Personal Loan In Surat

Q: 1. Can I Get A Personal Loan If My CIBIL Score Is Low?

Ans: Yes, you can. At Moneyview, we use a unique credit scoring model and therefore our credit score requirements are much lower than other lenders. As long as you have a CIBIL score of 600 and above or Experian score of 650 and above, you can avail our personal loans.

Q: 2. How Can I Track My Personal Loan Application Status?

Ans: Once you have submitted your personal loan application, you can track the status on our app or website by following the steps below -If you’ve applied on our websiteGo to the login section on the website by clicking here: /apply-loan/signupLogin into your loan account with your registered email IDGo to the ‘Dashboard’ section of your loan accountScroll down to the ‘Application Status’ tab to know the status of your loan applicationIf you’ve applied on the Moneyview appOpen the Moneyview appRegister yourself with a valid email ID if you haven’t done it yetHead over to the ‘Loans’ sectionYou will then be automatically redirected to the ‘Application Status’ screen where you can check your application detailsIf you have the Moneyview Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it

Q: 3. Can I Foreclose My Moneyview Personal Loan In Surat?

Ans: Yes, you can foreclose your personal loan from Moneyview as long as you have paid a minimum number of EMIs based on your repayment term as given below - Fees and ChargesAmount ChargeableForeclosure ChargesNil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-TenureForeclosureUp to 6 monthsNot allowed7 - 18 monthsAllowed after 6 EMI paymentsOver 18 monthsAllowed after 12 EMI payments Part- Prepayment ChargesPart-prepayment is not allowed

Q: 4. Do I Need To Provide Any Security, Collateral Or Guarantors?

Ans: No, applicants do not have to provide security, collateral, or guarantors as Moneyview personal loans are unsecured loans.

Q: 5. I Am Self-Employed. Can I Still Get A Personal Loan From Moneyview?

Ans: Yes, self-employed applicants can get a personal loan from Moneyview if they meet the following eligibility criteria -Monthly income of Rs.15,000 or moreIncome must be credited directly to the applicant’s bank accountApplicant must have a minimum CIBIL score of 600 or minimum Experian score of 650Applicant must be between 21 years to 57 years old

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Personal Loan in Surat

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Features & Benefits of Moneyview Personal Loans in Surat

Flexible Amount

You can choose a loan amount from Rs. 5,000 to Rs.5,00,000.

Quick Disbursement

The loan amount is disbursed within 24 hours of the approval of the application

No Collateral Required

Moneyview, doesn’t ask you to pledge any security or collateral

Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Moneyview, the interest rate starts at just 1.33% per month

Apply from Anywhere

Because of the digital process, you can apply for a personal loan from anywhere in India including Surat

Flexible Repayment Term

Choose repayment term of upto 60 months

Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.

Instant Eligibility Check

Find out your eligibility for personal loans in just 2 minutes

Located on the banks of Tapti, Surat is known for its cotton mills, silk fabric, and diamond manufacturing units. Did you know that Surat polishes 90% of the world’s diamonds?

While diamonds are forever, they are also pretty expensive. So if you are looking to buy a special diamond gift for your loved ones or simply treat yourself to a diamond set but don’t have the finances, look no further. Because Moneyview’s got the perfect loan for you.

And what’s more? It is instant, hassle-free, and requires no collateral whatsoever. The flexible repayment schedules are another added advantage. Learn more about our instant loans now!

Personal Loan Interest Rates and Other Charges in Surat
Eligibility Criteria to Apply for Money View Personal Loans in Surat
Documents Required for Personal Loans in Surat

Personal Loan Interest Rates and Other Charges in Surat

The fees and charges for personal loans in Surat from Moneyview are given below -

Type of Charge	Amount
Interest Rate	Starts at 1.33% per month
Loan Processing Fee	Starting from 2% up to 8% of the approved loan amount
Interest on Overdue EMIs	2% per month of the overdue amount
Foreclosure/Part-prepayment	No part-prepayment of the loan is allowed. Foreclosure available after a certain number of EMIs have been paid
EMI Cheque Bounce Charges	Rs.500 per bounce

Eligibility Criteria to Apply for Moneyview Personal Loans in Surat

In order to avail an instant personal loan in Surat from Moneyview, you will have to fulfill the eligibility criteria given below -

Applicants must be between 21 years and 57 years
Applicants must receive an income of Rs. 13,500 or more*
Income must be credited directly to the applicants’ bank account
Credit score must be a minimum CIBIL score of 600 or minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*
Salaried Individuals	Minimum In-Hand Income	Area of Residence	CIBIL Credit Score Requirement
	Rs 13,500	Any	CIBIL Score of 600 /Experian Score of 650 and above
	Rs 20,000	Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)	New to Credit or CIBIL Score of 600 /Experian Score of 650 and above
	Rs 15,000	Metro City other than Mumbai and NCR	CIBIL Score of 600 /Experian Score of 650 and above
Self-Employed Individuals	Rs. 15,000	Any	CIBIL Score of 600 /Experian Score of 650 and above

Documents Required for Personal Loans in Surat

In order to get a personal loan in Surat from Moneyview, you need only 3 documents, as listed below -

Identity Proof	Address Proof	Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice Aadhaar Card Valid Indian Passport Valid Voter ID Valid Driver’s License	Any 1 of the following - Aadhaar Card Valid Indian Passport Valid Voter ID Valid Driver’s License Utility Bills (Electricity, Water, Gas) dated within the last 60 days	Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits OR Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Note -

After your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to Moneyview
This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention
On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly

Steps to Apply for a Moneyview Personal Loan in Surat

Check Eligibility

Visit the Moneyview website or loan app. Provide the required details and we will let you know your eligibility in 2 minutes.

Select Loan Tenure

Select the loan amount and repayment term of your choice based on your eligibility

Upload Documents

Upload the required documents online effortlessly

Amount Disbursed

After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours

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Use our easy EMI calculator to plan your loan's EMI, interest & repayment schedule.

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Conclusion

Availing personal loans in Surat is now extremely easy and simple thanks to Moneyview personal loans. All you need to do is check for your eligibility and submit the necessary documents. So if you need an urgent personal loan in Surat, visit the Moneyview website or download the app and apply for a convenient and affordable personal loan now.

Personal Loans in Surat - Related FAQs

1. Can I Get A Personal Loan If My CIBIL Score Is Low?

Ans: Yes, you can. At Moneyview, we use a unique credit scoring model and therefore our credit score requirements are much lower than other lenders. As long as you have a CIBIL score of 600 and above or Experian score of 650 and above, you can avail our personal loans.

2. How Can I Track My Personal Loan Application Status?

Ans: Once you have submitted your personal loan application, you can track the status on our app or website by following the steps below -

If you’ve applied on our website

Go to the login section on the website by clicking here: /apply-loan/signup
Login into your loan account with your registered email ID
Go to the ‘Dashboard’ section of your loan account
Scroll down to the ‘Application Status’ tab to know the status of your loan application

If you’ve applied on the Moneyview app

Open the Moneyview app
Register yourself with a valid email ID if you haven’t done it yet
Head over to the ‘Loans’ section
You will then be automatically redirected to the ‘Application Status’ screen where you can check your application details
If you have the Moneyview Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it

3. Can I Foreclose My Moneyview Personal Loan In Surat?

Ans: Yes, you can foreclose your personal loan from Moneyview as long as you have paid a minimum number of EMIs based on your repayment term as given below -

Fees and Charges

Amount Chargeable

Foreclosure Charges

Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-

Tenure	Foreclosure
Up to 6 months	Not allowed
7 - 18 months	Allowed after 6 EMI payments
Over 18 months	Allowed after 12 EMI payments

Part- Prepayment Charges

Part-prepayment is not allowed

4. Do I Need To Provide Any Security, Collateral Or Guarantors?

Ans: No, applicants do not have to provide security, collateral, or guarantors as Moneyview personal loans are unsecured loans.

5. I Am Self-Employed. Can I Still Get A Personal Loan From Moneyview?

Ans: Yes, self-employed applicants can get a personal loan from Moneyview if they meet the following eligibility criteria -

Monthly income of Rs.15,000 or more
Income must be credited directly to the applicant’s bank account
Applicant must have a minimum CIBIL score of 600 or minimum Experian score of 650
Applicant must be between 21 years to 57 years old