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Split purchases into easy EMIs with Smart Pay!

Get approved for Credit Limit instantly-
at Zero Cost*

Buy now & Pay in installments!

Shopping is more hassle-free!

Enjoy Zero-Cost EMIs*


It only takes 1 tap

One-tap approval for multiple purchases


Repay the way you like

Split purchases into 3/6/9 month EMIs


Zero Hidden Fee

100% transparent, no surprises


How it works?

Download App

Download Moneyview App & complete your profile


Get Approved

For your credit limit by completing KYC & Auto-payment (E-mandate)


Start Shopping

Use Moneyview Smart Pay to make offline & online purchases


Frequently Asked Questions

Moneyview Smart Pay allows you to spend/make purchases instantly and split your purchase into easy EMIs. With Moneyview Smart Pay, you can get a credit limit of up to ₹5 Lakhs and make purchases on our wide network of online and offline merchants.
You can start using Moneyview Smart Pay by applying on the Moneyview app. Once approved, you can use your credit limit to make purchases across our merchant network and make EMI payments at your convenience.
Moneyview Smart Pay simplifies your EMI payments! During the purchase process, you will be prompted to select your EMI tenure, followed by NACH authorization, so we can debit the EMI from your bank a/c every month. Typically, the due date for making EMI payments is the 5th of every month. Alternatively, you can pay the EMI dues directly on our app.
Our eligibility criteria is as follows:
  • You must be salaried or self-employed

  • Your Monthly in-hand income should be ₹13,500 or more

  • Your Income should be received in a bank account

  • Your credit score should be 650 or more

  • Your age should be between 21 years and 57 years

Credit limit and approval depends on your creditworthiness (bureau score, income, liabilities etc.) You can get approved for up to Rs.5 Lakhs as a maximum limit.

Yes, you can foreclose your purchase loan only in case of certain conditions, as illustrated below

Type Description

Zero Cost EMI

Foreclose anytime

Foreclosure charges (Low cost EMI / Cost EMI)

Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below-



Up to 6 months

Not allowed

7 - 18 months

Allowed after 6 EMI payments

18+ months

Allowed after 12 EMI payments

Part-payment Conditions

Part-payment is not allowed

No, there are no hidden charges. You will only be charged a processing fee(if applicable).
You need to pay the first EMI to unlock your remaining credit limit and be able to use it for subsequent purchases or transactions.
No, your Total EMI amount will be the sum of all dues of all the purchases you’ve made. You must pay this EMI to avoid any penalties/bounce charges.
For purchase loan-related queries or assistance, please reach out to Moneyview via email at or you can call us at 080 6939 0476

*May vary, subject to merchant offer and user creditworthiness at the time of plan selection.

Split purchases  into easy EMIs with Smart Pay!