With the emergence of UPI, the use of cash has gone down considerably. Most people depend on mobile payment platforms for their daily transactions. But how to connect your bank account to UPI apps?
This article will discuss how to add Debit card in PhonePe and how to add money in PhonePe using Debit Cards.
PhonePe is a popular mobile payment app that can be used for transactions, mobile recharges, and paying utility bills. You just have to register your phone number and generate your UPI address to use it.
You can connect your bank account to PhonePe and make and receive payments directly from your account using a secure 4-digit PIN. You can also add money to your PhonePe wallet and make payments conveniently from there.
To make payments on PhonePe, you will need to add your card to it. If you are searching for ‘how to add card in PhonePe’, the steps are mentioned below -
STEP-1: Open the PhonePe app on your phone and tap the profile picture icon on the top left corner of the home screen.
STEP-2: Go to the ‘Payment Methods’ section and select ‘Debit & Credit Cards’ → ‘Add New Card’.
STEP-3: You will be prompted to add your card number, expiry date, and CVV number.
STEP-4: Enter the OTP that you receive on your registered mobile number and click on ‘Confirm’.
PhonePe will deduct Rs.2 or Rs.5 from your account for authentication. The amount will be credited back to your account after the process is completed.
Another method to make payments using PhonePe is to add money to the PhonePe Wallet. You can keep adding money as required and make payments directly from there. If you want to know ‘how to add money in PhonePe using Debit Card’, follow the steps mentioned below -
STEP-1: Open the PhonePe app on your phone and tap the profile picture icon on the top left corner of the home screen.
STEP-2: Go to the ‘Payment Methods’ section and select the ‘PhonePe Wallet’ option.
STEP-3: You will be prompted to enter the amount that you wish to add to your wallet.
STEP-4: Choose the payment method from the options provided. You can choose UPI, Debit Card, or Credit Card. Please note that a prepaid card cannot be used for this purpose.
STEP-5: Click on ‘Top Up Wallet’. Finally, complete the transaction by authenticating it according to the method chosen.
You should be a KYC user to be able to add and withdraw money from your PhonePe wallet. There is a daily, monthly, and financial yearly limit to adding money to your PhonePe wallet which cannot be exceeded.
Mobile payment apps are the preferred mode of payment for most people nowadays. These apps enable you to make payments by entering the receiver’s UPI or by scanning their QR code.
Using payment apps on your phone is hassle-free as payments can be made using the phone itself. You do not need to carry cash or scan your card while making transactions.
In today’s busy world, anything that speeds up transactions is helpful, and mobile payment apps do just that.
Yes, you can use Phonepe on your phone without a Debit card. Read this article to know how to activate PhonePe without a Debit card.
Linking your Debit card to UPI is very easy. All you have to do is go to your favorite UPI app’s ‘Payment Methods’ section and choose the ‘Add New Card’ option. You have to enter the details of your card and authenticate it to complete the inking process.
Yes, you can use PhonePe without activating your ATM card. You can use your Aadhaar number to activate your PhonePe account. You should note that for this to work, your Aadhaar should be linked to your bank account.
The debit card helps you to make transactions from your bank account. The PhonePe app uses the debit card information to make these transactions. You have the option of saving your card details on the app to make future payments easy.
You might have an old card that you don’t use anymore linked to your PhonePe account. To remove such a card, go to your profile, and select ‘Payment Methods’ → ‘Debit & Credit Cards’. Then just select the card you want to remove and click on ‘Remove Card’.
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