Your PAN card is an important ID proof and is requested in a lot of cases including during loan sanctions. However, you can still avail an instant loan without a PAN card from Money View.
One of the most sought after personal loan providers in the country, Money View offers affordable loans at flexible repayment terms to customers with minimal documentation. And through Money View, you can easily avail an instant loan without a PAN card.
Follow the steps given below to easily get a personal loan without PAN card from Money View -
Choose your loan plan
Based on the options provided, select the loan amount and repayment term of your choice
Upload required documents
Upload all of the necessary documents online for verification
Loan transfer to your bank account
Post verification and submission of loan agreement, the loan amount will be credited to your account within 24 hours
Now that you know how easy it is to apply for an instant loan without a PAN card, you need to check if you fulfill the eligibility criteria given below -
|Income and Credit Score Eligibility Criteria*|
|Salaried Individuals||Minimum In-Hand Income||Area of Residence||CIBIL Credit Score Requirement|
|Rs 13,500||Any||CIBIL Score of 600 /Experian Score of 650 and above|
|Rs 20,000||Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)||New to Credit or CIBIL Score of 600 /Experian Score of 650 and above|
|Rs 15,000||Metro City other than Mumbai and NCR||CIBIL Score of 600 /Experian Score of 650 and above|
|Self-Employed Individuals||Rs 15,000||Any||CIBIL Score of 600 /Experian Score of 650 and above|
We understand that not everyone will be able to submit a PAN card as ID proof, however at Money View, we offer other alternatives as given below -
|Identity Proof||Address Proof||Income Proof|
PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other
reasons, any 1 of the officially valid documents given below will suffice)
Any 1 of the following -
Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits
Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed
However, if you are able to furnish your PAN card, it will be accepted as an officially valid document (OVD) for proof of identity.
As mentioned previously, we focus on ensuring affordable loans for all our customers. Take a look at our fees and charges below -
|Fees and Charges||Amount Chargeable|
|Interest Rate||Starts from 1.33% per month|
|Loan Processing Charges||Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan.|
|Interest on Overdue EMIs||2% per month on the overdue EMI/Principal loan amount.|
|Cheque Bounce||Rs.500/- each time.|
While your PAN card is an important proof of your identity, there may be circumstances wherein you are unable to provide the same. Therefore, at Money View, alternate documentation options are provided. So if you are typing ‘loan app without PAN card’ trying to find a personal loan that does not require a PAN card, then visit the Money View website or download the app to apply now!
Given below are some of the reasons that sets Money View apart from other lenders -
Choose Your EMI Amount and Tenure
Based on your eligibility you can choose a loan amount of upto Rs. 5 lakhs and repayment tenure of up to 5 years
No Collateral Required
Money View personal loans do not require a guarantor, collateral, or security of any kind
All we require are your 3 documents - ID proof, address proof, and income proof
Loans for Low Credit Score Applicants
The minimum CIBIL score of 600 or Experian score of 650 is necessary
The entire process from application to disbursal is quick and hassle-free
Once approved, your loan amount will be credited to your account within just 24 hours!
The good news about personal loans is that it can be used for a variety of reasons such as -
Yes, you can. At Money View, we use a unique algorithm to determine our applicants’ creditworthiness. Therefore all those with Experian scores above 650 can avail personal loans from us.
Yes, you can. While your PAN card is considered to be primary ID proof, if for any reason you are unable to submit this, you can provide your Aadhaar card.