Why Should you Choose moneyview for Personal Loans of Rs. 30,000

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Flexible Loan Amount

Choose a loan amount of up to Rs. 5 lakhs

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24 Hour Disbursement

Once your loan application is approved, your loan amount will be sent to you within just 24 hours

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No Collateral or Guarantor

There is no need for a guarantor or collateral to get Money View personal loans

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Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month

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100% Paperless

Enjoy a complete online process, right from application to loan disbursal

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Flexible Repayment Term

Repayment term of up to 60 months based on your eligibility

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Loans on Low Credit Score

Even if your credit score is low, thanks to Money View’s unique credit rating model, you can still avail a loan

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Fully-Personalised

Check your eligibility from the Money View website or app within just 2 minutes.

Personal loans are unsecured loans that can be used for a variety of requirements. These loans are also a great option if you need urgent financial assistance because the disbursal time is quite less.

There are plenty of lenders in the market today but moneyview stands apart. Continue reading to know why.

moneyview Rs. 30,000 Personal Loans

Affordable loans with minimal documentation and a hassle-free application process is what we promise at moneyview. We understand the need for urgent loans which is why we disburse the loan amount within 24 hours of loan approval. All you need to do is fulfil our eligibility criteria and submit the necessary documents.

Check if you are eligible for our personal loans -

  • Applicants must be between 21 years and 57 years
  • Applicants must receive a monthly income of Rs. 13,500 or more*
  • Income must be credited directly to the applicants’ bank account
  • Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*
Salaried Individuals Minimum In-Hand Income Area of Residence CIBIL Credit Score Requirement
Rs 13,500 Any CIBIL Score of 600 /Experian Score of 650 and above
Rs 20,000 Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
Rs 15,000 Metro City other than Mumbai and NCR CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individuals Rs. 15,000 Any CIBIL Score of 600 /Experian Score of 650 and above

Given below are the documents required to avail a Rs. 30,000 personal loan -

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits
OR
Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Our fees and charges are affordable without any hidden rates as given below -

Fees and Charges Amount Chargeable
Interest Rate Starting from 1.33% per month
Loan Processing Charges Between 2% to 8% of the approved loan amount
Interest on Overdue EMIs 2% per month on the overdue EMI/Principal loan amount
Cheque Bounce Rs.500/- each time

Our fees and charges are affordable without any hidden rates as given below -

Fees and Charges Amount Chargeable
Interest Rate Starting from 1.33% per month
Loan Processing Charges Between 2% to 8% of the approved loan amount
Interest on Overdue EMIs 2% per month on the overdue EMI/Principal loan amount
Cheque Bounce Rs.500/- each time

If you need a loan of Rs. 30,000 but are unsure about the EMI you will have to pay, we have a simple solution.

The moneyview personal loan EMI calculator will tell you your EMI within seconds. Just input the required values and find out!

For a loan Rs. 30,000 at 17.25% interest rate per annum, here is what your EMI could look like for different repayment terms -

Loan Amount

Interest Rate (p.a.)

Tenure (in months)

EMI in Rs.

Rs. 30,000

17.25%

12

Rs. 2,740

24

Rs. 1,487

36

Rs. 1,073

48

Rs. 870

60

Rs. 750

*Note: Interest rates may vary from one user to another based on credit score, income, age, etc.

How to Apply for a Personal Loan of Rs. 30,000

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Check Eligibility

Visit the Money View website or download the loan app provide all the details required. We will then let you know your eligibility in just 2 minutes

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Select Loan Tenure

Depending on your eligibility, you will have to select the loan amount and repayment term of your choice

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Upload Documents

Easily upload all of the necessary documents online for verification - completely digital and hassle-free

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Amount Disbursed

After all your documents are verified and your application is approved, the loan amount will be sent to your account within 24 hours

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Conclusion

Personal loans are a boon for those looking to avail monetary help. These loans do not require collateral and can be availed easily with minimum hassle. For a Rs. 30,000 personal loan, there isn’t a better option than Money View. Visit the Money View website or download the app and apply now.

Frequently Asked Questions (FAQs)

Ans: Our personal loans are extremely versatile. You can use Money View personal loans for a number of purposes such as -

  • To fund a wedding
  • For home-repairs
  • To fund a business venture
  • Medical expenses
  • Education purposes
  • For vacation
  • To pay off credit card bills or build credit score
  • To buy the latest gadget
  • For a loan down payment

Ans: Currently we only provide loans to those individuals whose salary gets credited directly to their bank account. We will not be able to give loans to applicants who get their salaries in cash.

Ans: To process loans at Money View, we do not require any hard copies or photocopies of your documents. All you need to do is upload approved copies of your Identity, Address, and Income Proof.

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