Mauke pe Chauka T&C

Terms and Conditions for the Mauke pe Chauka Program

 1. Introduction
  1. These terms and conditions (“Program Terms”) govern your (“User”, “your”, or “you”) participation in the Mauke pe Chauka Program (“Program”) offered by Moneyview Limited (formerly known as Moneyview Private Limited and Whizdm Innovations Private Limited) (“Moneyview”, “we”, “us”, or “our”). The Program Terms contemplate Program-specific rewards and is subject to our (a) Terms & Conditions (available here); (b) Terms and Conditions for the Reward Program (available here); (c) Privacy Policy (available here); and (d) other policies, as applicable and as may be communicated by us, from time to time (hereinafter collectively referred to as “Terms”). These Program Terms shall be read harmoniously and in conjunction with the Terms. All capitalised terms used but not defined herein shall have the meaning ascribed to them under the Terms.
  2. By participating in the Program, you agree to adhere to these Program Terms and the Terms.
2. Program 
  1. Users can access the Program on the latest version of the App.
  2. This Program will commence on 12th February, 2026 and shall be live until 31st  March, 2026 (both dates inclusive) and may be extended by the Company, at its sole discretion (“Program Period”). Any changes to the Program Period shall be specified in the App, where all details associated with our Reward Programs are placed.
  3. During the Program Period, the Company shall make available the tasks and applicable terms and conditions associated with such tasks on the App, which the Users may complete to become eligible to win rewards (“Tasks”). Annexure A of these Program Terms set out the Tasks and maximum rewards that Users may be eligible to earn on the successful completion of the Tasks. You acknowledge that the Company may make modifications to the Tasks and the rewards associated with such Tasks in its sole discretion. Any such modifications shall be made available on the App.
  4. Rewards shall be granted by the Company, in its sole discretion, based on the time of successful completion of the applicable Task. Rewards payable to the User under these Program Terms shall be credited either as Moneyview Digital Gold to User’s locker or as Mcoins to the User’s wallet within a period of 30 (thirty) days from the date of the completion of the Program Period.
3. Eligibility
  1. In addition to the eligibility requirements under our Terms, the Program is available only to Users who are Indian residents and are at least 18 years of age.
  2. You understand and accept that not all products, services, and rewards offered on the App are available in all geographic areas and you may not be eligible for all the products, services, and rewards offered by us on the App. We reserve the right to determine the availability and eligibility of any product, services and rewards offered on the App by us. You further agree to not participate in the Program, to the extent that you are prohibited to do so under applicable law.
  3. Users shall be eligible to win the maximum reward (as set out in Annexure A), only once during the Program Period, irrespective of whether such User has successfully completed one or more Tasks.
4. General Terms 
  1. Moneyview reserves the right to modify or withdraw the Program at any time without prior notice.
  2. This Program cannot be combined with any other promotion or discount unless explicitly stated otherwise.
  3. Any attempt to participate in the Program through fraud, misuse, or violation of these Program Terms, the Terms or applicable laws will result in disqualification from the Program. Moneyview reserves the right to investigate and take appropriate action against any User suspected of engaging in fraudulent activities.
  4. You release Moneyview and its affiliates from all liability for your participation in this Program. Separately, you release Moneyview and its affiliates from liability with respect to third party claims in relation to this Program.
  5. Moneyview makes no warranties, express or implied regarding the Program or the rewards offered thereunder.
5. Taxes
  1. You are solely responsible for any tax obligations that may arise from your participation in the Program and the receipt of any cashbacks.
  2. You hereby agree to indemnify and hold harmless Moneyview and its affiliates from all losses, claims and liabilities resulting from or relating to any tax obligations (including any interest and penalties) that may arise from your participation in the Program and receipt of any cashbacks.
6. Disputes 
  1. In the event of any disputes regarding the Program, Moneyview’s decision shall be final and binding. The provision on ‘Governing Law and Arbitration’ in the Terms shall apply mutatis mutandis to these Program Terms.
7. Privacy and Data Usage 
  1. All personal data collected in connection with the Program will be handled in accordance with our Privacy Policy. By participating in the Program, Users consent to the collection, use, processing and sharing of their data as described in the Privacy Policy.
8. Contact Information
  1. For any queries or assistance regarding the Program, you may contact Moneyview customer support at care@moneyview.in.

Annexure A

Tasks – Reward Structure and Specific Terms & Conditions

Tasks

Rewards

Task Specific Terms & Conditions

Successful disbursal of personal loan

Eligible to win up to INR 25,000 (Indian National Rupee Twenty-Five Thousand Only) in digital gold

This reward shall not be credited to the User in the following events:

  1. rejection of application for personal loan; or
  2. foreclosure of disbursed personal loan; or
  3. closure of personal loan during the lock-in/cooling off period.

Successful disbursal of a top up loan on an existing personal loan disbursed via the Company

Eligible to win up to INR 25,000 (Indian National Rupee Twenty-Five Thousand Only) in digital gold

This reward shall not be credited to the User in the following events: 

  1. rejection of application for the top up loan; or
  2. foreclosure of disbursed top up loan; or
  3. closure of top up loan during the lock-in/cooling off period.

Complete 05 (five) successful auto-debit transactions within a period of 07 (seven) days using Moneyview UPI for availing daily SIP for digital gold on the Platform

Eligible to win up to INR 25,000 (Indian National Rupee Twenty-Five Thousand Only) digital gold

This reward shall be credited to the User if the following conditions are met:

  1. The User completes 05 (five) successful auto-debit transactions transactions within a period of 07 (seven) days for availing daily SIP for digital gold on the Platform; and
  2. Payment for such auto-debits is made via Moneyview UPI; and
  3. The minimum transaction value is INR 30 (Indian National Rupee Thirty).

This reward shall not be credited if the payment made via Moneyview UPI fails or is reversed.

Complete 10 (ten) successful auto-debit transactions within the Program Period using Moneyview UPI for availing daily SIP for digital gold on the Platform

Eligible to win up to INR 25,000 (Indian National Rupee Twenty-Five Thousand Only) digital gold

This reward shall be credited to the User if the following conditions are met:

  1. The User completes 10 (ten) successful auto-debit transactions for availing daily SIP for digital gold on the Platform, during the Program Period; and
  2. Payment for such auto-debits is made via Moneyview UPI; and
  3. The minimum transaction value is INR 30 (Indian National Rupee Thirty).

This reward shall not be credited if the payment made via Moneyview UPI fails or is reversed.

Successfully completes between 05 (five) and 10 (ten) merchant payments using Moneyview UPI

Eligible to win up to 4,99,000 Mcoins

This reward shall be credited to the User if the following conditions are met:

  1. The User completes 05 (five) successful merchant transactions using Moneyview UPI;
  2. Payment for the transaction is made via Moneyview UPI; and
  3. The minimum transaction value is INR 50 (Indian National Rupee Fifty)

Users shall not be eligible to win this reward if:

  1. merchant payments are being made to avail daily SIP for digital gold on the Platform;
  2. transactions are being made to one’s self;
  3. the payment made via Moneyview UPI fails or is reversed.

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