In India, we have a number of housing finance companies that help you purchase your dream home or construct one by providing the required financial assistance. Here is the housing finance companies list in India that offers housing finance at affordable rates. The below-mentioned list of housing finance companies have been granted Certificate of Registration (COR) with permission to accept public deposits
Listed below are the Housing Finance Companies having valid Certificate of Registration that can accept public deposits with prior permission obtained from the National Housing Bank for accepting public deposits:
Here is the list of Housing Finance Companies granted Certificate of Registration (COR). However, they are not authorized or valid to accept public deposits under section 29A of the National Housing Bank Act, 1987 –
| Religare Housing Development Finance Corporation Limited | Tata Capital Housing Finance Limited |
| Mahindra Rural Housing Finance Limited | Shubham Housing Development Finance Company Limited |
| MAS Rural Housing and Mortgage Finance Limited | Aptus Value Housing Finance India Limited |
| Indiabulls Housing Finance Limited | Swarna Pragati Housing Microfinance Private Limited |
| India Home Loan Limited | Panthoibi Housing Finance Company Limited |
| Prosper Housing Finance Limited | Home First Finance Company India Limited |
| Magma Housing Finance Limited | Swagat Housing Finance Company Limited |
| Orange City Housing Finance Limited | Nanayasurabhi Affordable Housing Finance Limited |
| Sahara Housingfina Corporation Limited | North East Region Housing Finance Company Limited |
| Svantantra Micro Housing Finance Corporation Limited | Edelweiss Housing Finance Limited |
| Vastu Housing Finance Corporation Limited | Muthoot Housing Finance Company Limited |
| India Shelter Finance Corporation Limited | Aavas Financiers Limited |
| SRG Housing Finance Limited | Shriram Housing Finance Limited |
| Reliance Home Finance Limited | Manappuram Home Finance Limited |
| Homeshree Housing Finance Limited (Formerly, USB Housing Finance Corporation Limited) | Habitat Micro Build India Housing Finance Company Private Limited |
| New Habitat Housing Finance and Development Limited. | VIVA Home Finance Limited |
| Motilal Oswal Home Finance Limited | DMI Housing Finance Private Limited |
| Mentor Home Loans India Limited | Aditya Birla Housing Finance Limited |
| ART Housing Finance (India) Limited | Mamta Housing Finance Company Private Limited |
| SEWA Grih Rin Limited | Muthoot Homefin (India) Limited |
| SMFG India Credit Co. Limited | Fasttrack Housing Finance Limited |
| Nivara Home Finance Limited | Supreme Housing Finance Limited |
| Khush Housing Finance Private Limited | Capri Global Housing Finance Limited |
| Bajaj Housing Finance Limited | Hinduja Housing Finance Limited |
| Five-Star Housing Finance Private Limited | IKF Home Finance Limited |
| West End Housing Finance Limited | IndoStar Home Finance Private Limited |
| Ummeed Housing Finance Private Limited | Aryarth Housing Finance Limited |
| KIFS Housing Finance Private Limited | Bee Secure Home Finance Private Limited |
| Manibhavnam Home Finance India Private Limited | Centrum Housing Finance Limited |
| Altum Credo Home Finance Private Limited | Essel Finance Home Loans Limited |
| Navarathna Housing Finance Limited | Anand Housing Finance Private Limited |
| Clix Housing Finance Private Limited | Hero Housing Finance Limited |
| Piramal Housing Finance Limited | Satin Housing Finance Limited |
| IFL Housing Finance Limited | JM Financial Home Loans Limited |
| Family Home Finance Private Limited | Roha Housing Finance Private Limited |
| Baid Housing Finance Private Limited | Adani Housing Finance Private Limited |
| APAC Housing Finance Private Limited | Wonder Home Finance Limited |
| Capital India Home Loans Limited | Varashakti Housing Finance Private Limited |
| Sasvitha Home Finance Private Limited | Easy Home Finance Limited |
| Indie Homefin Private Limited | Jothi Housing and Mortgage Finance Private Limited |
| Akme Star Housing Finance Limited | IIFL Home Finance Limited (Formerly: India Infoline Housing Finance Limited) |
| Aviom India Housing Finance Private Limited |
A housing finance company refers to the non-banking financial companies that provide finance for purchasing houses; buying a plot of land or constructing a new house. You can avail home loans, plot loans, home improvement loans, home extension loans, and also a new home loan from a housing finance company. However, the same loans can be availed from a banking institution or bank too. You can choose between a bank and housing finance company considering the following key factors like - loan repayment period, processing fee, interest rate, and your eligibility, and decide what works for you.
There are multiple benefits associated with opting for a loan from a house finance company
However, the interest rates offered by the housing finance companies tend to be slightly higher than the ones charged by banks. And they do not offer overdraft facilities against your home loan.
In India, all these housing finance companies are regulated by the Reserve Bank of India (RBI). There are over 100 housing finance companies in India.
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