Not every lender offers personal loans without PAN card, but Moneyview focuses primarily on customer service. Get affordable instant loans without PAN card from Moneyview. Continue reading to know more.
Have you been searching for ‘instant loan without PAN card’ or ‘loan app without PAN card’?
Your wish can come true through Moneyview!
Read ahead to know how you can get a personal loan without a PAN card.
Personal Loan without PAN Card
While a PAN card is considered your primary identity proof document, you can easily get a loan from Moneyview without it.
Our lending partners have a list of documents you can choose from as identity proof. You can use any of the following documents if you don’t have a PAN card -
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Aadhaar Card
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Valid Indian Passport
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Valid Voter ID
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Valid Driver’s License
All you need are other officially valid documents or alternate KYC documents such as your Aadhaar card, Voter ID, Passport, etc. Read on to learn how to apply, eligibility requirements, and other documents needed.
Eligibility Criteria for Online Loan Without PAN Card
If you are trying to apply for a ‘without PAN card loan’, here are the eligibility criteria -
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Your age must be between 18 and 57
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If you are salaried, your minimum in-hand income should be Rs.13,500
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If you are self-employed, your minimum in-hand income should be Rs.15,000
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Your income must be credited directly to your bank account
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You should have a minimum CIBIL score or a minimum Experian score of 650
Documents Required for Online Loan Without PAN Card
The documents you need to apply for a personal loan from Moneyview without a PAN card are listed below -
* Ensure that your mobile number is linked to your Aadhaar card for KYC verification
* Provide a clear selfie taken in a well-lit area
Please note that the documentation requirements will vary based on your profile. Our lending partners may require proof of address, bank statement, and other supporting documents.
* In case a proof of address is required, any one of the following documents will suffice -
- Aadhaar Card
- Valid Indian Passport
- Valid Voter ID
- Valid Driver’s License
- Utility Bills (Electricity, Water, Gas) dated within the last 60 days
* If our lending partners require income proof, you must furnish your bank statement for the last three months. This statement must also show your salary credits.
Conclusion
The main documents you need to apply for a personal loan are your identity, address, and income proof. The PAN card is the most commonly used identity proof, but if you don’t have a PAN card, there is nothing to worry about.
You can use any of the listed documents to prove your identity, and proceed with the loan procedure as usual. Taking a loan from Moneyview without PAN card is 100% paperless and hassle-free.
