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Loan on Aadhar & Pan Card

Loan on Aadhar card

Aadhaar Card Loan 2025

Get an Instant Personal Loan Up to Rs.10 Lakh on Your Aadhaar Card

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Top features and benefits of Personal Loan

Loan Amount

Flexibility Loan Amount

Borrow any amount starting from ₹5,000 and going up to ₹10 Lakh

collateral free loans

Collateral Free Loans

To apply for a personal loan through Moneyview, you don’t need any asset or arrange for a guarantor

Quick Disbursal

Quick Disbursal

The loan amount is disbursed to your account within 24 hours of approval

interest rates

Affordable Interest Rates

Benefit from low-interest rates starting from 14% per annum

Don’t let the shortage of funds stop you from fulfilling your dreams. You can get an instant personal loan through the Moneyview digital lending app using your Aadhaar card.

Aadhaar Card Loan Eligibility Criteria

Borrowers must fulfill the following basic criteria required to avail of a loan on an Aadhaar Card -

  • Should be aged between 21 and 57 years

  • Should have a monthly in-hand income of Rs.25,000

  • Income must be credited directly to their bank account

  • CIBIL score should be 650 or more

Interest Rates and Other Charges for Aadhaar Card Loan

Through Moneyview, you can get an instant loan with your Aadhaar Card or PAN card at affordable interest rates with no hidden charges. Other applicable charges are given below - 

Fees and Charges Amount Chargeable
Interest Rate Starts from 14% per annum
Loan Processing Charges Starts from 2% of your loan amount and is decided by our digital lending partners. The processing fee is deducted upfront from the approved loan.
Penal Charges on Overdue EMI 24% per annum plus applicable taxes, if any
NACH Bounce Rs.500/- each time.
Loan Cancellation You can cancel your loan anytime before the disbursal. However, after disbursal, you can cancel your loan within the cool-off period of 3 days from the date of disbursement.  

Documents Required for Aadhaar Card Loan

The documentation process for getting a personal loan from Moneyview’s lending partners is very simple. All you have to do is -

  • Confirm or enter your PAN number 

  • Ensure that your mobile number is linked to your Aadhaar card for KYC verification

  • Provide a clear selfie taken in a well-lit area 

Please note that the documentation requirements will vary based on your profile. You may be required to upload proof of address, bank statement, and other supporting documents. 

In case you are required to upload proof of address, any one of the following documents will suffice - 

  • Aadhar Card

  • Valid Indian Passport

  • Valid Voter ID

  • Valid Driver’s License

  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days 

If you are required to upload proof of income, you must furnish your bank statement for the last three months. This statement must also show your salary credits.

Importance of an Aadhaar Card While Applying for a Personal Loan

The Aadhaar card is a unique identity document issued by the Government of India. Here is why the Aadhaar card plays an important role in the loan application process -

  • Speeds up the process as one document suffices for both identity and address proof

  • Links your financial and demographic information

  • Helps in faster background checks and authenticating your details

  • Once integrated with online loan platforms, it speeds up the e-KYC process

  • Reduces the need for too many documents

How to Apply for Loan on Aadhar card

  • 1

    Check Eligibility

    You can check your eligibility on the Moneyview website or app in just 2 minutes!

  • 2

    Select Repayment Period

    Choose the loan amount and repayment period from the options provided to you as per your eligibility.

  • 3

    Upload Documents

    We ask for minimal documents to verify your profile. You can upload your documents online without any hassle.

  • 4

    Amount Disbursed

    Once the application is verified and the loan agreement is signed, the loan amount will be directly credited to your bank account within 24 hours!

Conclusion

Aadhaar card loan is easy to avail and offers various benefits to borrowers. An Aadhaar card loan is a personal loan that uses an Aadhaar card as a paperless e-KYC document. 

As the Aadhaar card meets your eligibility requirements for biometric verification, the process of obtaining a personal loan becomes far simpler and quicker.

Aadhar Card Loan - FAQs

Yes, you can avail of an instant personal loan through Moneyview by providing your Aadhaar card or PAN card as documentation. The interest rates offered by our partner lenders are affordable and once approved, the loan is disbursed within 24 hours, in most cases.
The eligibility criteria to avail of a personal loan from Moneyview’s lending partners are as given below -
  • Applicants must be between 21 and 57 years of age
  • Applicants must earn a minimum monthly in-hand income of Rs.25,000
  • Income must be directly credited to the applicant’s bank account
  • Applicants must have a minimum CIBIL score of 650
Your Aadhaar card is one of the primary documents required to avail of an instant personal loan through the Moneyview digital lending app. However, in addition to your Aadhaar card, you will also need to show your income proof.
If you are looking for an ‘Aadhaar card loan’, you can easily get it from the Moneyview digital lending app. Loans from Rs.5,000 to Rs.10 Lakh are offered, sanctioned, and serviced with minimum documentation through Moneyview. All you need to do is fulfill our lending partners’ eligibility criteria and provide the necessary documents including your Aadhaar card. 
Through the Moneyview app, you can get loans at a CIBIL score of 650 and above.

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