Personal Loan in Dehradun

Are you looking for a personal loan from private financiers in Dehradun? Then, we have the solution for you.

moneyview – Your Best Bet for an Instant Personal Loan in Dehradun

Availing an instant loan in Dehradun is now easy thanks to Money View, one of India’s most trusted loan providers. Minimal documentation, hassle-free application process, and 24 hour disbursal are just some of the reasons that contribute to the popularity of Money View.

Here’s Why You Should Opt for moneyview Personal Loans

Avail any loan amount from Rs. 5,000 to Rs. 5,00,000
Flexible repayment terms of up to 60 months offered
Affordable interest rates starting at 1.33%
Minimal documentation requirement
Entire process from application to disbursal is completely online
24 hour loan disbursement post approval of loan application
Loans available even for those with low credit score

Eligibility Criteria for a Personal Loan in Dehradun

In order to avail an instant personal loan in Dehradun from Money View, you will have to fulfill our easy eligibility criteria given below -

Applicants must be between 21 years and 57 years
Applicants must receive a monthly income of Rs. 13,500 or more*
Income must be credited directly to the applicants’ bank account
Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*
Salaried Individuals	Minimum In-Hand Income	Area of Residence	CIBIL Credit Score Requirement
	Rs 13,500	Any	CIBIL Score of 600 /Experian Score of 650 and above
	Rs 20,000	Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)	New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
	Rs 15,000	Metro City other than Mumbai and NCR	CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individuals	Rs. 15,000	Any	CIBIL Score of 600 /Experian Score of 650 and above

Documents Required for a Personal Loan in Dehradun

In order to get an instant loan in Dehradun from Money View, you need only 3 key documents, as listed below -

Identity Proof	Address Proof	Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, Anyone of the officially valid documents given below will suffice Aadhaar Card Valid Indian Passport Valid Voter ID Valid Driver’s License	Anyone of the following - Aadhaar Card Valid Indian Passport Valid Voter ID Valid Driver’s License Utility Bills (Electricity, Water, Gas) dated within the last 60 days	Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Fees and Charges for a Personal Loan in Dehradun

Money View’s personal loans come with competitive interest rates and have no hidden charges whatsoever. Our fees and charges are as follows -

Fees and Charges	Amount Chargeable
Interest Rate	Starting from 1.33% per month
Loan Processing Charges	Between 2% to 8% of the approved loan amount
Interest on Overdue EMIs	2% per month on the overdue EMI/Principal loan amount
Cheque Bounce	Rs.500/- each time
Loan Cancellation	No additional charges levied The interest amount for the period between loan disbursement and loan cancellation will be payable. Processing fees will also be retained.

How to Apply for a Personal Loan in Dehradun

Follow the steps given below to avail an instant loan in Dehradun from Money View -

Check your eligibility

Visit the Money View website or loan app. Provide the required details and we will let you know your eligibility in 2 minutes.

Choose your loan plan

Based on the options provided, select the loan amount and repayment term of your choice

Provide necessary documents

Upload the required documents online easily and effortlessly

Avail loan instantly

After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours

Note -

After your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to Money View
This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention
On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly

Conclusion

Availing an instant loan in Dehradun is now hassle-free and convenient with Money View. All you need to do is submit the required documents, and avail the loan within 24 hours.

If you need an instant personal loan in Dehradun, visit the moneyview website or download the app and apply now!

[{"question":"Can I get an instant loan in Dehradun with a low CIBIL score?","answer":"At Money View, we use an in-house credit rating model to assess our applicant’s credit worthiness. As long as your CIBIL score is over 600, you can avail personal loans from us."},{"question":"What can I use Money View personal loans for?","answer":"Some of the reasons for which you can avail a personal loan in Dehradun from Money View are - <ol class='mv-why-us text-left'> <li> To buy household gadgets like fridge, washing machine, etc </li> <li> To pay down-payment for another loan </li> <li> To clear credit card dues </li> <li> For house renovation expenses </li> <li> Pay fee for college/school education </li> <li> To pay for a vacation </li> <li> To pay for the repair/breakdown of your vehicle </li> <li> To meet wedding expenses  </li> <li> To meet expenses towards relocation </li> <li> To buy an expensive gadget </li> </ol>"},{"question":"Can I foreclose my personal loan?","answer":"Yes, you can foreclose your personal loan after a certain number of EMIs have been paid, as illustrated below - <div class='scrollTable'> <table class='table table-striped table-bordered mv-why-us text-left'> <tbody> <tr> <td> Fees and Charges </td> <td> Amount Chargeable </td> </tr> <tr> <td> Foreclosure Charges </td> <td> Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below- <div class='scrollTable'> <table class='table table-striped table-bordered mv-why-us text-left'> <tbody> <tr> <td> Tenure </td> <td> Foreclosure </td> </tr> <tr> <td> Up to 6 months </td> <td> Not allowed </td> </tr> <tr> <td> 7 - 18 months </td> <td> Allowed after 6 EMI payments </td> </tr> <tr> <td> Over 18 months </td> <td> Allowed after 12 EMI payments </td> </tr> </tbody> </table> </div> </td> </tr> <tr> <td> Part- Prepayment Charges </td> <td> Part-prepayment is not allowed </td> </tr> </tbody> </table> </div>"},{"question":"I am self-employed. Can I still get an instant loan in Dehradun?","answer":"Yes, we do lend to self-employed applicants. However, you must fulfill the eligibility criteria given below - <ul class='ul-check mv-why-us text-left'> <li> Your monthly in-hand income must be above Rs. 15,000 per month </li> <li> Income must be credited to a bank account </li> <li> You must be between 21 to 57 years old </li> <li> You must have a CIBIL score of 600 and above or an Experian score of 650 and above </li> </ul>"},{"question":"Will I get a loan if I get my salary in cash?","answer":"As of now, we only provide loans to applicants whose salary gets directly credited to their bank account. We are not providing loans to applicants who get their salaries in cash."}]