if you want to know ‘how to check pf balance without registered mobile number’, you can’t do it without having a UAN. 

How to Find my UAN Number?

If you don’t have a registered mobile number, you are going to need your UAN number to find your PF balance. Your UAN number will be useful to you while withdrawing money from your PF account.

There are two ways to find your UAN number - 

Both of the methods are explained in detail here - 

How to Find my UAN Through my Employer

This is the easiest way to find your UAN. All you have to do is check the salary slips that you receive every month. Your UAN will be clearly mentioned there.

Alternatively, you can also get in touch with your HR department to find your PF UAN number. 

Finding my UAN Through the UAN Portal

Here are the steps you need to follow in order to find your UAN number - 

STEP 1: Visit the UAN portal. Scroll down till you reach the ‘Important Links’ section. Select the ‘Know Your UAN’ option. 

PF Balance Check

STEP 2: On the next screen that opens up, enter your mobile number, captcha, and click on ‘Request OTP’.

STEP 3: You will see a pop-up alerting you that the OTP was sent successfully. Click on ‘Ok’.

STEP 4: Then enter the OTP that you received on your phone, as well as the captcha. Finally, click on ‘Validate OTP’.

STEP 5: On the next screen, enter your name and date of birth. You can choose to enter either your Aadhaar, PAN, or your Member ID. Then, enter the captcha, and click on ‘Show My UAN’.

PF Balance Check

STEP 6: You will see a pop-up alert on the screen with your UAN.  

How Can I Withdraw the EPF Corpus with the UAN Number?

There are two ways to withdraw your EPF corpus amount - 

Let us take a look at the ways in detail - 

How to Withdraw EPF 

To withdraw your Employees' Provident Fund (EPF) online, you will need to follow these steps -

STEP 1: Visit the UAN portal and enter your UAN and password. Enter the captcha and click on ‘Sign in’. You also have the option to click on ‘Forgot Password’ in case you do not remember your password.

STEP 2: Go to the ‘Manage’ section and select ‘KYC’. This will help you check if your KYC details such as Aadhaar, PAN, and bank details are verified or not.

PF Balance Check

STEP 3: Once you have verified your KYC details, go to the ‘Online Services’ section. 

STEP 4: From the drop-down menu, select ‘Claim (Form-31, 19, 10C & 10D)’.

STEP 5: You will see a screen with all your details, including your name, date of birth, Aadhaar, etc. On the same screen, enter your bank account number in the ‘Bank Account No. (as seeded against UAN)’. Click on ‘Verify’.

STEP 6: You will see the ‘Certificate of Undertaking’ in the next screen. Click on ‘Yes’ to sign it and proceed.

STEP 7: On the next screen, click on ‘Proceed for Online Claim’.

STEP 8: Under the tab 'I Want To Apply For', select your claim type, e.g., full EPF settlement, part withdrawal (loan/advance), or pension withdrawal. 

Please note that you will see no option of withdrawal if you are not eligible for any of the services.

STEP 9: Then, click on 'PF Advance (Form 31)' to withdraw your money. Also, include the purpose and amount of the advance, as well as your address.

STEP 10: Finally, click on the certificate to submit your application. Depending on the purpose mentioned in the form, you may be required to submit scanned documents. 

STEP 11: Once your employer approves the withdrawal request, you will receive the money in your bank account. The procedure usually takes 15-20 days.

How to Withdraw EPF Offline?

You can withdraw your PF funds through an offline application by downloading and submitting the Composite Form. That can be done in two ways - 

Steps to Submit Offline Application by Filling Composite Form (Aadhaar)

STEP 1: Select the reason for the application, i.e., final settlement or part withdrawal.

STEP 2: Fill in the details in the form using block letters. Mention your name, 11-digit UAN, and the 12-digit Aadhaar number. 

STEP 3: Enter your correct date of joining and leaving the establishment. 

STEP 4: Choose the purpose of withdrawal. Depending on your reason, you might have to furnish the required documents.

STEP 5: Enter your PAN (in case you were in service for less than 5 years).

STEP 6: You might also need to submit two copies of Form 15G/15H, if applicable. You will also need to mention the reason for leaving your service, in case you are opting for final settlement.

STEP 7: Also mention your address. Finally, you can submit the form to the respective EPFO jurisdictional office. 

Here are some things that you need to note before you submit this form - 

Steps to Submit Offline Application by Filling Composite Form (Non-Aadhaar)-

STEP 1: Select the reason for the application, i.e., final settlement or part withdrawal.

STEP 2: Fill in the details in the form using block letters. Mention your name, 11-digit UAN / PF Account number, and the 12-digit Aadhaar number. 

STEP 3: Also mention your Father’s / Husband’s name and date of birth. 

STEP 4: Enter your correct date of joining and leaving the establishment. 

STEP 5: Choose the purpose of withdrawal. Depending on your reason, you might have to furnish the required documents.

STEP 6: Enter your PAN (in case you were in service for less than 5 years).

STEP 7: Mention your address and also attach an original canceled cheque.

STEP 8: Finally, you can submit the form to the respective EPFO jurisdictional office after getting it attested by your employer. 

Here are some things that you need to note before you submit this form - 

What is an Employee Provident Fund (EPF)?

Employee Provident Fund (EPF) refers to the monthly contribution made by both the employee and the employer at a fixed rate. The allowance is provided for the employees' retirement benefits.

When you join a company, your employer creates an EPF account on your behalf. Once the EPF account is established, a Universal Account Number (UAN) and a member passbook are issued.

Employees can withdraw the corpus amount at the time of retirement to cover their retirement expenses. Employees can also make withdrawals for emergencies or for purchasing a property. They can use their UAN anytime to check their balance, and manage their account. 

But in case you don’t have your UAN, and are searching for ‘PF balance check without UAN number’, you now know how to complete this process.

Conclusion

EPF is mandatory for employees working under companies that have a PF scheme.  Every employee of the company is required to maintain a PF account. It is an extremely important asset that you need to build financial security for your retirement. UAN or Unique Account Number is mandatory for online access and withdrawal from your PF account. 

Having a PF account helps you enjoy many tax benefits and other perks like free insurance coverage, etc. Keeping your UAN up-to-date is the key to maximizing these benefits. Additionally, this unique number is required for online PF withdrawals.

PF Balance Check Related FAQs

Yes, applying for an EPF withdrawal online is valid and simple.

It takes approximately 15-20 days for the money to reach your bank account after the withdrawal request has been properly submitted and approved by the employer.

Under Section 80C of the Income Tax Act of 1961, contributions to the EPF are deductible.

According to new EPF regulations, you can withdraw funds from your EPF account without the permission of your employer.

Even though it is not required to provide a PAN card for EPF withdrawal, it is strongly advised. This is because if you provide your PAN card when withdrawing your EPF, you will be required to pay a 10% TDS, which will increase to 30% if you do not provide your PAN.

If you quit your job or leave a company and start working somewhere else, your EPF account will no longer receive monthly contributions. This does not mean the account will be deactivated.

When you join another company under the same UAN, your new employer will open a new EPF account for you. You can then request that EPFO merge the old and new EPF accounts.

If you have multiple EPF accounts, you can consolidate them into one account by submitting an application through the EPF website. You will not only save a lot of time but also have a clean and organized record of your earnings.

To avail of the missed call service of checking your PF balance, just give a missed call on the number 9966044425. Remember to call from your registered mobile number for the service to work. 

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