Flexible Loan Amount
Borrow any amount starting from ₹5,000 and going up to ₹10 Lakh
Collateral Free Loans
To apply for a personal loan through Moneyview, you don’t need any asset or arrange for a guarantor
Quick Disbursal
The loan amount is disbursed to your account within 24 hours of approval
Affordable Interest Rates
Benefit from low-interest rates starting from 14% per annum
Are you in need of a quick personal loan? Moneyview has your back!
With Moneyview, you can get an instant personal loan of up to ₹10 Lakh in just 10 minutes. All you need is your Aadhaar and PAN cards; no collateral needed.
Enjoy low interest rates starting at 14% p.a. with approval and disbursal within 24 hours.
You do not need a lot to avail a loan on your Aadhaar card. All you need to fulfill is the following basic criteria -
Age: Should be between 21 and 57 years of age
Income: Should have a monthly in-hand income of ₹25,000
Bank Account: Income must be credited directly to your bank account
CIBIL Score: Should be 650 or more
Through Moneyview, you can get an instant loan with your Aadhaar Card or PAN card at affordable interest rates with no hidden charges. Other applicable charges are given below -
| Fees and Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starts from 14% per annum |
| Loan Processing Charges | Starts from 2% of your loan amount and is decided by our digital lending partners. The processing fee is deducted upfront from the approved loan. |
| Penal Charges on Overdue EMI | 24% per annum plus applicable taxes, if any |
| NACH Bounce | ₹500/- each time. |
| Loan Cancellation | You can cancel your loan anytime before the disbursal. However, after disbursal, you can cancel your loan within the cool-off period of 3 days from the date of disbursement. |
The documentation process for a personal loan from Moneyview is so simple that you don't even have to leave your home because it is completely paperless. All you have to do is -
Enter your PAN number
Ensure that your mobile number is linked to your Aadhaar card for KYC verification
Provide a clear selfie taken in a well-lit area
Please note: The documentation requirements are based on the customer profile. You may need to upload proof of address, bank statement, and other supporting documents.
In case you are required to upload proof of address, any one of the following documents will suffice -
Aadhaar Card
Valid Indian Passport
Valid Voter ID
Valid Driver’s License
Utility Bills (Electricity, Water, Gas) dated within the last 60 days
If you are required to upload proof of income, you can upload the last 3 months’ bank statement (of your salary account). Make sure your salary credits are visible in the statement.
The Aadhaar card is a unique identity document issued by the Government of India. Here is why the Aadhaar card plays an important role in the loan application process -
Speeds up the process as one document works as both identity and address proof
Links your financial and demographic information
Helps in faster background checks and authenticating your details
Once integrated with online loan platforms, it speeds up the e-KYC process
Reduces the need for too many documents
1
Check Eligibility
Check your eligibility on the Moneyview website or app in just 2 minutes!
2
Select Repayment Period
Choose the loan amount and repayment period from the options provided to you as per your eligibility.
3
Upload Documents
We ask for minimal documents to verify your profile. You can digitally upload your documents online.
4
Amount Disbursed
Once the application is verified and the loan agreement is signed, the loan amount will be directly credited to your bank account within 24 hours!
Your monthly EMI is
per month for 5 months
Total Interest
₹1,004
Total Amount
₹51,004
Loan Amount
Min ₹5,000
Max ₹6,000,000
Rate of Interest
Min 6%
Max 36%
Loan Tenure
5
months
Min 3 months
Max 72 months
News Update
The Pradhan Mantri Svanidhi Yojana, launched by the Central Government, offers collateral-free loans of up to ₹90,000 to eligible street vendors and small shopkeepers based solely on their Aadhaar card. The loan is disbursed in three stages (₹10,000, ₹30,000, and ₹50,000), with benefits such as up to 7% interest subsidy and monthly digital payment cashback for timely repayment
As reported by News Point on January 22, 2026An Aadhaar card loan is a personal loan that uses an Aadhaar card as a paperless e-KYC document. It is easy to avail a personal loan using your Aadhaar card, and it can offer various benefits to borrowers.
As the Aadhaar card meets your eligibility requirements for biometric verification, the process of obtaining a personal loan becomes far simpler and quicker.
Disclaimer
The starting interest rate depends on factors such as credit history, financial obligations, specific lender's criteria and Terms and conditions. Moneyview is a digital lending platform; all loans are evaluated and disbursed by our lending partners, who are registered as Non-Banking Financial Companies or Banks with the Reserve Bank of India.
This article is for informational purposes only and does not constitute financial or legal advice. Always consult with your financial advisor for specific guidance.
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