Features and Benefits of Personal Loan


Flexible Loan Amount

Choose any loan amount starting from Rs.5,000 to Rs.10 lakhs, depending on your eligibility


24 Hour Disbursal

After your loan has been approved and you have signed the agreement, the loan amount will be credited to you within 24 hours in most cases


Collateral Free Loans

At moneyview, you don’t have to pledge any asset or arrange for a guarantor


Affordable Interest Rates

You can get personal loans at interest rates starting from just 1.33% per month


100% Paperless

The entire process from application to disbursal can be completed online on your mobile


Flexible Repayment Term

You can choose repayment tenures from 6 months to 60 months, based on the options available


Loans on Low Credit Score

You can get loans with a CIBIL score or an Experian score of 650


Quick Eligibility Check

You can check your eligibility in just 2 minutes on the moneyview website or the app

Not every lender offers personal loan without PAN card, but moneyview focuses primarily on customer service. Get affordable instant loans without PAN card from moneyview. Continue reading to know more.

Have you been searching for ‘instant loan without PAN card’ or ‘loan app without PAN card’?

Your wish can come true with moneyview! 

Read ahead to know how you can get a personal loan without a PAN card.

Personal Loan without PAN Card

While a PAN card is considered your primary identity proof document, you can easily get a loan from moneyview without it.

We have a list of documents you can choose from as an identity proof. You can use any of the following documents if you don’t have a PAN card - 

All you need are other officially valid documents or alternate KYC documents such as your Aadhaar card, Voter ID, Passport, etc.  Read on to know how to apply, eligibility requirements, and other documents needed.

Eligibility Criteria For Online Loan Without PAN Card 

If you are trying to apply for a ‘without PAN card loan’, here are the eligibility criteria -

Documents Required For Online Loan Without PAN Card

The documents you need to apply for personal loan from moneyview without a PAN card are listed below - 

* Ensure that your mobile number is linked to your Aadhaar card for KYC verification

* Provide a clear selfie taken in a well-lit area

Please note that the documentation requirements will vary based on your profile. We may require proof of address, bank statement, and other supporting documents.

* In case we require proof of address, any one of the following documents will suffice -

* If we require income proof, you must furnish your bank statement for the last three months. This statement must also show your salary credits.

How to Apply for Online Loan without PAN Card


Check Eligibility

Provide the required details to know your eligibility in just 2 minutes


Select Loan Tenure

Based on the options provided, select the loan amount and repayment term of your choice


Upload Documents

Upload all of the necessary documents for verification


Amount Disbursed

Post verification and submission of loan agreement, the loan amount will be credited to your account within 24 hours in most cases



The main documents you need to apply for a personal loan are your identity, address, and income proof. The PAN card is the most commonly used identity proof, but if you don’t have a PAN card, there is nothing to worry about.

You can use any of the listed documents to prove your identity, and proceed with the loan procedure as usual. Taking a loan from moneyview without PAN card is 100% paperless and hassle-free.

To know more, visit our website or download the moneyview app.

Loan without Pan Card - Related FAQs

You can easily get a personal loan without a PAN card or salary slips. You will need to submit some kind of identity proof instead of your PAN card. And if you are salaried, and do not have salary slips, you can show your bank account statement that shows your salary being credited to you.

The procedure of taking a loan without a PAN card does not differ much from the normal process of taking a loan. At moneyview, once your documents have been verified and you have signed the loan agreement, you will get the funds in your account within 24 hours in most cases.

The good news about personal loans is that they can be used for a variety of reasons like business ventures, vacations, education, or debt consolidation. You can also use funds from a personal loan as a down payment for other loans.

Yes, you can. At moneyview, everyone with Experian scores above 650 can avail personal loans.

Yes, you can. While your PAN card is considered to be the primary ID proof, if for any reason you are unable to submit this, you can provide your Aadhaar card.


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