Last week on #MoneyViewChat, we discussed an important topic, Health Insurance. With the rising incidents of diseases and the exorbitant cost of healthcare, it is important that we stay prepared with health insurance. And sure enough, our community thought similarly. Here is a recap of what was discussed:
Starting off with our first question: Q1. Do you have #HealthInsurance? #MoneyViewChat pic.twitter.com/dUiDax1Kde
— MoneyView (@MyMoneyView) October 20, 2016
@MyMoneyView I have every kind of health insurance one can think of – dental, eye, general, specialist. #MoneyViewChat
— Saru (@BaawriBasanti) October 20, 2016
@MyMoneyView A1 – yes it is very important! We forget to plan for the future living our lives in the present #MoneyViewChat #HealthInsurance
— Nakul.M.Dev (@nakulmdev) October 20, 2016
@MyMoneyView A1) Yes #HealthInsurance #MoneyViewChat
— #SupernaturalS12OnAX (@GILESSINGH) October 20, 2016
@MyMoneyView A1 – yes I haVE is “LIC” health insurance
#MoneyViewChat #HealthInsurance https://t.co/BJTlinSWWw— #Avinash Ro (@Nps007Kumar) October 20, 2016
@MyMoneyView A1: Yes. #MoneyViewChat
— . ❤️ vandana ❤️️ (@VanduLilaraman) October 20, 2016
It wasn’t very surprising to note that most participants had health insurance. Some had all the possible riders as well. And yet a few had more than one health insurance policy.
Our next question: Q2. Do you think #HealthInsurance is important? #MoneyViewChat pic.twitter.com/lqGhrFKDUn
— MoneyView (@MyMoneyView) October 20, 2016
@MyMoneyView A2: It’s very-very important. As you said in your earlier tweet – better safe than sorry! #MoneyViewChat
— Saru (@BaawriBasanti) October 20, 2016
@MyMoneyView
A2: It’s very important.bcoz life has no confidence anything can happen at anytime,and be safe our future#MoneyViewChat— #Avinash Ro (@Nps007Kumar) October 20, 2016
@MyMoneyView A2) Yes its most importent part in our life #MoneyViewChat
— #SupernaturalS12OnAX (@GILESSINGH) October 20, 2016
A2 Oh yes. Better soon than later. Especially with such high medical costs & incidents of disease these days. #MoneyViewChat https://t.co/kUaCzX9opF
— Rachna says (@rachnaparmar) October 20, 2016
Health insurance is considered important because one may not know when one might need it. It is also important to get adequate coverage from a good insurance provider.
Moving to our next question: Q3. How did you go about selecting your #HealthInsurance? #MoneyViewChat pic.twitter.com/rA1IEbHtg0
— MoneyView (@MyMoneyView) October 20, 2016
@MyMoneyView
Compare types of health insurance
Compare health plan networks
Check cost pay for service
Compare benefits #MoneyViewChat— #Avinash Ro (@Nps007Kumar) October 20, 2016
@MyMoneyView A3) Followed advise of my Insurance Agent #HealthInsurance #MoneyViewChat
— Hetal Vin (@VHetal) October 20, 2016
@MyMoneyView A3 – I bank with @HDFC_Bank so I tried the @HDFCLIFE and I am pretty happy it! #MoneyViewChat #HealthInsurance
— Nakul.M.Dev (@nakulmdev) October 20, 2016
@MyMoneyView A3. Guess this question isn’t for me. #MoneyViewChat #HealthInsurance
— Minna pauly (@Minnz89) October 20, 2016
It was interesting to note that some got it through their banks, some others used tools to compare health insurance policies in the market and then made an informed choice while many others went the route of marketers who called them with a good policy or the advice of their insurance agent.
How many of you here have #HealthInsurance provided by your employers? #MoneyViewChat
— MoneyView (@MyMoneyView) October 20, 2016
Some participants had insurance through their employers while others had personal policies. Some had both to be doubly safe.
Next question! Q4. Is it easy to get #HealthInsurance? #MoneyViewChat pic.twitter.com/yvRJwLy5nt
— MoneyView (@MyMoneyView) October 20, 2016
@MyMoneyView A4 – luckily for me @HDFCLIFE called me 🙂 and I thought it was necessary #MoneyViewChat #HealthInsurance
— Nakul.M.Dev (@nakulmdev) October 20, 2016
@MyMoneyView A4: It’s easy to get, but very difficult to understand.
Clearing medical bills is a nightmare. 😛#MoneyViewChat— Saru (@BaawriBasanti) October 20, 2016
@MyMoneyView
A4-Yes it is easy to purchase simply call a health insurance agent and he come to home and select any plan #MoneyViewChat— . ❤️ vandana ❤️️ (@VanduLilaraman) October 20, 2016
@MyMoneyView To apply for #HealthInsurance is easy but trouble starts when you need to pay medical bills #MoneyViewChat
— Hetal Vin (@VHetal) October 20, 2016
Almost the entire community felt that it was easy to get a health insurance policy both online or offline. But their main concern was how good the claim settlement process was especially cashless hospitalisation.
Our final question! Q5. Any word of advice fro people who don't have health insurance? #MoneyViewChat pic.twitter.com/u9jPIWHVL3
— MoneyView (@MyMoneyView) October 20, 2016
@MyMoneyView A5) Health insurance is must for todays life. It is much helpful when you need medical treatment #MoneyViewChat
— Hetal Vin (@VHetal) October 20, 2016
@MyMoneyView https://t.co/wzZxAq2AiC is must as people hav unhealthy eating habits & irregular sleep. Its must so ones family is secured.#MoneyViewChat
— Priti Gamit (@Gamit17Gamit) October 21, 2016
@MyMoneyView
A5-Guys who dont have health insurance get fast because in todays time insurance is must and secure your family #MoneyViewChat— #Avinash Ro (@Nps007Kumar) October 20, 2016
A5 Get it. Now.
Family floaters are good for families.
Do get a cover for your parents at an earlier age. #MoneyViewChat https://t.co/cTCxnq3M8u— Rachna says (@rachnaparmar) October 20, 2016
The community agreed that it was very important to have health insurance for the entire family for peace of mind in the event of a disease/accident happening. Also they were concerned that bad lifestyles and stress were causing more diseases and hence health insurance was even more crucial today.
With this we rounded off an engaging session. Do join us every Thursday between 7 and 8 pm for yet another interesting #MoneyViewChat with @MyMoneyView. See you.