Moneyview Smart Pay: Split your purchases into easy EMIs

What is Moneyview Smart Pay?

Moneyview Smart Pay allows you to spend/make purchases instantly and split your purchase into easy EMIs. With Moneyview Smart Pay, you can get a credit limit of up to ₹5 Lakhs and make purchases on our wide network of online and offline merchants.

How can I use Moneyview Smart Pay?

You can start using Moneyview Smart Pay by applying on the Moneyview app. Once approved, you can use your credit limit to make purchases across our merchant network and make EMI payments at your convenience.

How do I repay the EMIs? Is there a billing cycle?

Moneyview Smart Pay simplifies your EMI payments! During the purchase process, you will be prompted to select your EMI tenure, followed by NACH authorization, so we can debit the EMI from your bank a/c every month. Typically, the due date for making EMI payments is the 5th of every month. Alternatively, you can pay the EMI dues directly on our app.

What is the eligibility criteria for moneyview Smart Pay?

Our eligibility criteria is as follows:

You must be salaried or self-employed
Your Monthly in-hand income should be ₹13,500 or more
Your Income should be received in a bank account
Your credit score should be 650 or more
Your age should be between 21 years and 57 years

Is there a specific limit that I can borrow up to using Moneyview Smart Pay?

Credit limit and approval depends on your creditworthiness (bureau score, income, liabilities etc.) You can get approved for up to Rs.5 Lakhs as a maximum limit.

How do I foreclose any of my purchase loans?

Yes, you can foreclose your purchase loan only in case of certain conditions, as illustrated below

Type	Description
Zero Cost EMI	Foreclose anytime
Foreclosure charges (Low cost EMI / Cost EMI)	Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-
	Tenure	Foreclosure
	Up to 6 months	Not allowed
	7 - 18 months	Allowed after 6 EMI payments
	18+ months	Allowed after 12 EMI payments
Part-payment Conditions	Part-payment is not allowed

Are there any hidden charges associated with Moneyview Smart Pay?

No, there are no hidden charges. You will only be charged a processing fee(if applicable).

My credit limit shows that it's locked. How can I unlock it?

You need to pay the first EMI to unlock your remaining credit limit and be able to use it for subsequent purchases or transactions.

Is it possible to pay off EMI of only one purchase when I have multiple EMIs due from different purchases?

No, your Total EMI amount will be the sum of all dues of all the purchases you've made. You must pay this EMI to avoid any penalties/bounce charges.

Who do I contact if I have any queries or need assistance?

For purchase loan-related queries or assistance, please reach out to Moneyview via email at care@moneyview.in or you can call us at 080 6939 0476

Split purchases into easy EMIs with Smart Pay!

Buy now & Pay in installments!

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It only takes 1 tap

Repay the way you like

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How it works?

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Frequently Asked Questions