Personal Loan in Surat

Personal Loan in Surat

Located on the banks of Tapti, Surat is known for its cotton mills, silk fabric, and diamond manufacturing units. Did you know that Surat polishes 90% of the world’s diamonds?

While diamonds are forever, they are also pretty expensive. So if you are looking to buy a special diamond gift for your loved ones or simply treat yourself to a diamond set but don’t have the finances, look no further. Because Moneyview’s got the perfect loan for you.

And what’s more? It is instant, hassle-free, and requires no collateral whatsoever. The flexible repayment schedules are another added advantage. Learn more about our instant loans now!

Features and Benefits of Personal Loan in Surat

Loan Amount

Flexible Loan Sum

Borrow from ₹5,000 to ₹10 Lakh maximum

Unsecured Loans

Unsecured Loans

Applying for a personal loan through Moneyview doesn't require a guarantor or collateral

Quick Processing

Quick Processing

After approval, the loan amount is transferred to your bank account within a day

interest rates

Competitive Interest Rates

Take advantage of interest rates starting from just 14% p.a.

Personal Loans for Every Need

Collateral Free Personal Loans up to ₹10 Lakh

Personal loan

Eligibility Criteria for Personal Loans in Surat

Given below is Moneyview’s instant eligibility criteria for personal loans in Surat-

  • Applicants must be between 21 years and 57 years
  • Applicants must receive an income of Rs. 25,00 or more*
  • Income must be credited directly to the applicants’ bank account
  • Credit score must be a minimum CIBIL score of 650

Documents Required For Personal Loans in Surat

Given below are the documents required to avail personal loans in Surat

Identity Proof Address Proof Income Proof
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
Any 1 of the following -
  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits

OR

Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Personal Loan Interest Rates and Other Charges

Moneyview loans are pocket-friendly and fit into your budget, making our personal loans one of the best in the market. Read on to know more about our competitive interest rates and other charges

Fees & Charges Amount to be Paid
Interest Rate Starting from 14% per annum
Loan Processing Charges Starting from 2% and going up to 8% of the approved loan amount
Part/Full Payment of the Loan (Loan Foreclosure)
  • No part payments are allowed
  • Foreclosure allowed after a minimum of 3 EMIs.
Interest on Overdue EMIs 2% per month on the overdue EMI/Principal loan amount
Cheque Bounce Rs.500/- for every bounce
Loan Cancellation
  • No additional charges will be levied apart from the interest amount for the period between loan disbursement and loan cancellation.
  • Processing fees will also be retained.

Steps to Apply for Personal Loan in Surat

  • 1

    Determine Eligibility

    Determine if you are eligibile on the Moneyview site or app in just 2 minutes!

  • 2

    Decide Your Repayment Schedule

    Decide on your loan value and repayment schedule from the choices available.

  • 3

    Provide Your Documents Digitally

    Provide minimal documentation to confirm your profile by effortlessly uploading them online.

  • 4

    Amount Credited

    Upon verification and agreement completion, your loan amount will be credited to your bank account in 24 hours!

Conclusion

Availing personal loans in Surat is now extremely easy and simple thanks to Moneyview digital lending personal loans. All you need to do is check for your eligibility and submit the necessary documents. So if you need an urgent personal loan in Surat, visit the Moneyview website or download the app and apply for a convenient and affordable personal loan now. 

Was this information useful?