Covid-19 has impacted our lives in a way we never imagined before. Countries are sealing their borders, flights are cancelled, public places are closed and self-quarantine is the new normal. While schools and colleges are closed and most of us are working from home, we must maintain our physical and mental health during this tough time. As we are adjusting our lives to contain the spread of the pandemic, here are a few tips to surviving Covid-19 lockdown in India:
1. Be a smart and responsible shopper
The ideal way to buy during the lockdown: buy till the lockdown period plus a week. Not more. Don’t hoard. Be a responsible shopper and citizen. Try to buy food that doesn’t need refrigeration and has a long shelf life. For perishables – milk, fruits and vegetables – buy what is easily available and try to make it work with substitutes. Lentils for greens. Frozen vegetables for fresh. Be creative in the kitchen.
The list of items you need to buy:
- Buy canned foods, rice, cereals, granola bars, instant noodles, frozen fruits and vegetables, cooking oil and soups
- Store water in clean containers or buy drinking water to last 2 weeks
- Soap, toothpaste, washing powder, hand sanitizer, feminine products, diapers
- Stock food for babies – baby formulas, milk powder and canned food
- If you have pets, don’t forget to buy food for them
- Prescription medicine and over-the-counter medicine for fever, aches, cold, sore throat and allergies
Note: Milk has a short shelf life. Freeze some packets for emergencies.
2. Be extra wise with money
This is a difficult time for all of us. With businesses closing and economies around the world slowing down, it’s prudent to keep the following things in mind before spending money:
- Postpone any purchase that is not necessary
- Use credit cards, online banking or services like Paytm as much as possible
- Use cash when it’s absolutely required
- Keep cash in hand for emergencies
- Call for service providers, bank and landlord and ask for a deferral of payment, instalments and rent
- Take personal loans online with players like Money View Loans for any short-term urgent needs
3. Spring clean every nook and corner of your home
Washing hands and sanitising commonly-used surfaces is highly recommended these days. Extend this cleanliness ritual to your entire home. Spring clean your home. Go Marie Kondo while you are at it. Keep things you use or love. Get rid of things you don’t want or you haven’t used for over a year. This exercise will be very helpful to pass time during the lockdown.
Clean homes are a source of positive energy. Involve all your family members in it. Let your family members clean their own rooms. Store the unwanted stuff and sell it on OLX, Quikr or secondhandbazaar when the situation will normalise.
Make sure to sanitise your mobile devices, laptop and TV remote. They are the most-used devices and attract a lot of germs.
4. Spend quality time at home and indulge in family activities
Social distancing is the norm these days. It doesn’t mean you can’t enjoy at home. Use this time to pursue your hobbies, develop a new skill that will add value to your resume and spend time with your family. Many premium sites are offering courses for free. Do check out the relevant ones and take advantage of learning for free. There is a lot you can do to keep yourself occupied. It is also good for your mental health. Pick any of the following:
- Take an online course on Udemy
- Learn a new language on Babbel
- Start a Vlog or blog
- Have a floor picnic on your balcony or terrace
- Turn to Board games with kids
- Take virtual tours of World’s best museums
5. Make sure to eat healthy and exercise
Start by creating new recipes with ingredients already available in your pantry. Search YouTube, follow your favourite food bloggers or use food apps. Yummly, BetterButter, Tadka, Shilpa Shetty app are few to choose from. You can also bring cheer by using this extra time to start a garden. It’s spring. Perfect time to start a garden. If you have space in your backyard or front yard, use it. Grow seasonal vegetables and herbs. If space is a luxury, build a terrace or balcony garden.
Gyms are close and going out is not an option. Do household chores with your family. Cooking and cleaning are good exercises. Try Yoga. Download apps for free exercise videos. MyFitnessPal, Freeletics, or check FitnessBlender on YouTube. Be a part of an online fitness challenge. Or take a 30-day challenge at home and inspire others. It will also boost your immune system and keep your mental health under check.
6. Keep in touch with the world virtually
Don’t lose touch with the world. Stay in touch with friends and family. There is a lot we can do virtually. Try any or combination of the following to keep in touch with the world:
- Organise a virtual hangout with friends and family on Skype or Google Hangouts
- Reconnect and call your relatives, old friends and acquaintances
- Children can play online video games with their friends
- Organise a virtual playdate for your kids
Don’t spread rumours and don’t believe all the information on the internet. Read news from reliable sources. Check the WHO website for reliable information.
We are in the middle of an unprecedented crisis. Covid-19 has changed the world and our perception towards it. It’s scary and intimidating. But with a positive attitude, responsible community behaviour and by following the instructions issued by our government, we can fight this tough situation.
i am not racived seleri this month
Hi Akash, if you are looking to apply for a moratorium. You could follow the steps mentioned below
Go to the Loans Overview on Money View loans app >>
Click on the three dots on your top right-hand side >>
From the Dropdown- Select the EMI Moratorium option >>
In the next screen, you will have to give in your consent to opt-in or out of Moratorium (In this screen, we explain the consequences of each of your action to help you make an informed decision)
Check the button for Opt-out or Opt-In for Moratorium and Click on I Confirm button.
After you apply for the moratorium, we will review your request, before granting you the moratorium.
If you have any other queries please refer Moratorium FAqs for Money View loans at https://moneyview.in/covid-19-rbi-loan-emi-moratorium-faqs