Top Features and Benefits of Personal Loan

Flexible Loan Amount

Money View offers personal loans of up to Rs. 5 lakhs based on your requirements

Quick Eligibility Check

Visit the Money View website or download the loan app provide all the necessary details, and we will let you know your eligibility in just 2 minutes

Collateral Free Loans

To apply for a personal loan through Money View, you don’t have to pledge any asset or arrange for a guarantor

Affordable Interest Rates

We understand how important affordable personal loans are. Therefore, Money View interest rates start at 1.33% p.m.

Completely Paperless

You can apply for a personal loan from Money View at any time from anywhere. No more travelling to a bank and waiting for days

Flexible Repayment Term

Choose repayment term of upto 60 months

Loans on Low Credit Score

Money View provides personal loans to anyone with a CIBIL score of 600 or Experian score of 650 and above. We have our own in-house credit model that helps us assess the creditworthiness of our customers

24 Hour Disbursal

Our personal loan is disbursed to your bank account within 24 business hours after the approval.

According to prevailing KYC laws laid by the government, Individuals can get a personal loan on Aadhaar Card or PAN card at Money View.

3 Reasons Why KYC is required to take Loan

Interest Rates and Other Charges for Aadhaar Card Loan

With Money View, you can get an instant Loan with your Aadhaar Card or PAN card at affordable interest rates with no hidden charges. The minimum amount that you can borrow is Rs.5,000 and the maximum loan amount can go up to Rs.5,00,000 based on your eligibility. Other applicable charges are given below

Fees and Charges Amount Chargeable
Interest Rate Starts from 1.33% per month
Loan Processing Charges Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan.
Interest on Overdue EMIs 2% per month on the overdue EMI/Principal loan amount.
Cheque Bounce Rs.500/- each time.
Loan Cancellation
  • No additional/hidden charges levied.
  • Processing fees will also be retained.

Documents Required for Aadhaar and Pan Card Loan

Given below are the documents required for personal loans from Money View on Aadhaar and PAN cards.

Identity Proof (Any 1)

  • PAN Card (This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any of the officially valid documents given below will suffice).
  • Aadhaar Card.
  • Valid Indian Passport.
  • Valid Voter ID.
  • Valid Driver’s License.

Address Proof (Any 1)

  • Aadhaar Card.
  • Valid Indian Passport.
  • Valid Voter ID.
  • Valid Driver’s License.
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days.

Income Proof

  • Last 3 months’ bank statements of your salary account in PDF format showing salary credits

Identity Proof (Any 1)

  • PAN Card (This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any of the officially valid documents given below will suffice).
  • Aadhaar Card.
  • Valid Indian Passport.
  • Valid Voter ID.
  • Valid Driver’s License.

Address Proof (Any 1)

  • Aadhaar Card.
  • Valid Indian Passport.
  • Valid Voter ID.
  • Valid Driver’s License.
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days.

Income Proof

Please upload the following document -

  • Last 3 months’ bank statements in PDF format.

  • Please ensure that the documents listed above are officially valid at the time of submission of your loan application.
  • Also, if you are able to clear the oKYC process during your application flow, the document requirement will be minimal.
  • All of the necessary documents can be uploaded online making the entire process convenient, quick, and hassle-free. While uploading the documents, ensure that all details are clearly visible.

How to Apply for An Instant Personal Loan

Check Eligibility

Provide a few basic details to check your eligibility in just 2 mins!

Select Loan Tenure

Choose your loan amount & repayment tenure

Upload Documents

Complete your KYC and Verify income

Amount Disbursed

Direct Bank A/c transfer in a few minutes!

Aadhaar Card Loan - FAQs

Ans: Yes, you can avail an instant personal loan by providing your Aadhaar card or PAN card as documentation from Money View. The interest rates charged are economical and the loan, once approved, is disbursed within 24 hours. Visit the Money View website or download the app to avail a personal loan today.

Ans: The eligibility criteria to avail a personal loan from Money View is as given below -

  • Applicants must be between 21 years to 57 years of age
  • Applicants must earn a minimum monthly in-hand income of Rs. 13,500 (for salaried applicants) or Rs. 15,000 (self-employed applicants)
  • Income must be directly credited to the applicant’s bank account
  • Applicants must either have a minimum CIBIL score of 600 or minimum Experian score of 650

Ans: Your Aadhaar card is one of the primary documents required to avail an instant personal loan from Money View. However, while it may serve as the appropriate document for ID and address proof, we will require your bank statement as income proof.

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