Features & Benefits of Money View Personal Loans in Surat


Flexible Amount

You can choose a loan amount from Rs. 5,000 to Rs.5,00,000.


Quick Disbursement

The loan amount is disbursed within 24 hours of the approval of the application


No Collateral Required

Money View, doesn’t ask you to pledge any security or collateral


Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 1.33% per month


Apply from Anywhere

Because of the digital process, you can apply for a personal loan from anywhere in India including Surat


Flexible Repayment Term

Choose repayment term of upto 60 months


Loans on Low Credit Score

The minimum score required is a CIBIL score of 600 or Experian score of 650.


Instant Eligibility Check

Find out your eligibility for personal loans in just 2 minutes

Located on the banks of Tapti, Surat is known for its cotton mills, silk fabric, and diamond manufacturing units. Did you know that Surat polishes 90% of the world’s diamonds?

While diamonds are forever, they are also pretty expensive. So if you are looking to buy a special diamond gift for your loved ones or simply treat yourself to a diamond set but don’t have the finances, look no further. Because moneyview’s got the perfect loan for you.

And what’s more? It is instant, hassle-free, and requires no collateral whatsoever. The flexible repayment schedules are another added advantage. Learn more about our instant loans now! 

Personal Loan Interest Rates and Other Charges in Surat

The fees and charges for personal loans in Surat from Money View are given below -

Type of Charge


Interest Rate

Starts at 1.33% per month

Loan Processing Fee

Starting from 2% up to 8% of the approved loan amount

Interest on Overdue EMIs

2% per month of the overdue amount


  • No part-prepayment of the loan is allowed.

  • Foreclosure available after a certain number of EMIs have been paid

EMI Cheque Bounce Charges

Rs.500 per bounce

Eligibility Criteria to Apply for Money View Personal Loans in Surat

In order to avail an instant personal loan in Surat from Money View, you will have to fulfill the eligibility criteria given below -

Given below is a city-wise breakdown of the income and credit score requirement -

Income and Credit Score Eligibility Criteria*

Salaried Individuals

Minimum In-Hand Income

Area of Residence

CIBIL Credit Score Requirement

Rs 13,500


CIBIL Score of 600 /Experian Score of 650 and above

Rs 20,000

Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)

New to Credit or

CIBIL Score of 600 /Experian Score of 650 and above

Rs 15,000

Metro City other than Mumbai and NCR

CIBIL Score of 600 /Experian Score of 650 and above

Self-Employed Individuals

Rs. 15,000


CIBIL Score of 600 /Experian Score of 650 and above

Documents Required for Personal Loans in Surat

In order to get a personal loan in Surat from Money View, you need only 3 documents, as listed below -

Identity Proof

Address Proof

Income Proof

PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

Any 1 of the following - 

  • Aadhaar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits


Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Note -

  • After your documents are verified, you will receive a NACH form which needs to be printed, signed, scanned, and sent back to Money View
  • This step will enable the auto-debit facility from your bank account and allow you to pay your EMIs on time automatically without the need for any manual intervention
  • On receiving your NACH form, you will need to review the loan agreement on the app. Please submit the application after reviewing all the terms and conditions thoroughly

Steps to Apply for a Money View Personal Loan in Surat


Check Eligibility

Visit the Money View website or loan app. Provide the required details and we will let you know your eligibility in 2 minutes.


Select Loan Tenure

Select the loan amount and repayment term of your choice based on your eligibility


Upload Documents

Upload the required documents online effortlessly


Amount Disbursed

After your documents are verified and loan agreement is submitted, the loan amount will be credited to your bank account within 24 hours



Availing personal loans in Surat is now extremely easy and simple thanks to Money View personal loans. All you need to do is check for your eligibility and submit the necessary documents. So if you need an urgent personal loan in Surat, visit the Money View website or download the app and apply for a convenient and affordable personal loan now.

Personal Loans in Surat - Related FAQs

Ans: Yes, you can. At Money View, we use a unique credit scoring model and therefore our credit score requirements are much lower than other lenders. As long as you have a CIBIL score of 600 and above or Experian score of 650 and above, you can avail our personal loans.

Ans: Once you have submitted your personal loan application, you can track the status on our app or website by following the steps below -

If you’ve applied on our website

  • Go to the login section on the website by clicking here: /apply-loan/signup
  • Login into your loan account with your registered email ID
  • Go to the ‘Dashboard’ section of your loan account
  • Scroll down to the ‘Application Status’ tab to know the status of your loan application

If you’ve applied on the Money View app

  • Open the Money View app
  • Register yourself with a valid email ID if you haven’t done it yet
  • Head over to the ‘Loans’ section
  • You will then be automatically redirected to the ‘Application Status’ screen where you can check your application details
  • If you have the Money View Loans app, you’ll be directed to the ‘Application Status’ screen automatically as soon as you open it

Ans: Yes, you can foreclose your personal loan from Money View as long as you have paid a minimum number of EMIs based on your repayment term as given below - 

Fees and Charges

Amount Chargeable

Foreclosure Charges

Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-



Up to 6 months

Not allowed

7 - 18 months

Allowed after 6 EMI payments

Over 18 months

Allowed after 12 EMI payments


Part- Prepayment Charges

Part-prepayment is not allowed

Ans: No, applicants do not have to provide security, collateral, or guarantors as Money View personal loans are unsecured loans.

Ans: Yes, self-employed applicants can get a personal loan from Money View if they meet the following eligibility criteria -

  • Monthly income of Rs.15,000 or more
  • Income must be credited directly to the applicant’s bank account
  • Applicant must have a minimum CIBIL score of 600 or minimum Experian score of 650
  • Applicant must be between 21 years to 57 years old


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