Are you looking for a personal loan in Noida with minimal documentation that you can avail easily? Then Money View personal loans is the right choice for you.

Money View Personal Loans

One of the most trusted loan providers in the country, Money View offers personal loans of upto Rs. 5 lakh with minimal documentation and a hassle-free application process in addition to other unique advantages. Continue reading to know more.

Why Should you Opt for Money View Personal Loans in Noida

While there are a number of personal loan financers in Noida, Money View offers unique features and benefits as given below -

Minimal Documentation

We ask for just 3 documents - ID proof, address proof, and income proof

Flexibility of Loan Amount and Repayment Term

Choose a loan amount of up to Rs. 5 lakhs and repayment term of up to 60 months based on your eligibility

Instant Eligibility Check

Check your eligibility from the Money View website or the app within just 2 minutes

No Collateral or Guarantor

There is no need for a guarantor or collateral to get Money View personal loans making it easier to avail a personal loan quickly

Loans for Low Credit Score Applicants

Even if your credit score is low, thanks to Money View’s unique credit rating model, you can still avail a personal loan in Noida from us

24 Hour Disbursement

Once your loan application is approved, your loan amount will be sent to you within just 24 hours

100% Online

Enjoy a complete online process, right from application to loan disbursal

    Eligibility Criteria for Personal Loans in Noida

    Here is our simple eligibility criteria to get instant personal loans in Noida -

    • Applicants must be between 21 years and 57 years

    • Applicants must receive an income of Rs. 13,500 or more*

    • Income must be credited directly to the applicants’ bank account

    • Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

    Given below is a city-wise breakdown of the income and credit score requirement -

    Income and Credit Score Eligibility Criteria*


    Salaried Individuals

    Minimum In-Hand Income

    Area of Residence

    CIBIL Credit Score Requirement

    Rs 13,500

    Any

    CIBIL Score of 600 /Experian Score of 650 and above

    Rs 20,000

    Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

    New to Credit or

    CIBIL Score of 600 /Experian Score of 650 and above

    Rs 15,000

    Metro City other than Mumbai and NCR

    CIBIL Score of 600 /Experian Score of 650 and above

    Self-Employed Individuals

    Rs. 15,000

    Any

    CIBIL Score of 600 /Experian Score of 650 and above

    Documents Required For Personal Loans in Noida

    Here are the list of three documents that we require from you -

    Identity Proof

    Address Proof

    Income Proof

    PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice

    • Aadhaar Card

    • Valid Indian Passport

    • Valid Voter ID

    • Valid Driver’s License

    Any 1 of the following - 

    • Aadhaar Card

    • Valid Indian Passport

    • Valid Voter ID

    • Valid Driver’s License

    • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

    Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


    OR


    Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

    Fees and Charges for Personal Loans in Noida

    Money View personal loans are provided at competitive rates as given below -

    Fees and Charges

    Amount Chargeable

    Interest Rate

    Starting from 1.33% per month

    Loan Processing Charges

    Between 2% to 8% of the approved loan amount

    Interest on Overdue EMIs

    2% per month on the overdue EMI/Principal loan amount

    Cheque Bounce

    Rs.500/- each time

    Loan Cancellation

    • No additional charges levied

    • Processing fees will also be retained.

    How to Apply for Personal Loans in Noida

    Once you have fulfilled the eligibility criteria and have all the required documents, follow the steps given below to avail Money View personal loans -

    1. Check Your Eligibility

    Visit the Money View website or download the app and provide all the details required. We will then let you know your eligibility in just 2 minutes

    1. Select Your Loan Plan

    Depending on your eligibility, you will have to select the loan amount and repayment term of your choice

    1. Provide Required Documents

    Easily upload all of the necessary documents online for verification - completely digital and hassle-free

    1. Instant Loan Disbursal

    After all your documents are verified and your application is approved, the loan amount will be sent to your account within 24 hours

    Note -

    • Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us

    • This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without any manual intervention.

    • On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly

    In Conclusion

    Getting personal loans in Noida does not have to be difficult. Thanks to Money View personal loans, you will no longer have to travel to banks or submit physical copies of documents. You can now avail personal loans from the comfort of your home within 24 hours and with minimal documentation. 

    So what are you waiting for? Visit the Money View website or download the app and apply now.

    Personal Loan in Noida - Related FAQs

    Having a high credit score is essential to avail personal loans at affordable rates and convenient terms. However, at Money View, we use a unique credit rating model that assesses an applicant’s creditworthiness on factors including but not limited to his/her credit score.

    Therefore, even if the applicant is a CIBIL defaulter, as long as his/her CIBIL score is above 600, then a personal loan in Noida from Money View can be availed.

    Our personal loans are extremely versatile. You can use Money View personal loans for a number of purposes such as -

    • To fund a business venture

    • For vacation

    • To pay off credit card bills or build credit score

    • To buy the latest gadget

    • Medical expenses

    • To fund a wedding

    • For home-repairs

    • Education purposes

    • For a loan down payment

    It is not possible to avail personal loans without providing income proof as the lender needs to verify your repayment ability.
    However, at Money View we ensure that our customers have to provide just the minimum number of documents required and this includes - proof of identity, proof of address, and proof of income.

    Currently we only provide loans to those individuals whose salary gets credited directly to their bank account. We will not be able to give loans to applicants who get their salaries in cash.