The versatile nature of debit cards makes them an integral part of our daily lives. Debit cards can be used to pay for purchases at merchant outlets, withdraw money from ATMs, and shop online.
In this article, let us understand how to use a debit card in ATM.
You can use the debit card when purchasing at retail stores, online, and ATMs. Let us look at how you can use a debit card in detail.
Follow these simple steps to use your debit card at a store or restaurant.
The cashier will ask for your mode of payment upon billing and you can choose to pay with a debit card
The debit card will be either swiped or inserted into the machine depending on the type of machine the retailer uses
Enter your PIN after the vendor enters the amount into the machine
Your bank will authorise the transaction and the amount will be transferred to the merchant immediately
Using a debit card online is another easy way to pay for your purchase without any hassle. Here’s how to do it!
When checking out, enter your debit card information when prompted
In the required fields, enter the debit card number, date of expiration, and CVV. The CVV code is the three-digit code found on the back of the card
In some cases, you might receive an OTP for verification
Enter the OTP and authorize the transaction
If you are wondering, how can you use a debit card at an ATM, follow the steps mentioned below.
Insert the Debit card into the ATM slot with the chip facing inward
Select the preferred language
Next, select the service required and choose your account type
On the next screen, enter the amount required, if your chosen action is a cash withdrawal
Enter the PIN and wait for the ATM to dispense cash
Collect the cash, and take your card from the slot
You can perform a number of actions at the ATM. They are
View account balance
There are ATMs that allow you to pay for your insurance premium as well. You can contact your bank for further assistance.
Cash withdrawals with a debit card are very convenient. Additionally, you can shop online and make regular purchases. Make sure there are funds available in your account before you make a withdrawal.
Your bank account and debit card are connected directly, so any unauthorized transactions or mistakes will negatively impact your checking account. To ensure the security of your funds, only use ATMs that are less vulnerable to fraud. You can choose ATMs that are inside a building or with a security guard.
Debit cards are multifunctional and offer a convenient way to carry money without hassle. While debit cards can be used for online purchases and at retail vendors, their main function is helping us withdraw money from ATMs. You can follow the above-mentioned steps to know how you can use debit at the ATM to withdraw money.
Yes. On the service section, choose “Deposit Money/Cash” and enter the amount you wish to deposit. Place the amount in the cash dispenser. Once the money is deposited, you will receive a notification for the same.
Yes. You can use a debit card at any ATM. However, banks might charge additional fees for the usage of debit cards from other banks.
Record the time and date of the transaction and immediately file a complaint with the respective bank if the money has been debited from your account.
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