Check CRIF Score Free 

Checking your credit score at regular intervals is a good way to monitor it. But do you want to check CRIF score and are unsure how to do it? Read on for more information on the process.

What is CRIF High Mark Credit Score?

CRIF High Mark is a credit information bureau just like CIBIL and Experian. It started its operations in India in the year 2010 and now has become one of the most trustworthy credit score bureaus. 

It is recognized by the Securities and Exchange Board of India (SEBI) and the Reserve Bank of India (RBI). It calculates credit scores after its member credit organizations submit information related to customer payment behaviors.  

Apart from India, CRIF High Mark is operational in 40 other countries.

How to Check CRIF Score?

Checking your CRIF score online is a very easy process and is also free of cost. To complete a CRIF score check, follow these steps - 

STEP-1: Go to the official CRIF High Mark website and scroll down to the ‘Free Score’ section. Click on the ‘Get Your Score Now’ button.

Screenshot From CRIF High Mark Offical Website

CRIF High Mark - A leading Credit Bureau in India

STEP-2: On the next screen, you will see a simple form. Fill in the required details like your legal name, ID type, ID number, mobile number, and Email ID. Tick on the checkbox beside the ‘I agree to Terms and Conditions’ and click on the ‘Get My Credit Score’ option.

Screenshot From CRIF High Mark Offical Website

CRIF High Mark - A leading Credit Bureau in India

STEP-3: You will then receive a 6-digit OTP on your mobile number. Enter it on the next screen and click on ‘Verify’.

STEP-4: Then, you will have to answer some basic questions to confirm your identity. 

STEP-5: Once done, click on ‘Confirm and continue’. Your credit score and report will be shown on the screen.

Information Required for CRIF Score Check

When you are filling out the form, you have to enter some of your personal information to generate your credit score and report.

What Does the CRIF Credit Report Include?

The CRIF High Mark credit report includes information that tells about the credit behavior of the borrower. The most important part is the credit score, which is a 3-digit number summarizing credit behavior. 

It ranges from 300-900, and a higher score is considered better. A score of 700-750 is considered ideal for most credit products. Other than the credit score, the following information is included in the detailed report - 

Payment History

Every time you pay an EMI, the lender institutions send information to the credit bureaus. This information is depicted in the credit history section, which involves if you delayed any payments, any fine was levied, or missed any payments.

Amount Owned

This section has information about the total amount that you owe to various lenders. If you have multiple ongoing loans, this section will show details about them.

Length of Credit History

The length of credit history is the total number of years that you have actively taken loans and repaid them.

Credit Mix

This refers to the versatility of your credit accounts. Having a good credit mix of secured, and unsecured loans, and credit cards is a good way to improve your credit report.

New Credit

In this section, the latest or current credit that is active in your name will be shown.

These are the factors that affect the credit report and the score. Your score may reduce if any of these factors have taken a hit.


A good credit score is very important when you apply for any kind of credit product. It helps the lender get a bird’s eye view of your financial behavior. 

There are many things you can do to maintain and improve your CRIF credit score. Keeping a close check on your credit score is one of those steps. Now that you know how to check CRIF score for free, you can easily monitor your score and see how your financial behavior affects it.

But even if you have a low credit score it is not impossible for you to get a personal loan. At moneyview, you can get instant personal loans even with a CIBIL or Experian score of just 650. To know more or apply, check out the moneyview website or download moneyview app.

Check CRIF Score Free - Related FAQs

The CRIF score is a type of credit score, just like many other credit scores. Other examples are the CIBIL, Experian, Equifax, etc. Each of these credit information bureaus collects information about borrower behavior and generates separate credit scores.

A CRIF score of above 700 is considered good, and anything above 800 is considered excellent. But do keep in mind that the approval of your loan is not just dependent on your credit score, and also the ideal score depends on the type of loan you are applying for. 

You can get one CRIF credit report for free every year. In case you want to generate your report more than once, you need to pay the subscription fee of Rs.399 per year.

Just like other credit scores, the CRIF credit score is also used by various banks, NBFCs, and lending institutions to know the credit behavior and financial health of the borrower. 

Yes, it is highly likely that your CIBIL and CRIF credit scores will not match. All credit information bureaus have their own algorithms to generate credit scores.

Credit Score Related Links

Was this information useful?

300 characters allowed (alphanumeric and special characters such as comma, full stop, @, ", &)

Thank you. Your feedback is important to us.

Green Tick Success

Thank you for your interest!

We will reach out to you shortly