Noida is short for New Okhla Industrial Development Authority and is a planned city. It is one of the cleanest and greenest cities in the country and is part of the NCR (National Capital Region).
It is a satellite city of Delhi and the living costs are on the higher side. Anyone might need a loan to meet their long term or short term financial goals. If you are urgently in need of a loan, a personal loan from moneyview might be a good choice.
At moneyview, you can get a personal loan of up to Rs. 5 Lakh within just 24 hours in most cases. There are several benefits of choosing moneyview as your loan provider. They are listed here -
You need only 3 documents to apply for a loan with moneyview - identity, address, and income proof.
You can choose a loan amount from Rs. 5,000 to Rs. 5 Lakh and your repayment term can be from 12 months to 60 months based on your eligibility.
Check your eligibility from the moneyview website in just 2 minutes.
There is no need for a guarantor or collateral to get a moneyview personal loan as these are unsecured loans.
You can get a loan from moneyview even if your credit score is low. You just need a minimum CIBIL score of 600 or an Experian score of 650.
Once your loan application is approved, your loan amount will be credited to your account within 24 hours, in most cases.
Enjoy a completely digital and paperless process, right from application to loan disbursal.
The eligibility criteria for a personal loan from moneyview in Noida is very broad and inclusive. Here is what makes an applicant eligible for a loan from moneyview -
The applicant’s age must be between 21 and 57 years
Their income must be credited directly to their bank account
The income and credit score eligibility is mentioned in the table below -
|
Income and Credit Score Eligibility Criteria |
|||
|
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
|
Rs 13,500 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 600 /Experian Score of 650 and above |
|
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
As mentioned earlier, moneyview requires minimal documentation to apply for a personal loan. The documents that you need to submit are mentioned in detail in the table below -
|
Identity Proof |
Address Proof |
Income Proof |
|
PAN Card - This is the primary ID proof required. However, if it is rejected, any 1 of the officially valid documents given below will suffice
|
Any 1 of the following -
|
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed |
The fees and charges of a personal loan can be something that is a dealbreaker. But not at moneyview! Our charges are as affordable as it gets as mentioned below -
|
Fees and Charges |
Amount Chargeable |
|
Interest Rate |
Starts from 1.33% per month |
|
Loan Processing Charges |
Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan. |
|
Interest on Overdue EMIs |
2% per month on the overdue EMI/Principal loan amount. |
|
Cheque Bounce |
Rs.500/- each time. |
The process of applying for a personal loan from our app is extremely simple and involves very few steps. They are as follows -
The first step is to provide all the documents and find out if you are eligible for the loan. You can do this in 2 minutes.
You just need to select the loan amount and the repayment tenure according to your need.
You have to upload the required documents so that they can be verified.
After your documents are verified and you have submitted the loan agreement, the amount will be disbursed in your bank account within 24 hours.
Check Eligibility
Provide a few basic details to check your eligibility in just 2 mins!
Select Loan Tenure
Choose your loan amount & repayment tenure
Upload Documents
Complete your KYC and Verify income
Amount Disbursed
Direct Bank A/c transfer in a few minutes!
Getting personal loans in Noida does not have to be difficult. Thanks to Money View personal loans, you will no longer have to travel to banks or submit physical copies of documents. You can now avail personal loans from the comfort of your home within 24 hours and with minimal documentation.
So what are you waiting for? Visit the moneyview website or download the app and apply now.
Having a high credit score is essential to avail personal loans at affordable rates and convenient terms. However, at Money View, we use a unique credit rating model that assesses an applicant’s creditworthiness on factors including but not limited to his/her credit score.
Therefore, even if the applicant is a CIBIL defaulter, as long as his/her CIBIL score is above 600, then a personal loan in Noida from Money View can be availed.
Our personal loans are extremely versatile. You can use Money View personal loans for a number of purposes such as -
To fund a business venture
For vacation
To pay off credit card bills or build credit score
To buy the latest gadget
Medical expenses
To fund a wedding
For home-repairs
Education purposes
For a loan down payment
It is not possible to avail personal loans without providing income proof as the lender needs to verify your repayment ability.
However, at Money View we ensure that our customers have to provide just the minimum number of documents required and this includes - proof of identity, proof of address, and proof of income.
Currently we only provide loans to those individuals whose salary gets credited directly to their bank account. We will not be able to give loans to applicants who get their salaries in cash.
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