Are you looking for a personal loan in Noida with minimal documentation that you can avail easily? Then Money View personal loans is the right choice for you.
Money View Personal Loans
One of the most trusted loan providers in the country, Money View offers personal loans of upto Rs. 5 lakh with minimal documentation and a hassle-free application process in addition to other unique advantages. Continue reading to know more.
Why Should you Opt for Money View Personal Loans in Noida
While there are a number of personal loan financers in Noida, Money View offers unique features and benefits as given below -
Minimal Documentation
We ask for just 3 documents - ID proof, address proof, and income proof
Flexibility of Loan Amount and Repayment Term
Choose a loan amount of up to Rs. 5 lakhs and repayment term of up to 60 months based on your eligibility
No Collateral or Guarantor
There is no need for a guarantor or collateral to get Money View personal loans making it easier to avail a personal loan quickly
Loans for Low Credit Score Applicants
Even if your credit score is low, thanks to Money View’s unique credit rating model, you can still avail a personal loan in Noida from us
24 Hour Disbursement
Once your loan application is approved, your loan amount will be sent to you within just 24 hours
100% Online
Enjoy a complete online process, right from application to loan disbursal
Eligibility Criteria for Personal Loans in Noida
Here is our simple eligibility criteria to get instant personal loans in Noida -
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Applicants must be between 21 years and 57 years
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Applicants must receive an income of Rs. 13,500 or more*
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Income must be credited directly to the applicants’ bank account
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Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650
Given below is a city-wise breakdown of the income and credit score requirement -
|
Income and Credit Score Eligibility Criteria* |
|||
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
|
Rs 13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
Documents Required For Personal Loans in Noida
Here are the list of three documents that we require from you -
|
Identity Proof |
Address Proof |
Income Proof |
|
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice
|
Any 1 of the following -
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Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
Fees and Charges for Personal Loans in Noida
Money View personal loans are provided at competitive rates as given below -
|
Fees and Charges |
Amount Chargeable |
|
Interest Rate |
Starting from 1.33% per month |
|
Loan Processing Charges |
Between 2% to 8% of the approved loan amount |
|
Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount |
|
Cheque Bounce |
Rs.500/- each time |
|
Loan Cancellation |
|
How to Apply for Personal Loans in Noida
Once you have fulfilled the eligibility criteria and have all the required documents, follow the steps given below to avail Money View personal loans -
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Check Your Eligibility
Visit the Money View website or download the app and provide all the details required. We will then let you know your eligibility in just 2 minutes
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Select Your Loan Plan
Depending on your eligibility, you will have to select the loan amount and repayment term of your choice
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Provide Required Documents
Easily upload all of the necessary documents online for verification - completely digital and hassle-free
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Instant Loan Disbursal
After all your documents are verified and your application is approved, the loan amount will be sent to your account within 24 hours
Note -
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Once your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to us
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This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without any manual intervention.
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On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly
In Conclusion
Getting personal loans in Noida does not have to be difficult. Thanks to Money View personal loans, you will no longer have to travel to banks or submit physical copies of documents. You can now avail personal loans from the comfort of your home within 24 hours and with minimal documentation.
So what are you waiting for? Visit the Money View website or download the app and apply now.
Quick Link
- Apply for Personal Loan
- Personal Loan Interest Rates
- Personal Loan Eligibility Criteria
- Documents Required for Personal Loan
- Apply for Instant Cash Loan
- Personal Loan for Salaried Employees
- Personal Loan for Self Employed
- Loan on Aadhar Card
- Apply for Same Day Loans
Different Types of Loan
- Bike Loan
- Car Loan
- Travel Loan
- Education Loan
- Marriage Loan
- Home Renovation Loan
- Consumer Durables Loan
- Debt Consolidation Loan
- Emergency Loan
- Medical Loan
- Mobile Phone Loan
- Laptop Loan
Personal Loan in Top Cities
Personal Loan in Noida - Related FAQs
Having a high credit score is essential to avail personal loans at affordable rates and convenient terms. However, at Money View, we use a unique credit rating model that assesses an applicant’s creditworthiness on factors including but not limited to his/her credit score.
Therefore, even if the applicant is a CIBIL defaulter, as long as his/her CIBIL score is above 600, then a personal loan in Noida from Money View can be availed.
Therefore, even if the applicant is a CIBIL defaulter, as long as his/her CIBIL score is above 600, then a personal loan in Noida from Money View can be availed.
Our personal loans are extremely versatile. You can use Money View personal loans for a number of purposes such as -
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To fund a business venture
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For vacation
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To pay off credit card bills or build credit score
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To buy the latest gadget
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Medical expenses
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To fund a wedding
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For home-repairs
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Education purposes
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For a loan down payment
It is not possible to avail personal loans without providing income proof as the lender needs to verify your repayment ability.
However, at Money View we ensure that our customers have to provide just the minimum number of documents required and this includes - proof of identity, proof of address, and proof of income.
However, at Money View we ensure that our customers have to provide just the minimum number of documents required and this includes - proof of identity, proof of address, and proof of income.
Currently we only provide loans to those individuals whose salary gets credited directly to their bank account. We will not be able to give loans to applicants who get their salaries in cash.