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Rs. 30000 Personal Loan

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Why Should you Choose Moneyview for Personal Loans of Rs. 30,000

Flexible Loan Amount

Choose a loan amount of up to Rs. 10 lakhs

Disbursal in Minutes

Once your loan application is approved, your loan amount will be sent to you within minutes

No Collateral or Guarantor

There is no need for a guarantor or collateral to get personal loans from Moneyview

Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Moneyview, the interest rate starts at just 1.33% per month

100% Paperless

Enjoy a complete online process, right from application to loan disbursal

Flexible Repayment Term

Repayment term of up to 60 months based on your eligibility

Loans on Low Credit Score

Even if your credit score is low, thanks to Moneyview’s unique credit rating model, you can still avail a loan

Fully-Personalised

Check your eligibility from the Moneyview website or app within just 2 minutes.

Personal loans are unsecured loans that can be used for a variety of requirements. These loans are also a great option if you need urgent financial assistance because the disbursal time is quite less.

There are plenty of lenders in the market today but Moneyview's lending partners stand apart. Continue reading to know why.

Moneyview Rs. 30,000 Personal Loans

Affordable loans with minimal documentation and a hassle-free application process is what we promise at Moneyview. We understand the need for urgent loans which is why we disburse the loan amount within minutes of loan approval. All you need to do is fulfill our eligibility criteria and submit the necessary documents.

Eligibility Criteria for a Personal Loan of Rs. 30,000

Check if you are eligible for personal loans from Moneyview -

Applicants must be between 21 years and 57 years
Applicants must receive a monthly income of Rs. 13,500 or more^*
Income must be credited directly to the applicants’ bank account
Credit score must be a minimum CIBIL score or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria^*
Salaried Individuals	Minimum In-Hand Income	Area of Residence	CIBIL Credit Score Requirement
	Rs 13,500	Any	CIBIL Score of 650 /Experian Score of 650 and above
	Rs 20,000	Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)	New to Credit or CIBIL Score or Experian Score of 650 and above
	Rs 15,000	Metro City other than Mumbai and NCR	CIBIL Score or Experian Score of 650 and above
Self-Employed Individuals	Rs. 15,000	Any	CIBIL Score of 600 /Experian Score of 650 and above

Documents Required For a Personal Loan of Rs. 30,000

Given below are the documents required to avail a Rs. 30,000 personal loan -

Identity Proof	Address Proof	Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice Aadhaar Card Valid Indian Passport Valid Voter ID Valid Driver’s License	Any 1 of the following - Aadhaar Card Valid Indian Passport Valid Voter ID Valid Driver’s License Utility Bills (Electricity, Water, Gas) dated within the last 60 days	Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Fees and Charges for a Personal Loan of Rs. 30,000

Our fees and charges are affordable without any hidden rates as given below -

Fees and Charges	Amount Chargeable
Interest Rate	Starting from 1.33% per month
Loan Processing Charges	Between 2% to 8% of the approved loan amount
Penal charges on Overdue EMI	24% per annum plus applicable taxes, if any
NACH Bounce	Rs.500/- each time

Fees and Charges for a Personal Loan of Rs. 30,000

Our fees and charges are affordable without any hidden rates as given below -

Fees and Charges	Amount Chargeable
Interest Rate	Starting from 1.33% per month
Loan Processing Charges	Between 2% to 8% of the approved loan amount
Interest on Overdue EMIs	2% per month on the overdue EMI/Principal loan amount
Cheque Bounce	Rs.500/- each time

Rs. 30,000 Personal Loan EMI for Tenure of 1-5 Years

If you need a loan of Rs. 30,000 but are unsure about the EMI you will have to pay, we have a simple solution.

The Moneyview personal loan EMI calculator will tell you your EMI within seconds. Just input the required values and find out!

For a loan Rs. 30,000 at 17.25% interest rate per annum, here is what your EMI could look like for different repayment terms -

Loan Amount	Interest Rate (p.a.)	Tenure (in months)	EMI in Rs.
Rs. 30,000	17.25%	12	Rs. 2,740
		24	Rs. 1,487
		36	Rs. 1,073
		48	Rs. 870
		60	Rs. 750

*Note: Interest rates may vary from one user to another based on credit score, income, age, etc.

How to Apply for a Personal Loan of Rs. 30,000

Check Eligibility

Visit the Moneyview website or download the digital lending app and provide all the details required. We will then let you know your eligibility in just 2 minutes

Select Loan Tenure

Depending on your eligibility, you will have to select the loan amount and repayment term of your choice

Upload Documents

Easily upload all of the necessary documents online for verification - completely digital and hassle-free

Amount Disbursed

After all your documents are verified and your application is approved, the loan amount will be sent to your account within minutes

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Calculate Your EMI

Use our easy EMI calculator to plan your loan's EMI, interest & repayment schedule.

CALCULATE EMI

Conclusion

Personal loans are a boon for those looking to avail monetary help. These loans do not require collateral and can be availed easily with minimum hassle. For a Rs. 30,000 personal loan, there isn’t a better option than Moneyview. Visit the Moneyview website or download the app and apply now.

Frequently Asked Questions (FAQs)

What can I use my personal loan from Moneyview for?

Personal loans from Moneyview are extremely versatile. You can use personal loans for a number of purposes such as -

To fund a wedding
For home-repairs
To fund a business venture
Medical expenses
Education purposes
For vacation
To pay off credit card bills or build credit score
To buy the latest gadget
For a loan down payment

Will I get a personal loan of Rs. 30,000 if I get my salary in cash?

Currently our lending partners only provide loans to those individuals whose salary gets credited directly to their bank account. We will not be able to offer loans to applicants who get their salaries in cash.

3. How many photocopies of my documents should I submit?

To process loans at Moneyview, we do not require any hard copies or photocopies of your documents. All you need to do is upload approved copies of your Identity, Address, and Income Proof.