Personal Loan in Dehradun

Dehradun, the capital of the Indian state of Uttarakhand, lies at the foothills of the mighty Himalayas. It is an important centre of commerce and acts as the gateway to some of the holiest places in Hinduism. Most of the banks and other financial intuitions have a presence in the city and they also offer personal loans in Dehradun.

If you are looking for a personal loan in Dehradun, Money View can be of help to you. We can help you meet your financial needs. You will benefit from the various perks that we offer with our personal loans including flexible eligibility criteria and attractive interest rates.

Features and Benefits of Money View Personal Loans in Dehradun

The various features and benefits of Money View personal loans in Dehradun are as follows:

Check Your Loan Eligibility within 2 Minutes
You will only need to submit a few details to check your loan eligibility within 2 minutes.

Enjoy Flexible Loan Amounts:
You can apply for a loan of any amount between Rs 10,000 and Rs 5,00,000 depending on your needs.

Benefit from Fast Disbursal of Loan
Once the application is approved, the loan amount will be credited directly to your bank account within 2 hours.

Very Few Documents Needed to Apply for the Loan
You will only need to submit a few documents such as ID proof, address proof etc. for loan approval.

Completely Paperless Loan Application Process
You can easily get a loan from Money View by uploading your documents online and completing the paperless application process.

Avail Flexible Tenures and Loan Repayment Options
You need not compromise on your monthly expenses for paying loan EMIs as we offer flexible loan tenures and repayment options

Money View Personal Loan in Dehradun Interest Rates and Other Charges
Interest Rate (per month) Starting from 1.33%
Interest on overdue EMIs 2% per month
Loan processing fees As low as 2% of the approved loan amount
Cheque bounce fee Rs.500
Part-payment Not allowed
Full payment Allowed after paying minimum 3 EMIs
Eligibility Criteria for Applying for Personal Loans in Dehradun through Money View

To get a personal loan from Money View in Dehradun, you will need to meet the eligibility criteria given below:

  • For Salaried Applicants:

    • Minimum monthly income of Rs 20,000 if you are new to credit (bureau score between 1 and 299), or
    • Minimum monthly income of Rs 15,000 if your credit score is more than 675 and you reside in a metro city (other than Mumbai/NCR), or
    • Minimum monthly income of Rs13,500 for all others
    • Credit Score – Minimum CIBIL score of 650 or Experian score of 750
    • Your income should be credited to a bank account
    • Age - between 21 years and 57 years

  • For Self-Employed Applicants:

    • Minimum monthly In-hand income of Rs.25,000
    • Your income should be credited to a bank account
    • Credit Score - 650 or more (CIBIL score) or 750 or more (Experian score)
    • Age - Between 21 years and 57 years
How to Apply for a Personal Loan in Dehradun through Money View

You can get an instant personal loan in Dehradun through from Money View in four simple steps.

  • Step 1: Check Your Eligibility Register with your email ID and provide the necessary details to check your loan eligibility in 2 minutes.

  • Step 2: Select the Loan Plan of Your Choice From the available options, choose the instant loan offer and repayment terms that best suit your needs.
  • Step 3: Upload Your KYC Documents Upload all the required documents online to complete your Know Your Customer (KYC) verification through a 100% paperless process. Your documents will then be verified by the loan experts at Money View
  • Step 4: Get Money in Your Bank Account Upon approval, get the loan amount credited directly to your bank account within 2 hours.
Documents Required to Apply for Money View Personal Loans in Dehradun

You will need to submit the following documents to apply for a Money View personal loan in Dehradun:

ID Proof-

  • Aadhaar Card
  • PAN Card
  • Driver's License
  • Indian Passport
  • Voter ID Card

Address Proof-

    Any one of these documents showing your current address along with the pin code can be submitted as proof of address:

  • Aadhaar Card
  • PAN Card
  • Ration Card
  • Bank Statement/Passbook – Generated within the last 60 days
  • Utility Bill – (Telephone Bill/Electricity Bill/Gas Bill/Water Bill) – Generated within the last 60 days and should have your name and address mentioned clearly
  • Driver's License
  • Indian Passport
  • Voter ID Card

Identity Proof –

  • Last 3 months’ bank statements showing salary credits or last 3 months' salary slips (for salaried applicants)
  • Last 3 months’ bank statements or last 2 years' Income Tax Returns (for self-employed applicants)

Please note that the documents submitted should be valid, original and should clearly show your name, address and other required details.

Personal Loans for CIBIL Defaulters in Dehradun

Money View has developed a unique credit model based on years of experience in the lending industry. We use this model to evaluate the creditworthiness of personal loan applicants and this model helps us to take a holistic approach to lending. Hence, we do not just look at the credit score of individuals but also other factors to determine if we should approve their loan applications. As a result, we are able to provide personal loans to people even with a CIBIL score as low as 650 or Experian Score as low as 750.