Get an Instant Personal Loan Up to Rs.10 Lakh on Your Aadhaar Card
Flexibility Loan Amount
Borrow any amount starting from ₹5,000 and going up to ₹10 Lakh
Collateral Free Loans
To apply for a personal loan through Moneyview, you don’t need any asset or arrange for a guarantor
Quick Disbursal
The loan amount is disbursed to your account within 24 hours of approval
Affordable Interest Rates
Benefit from low-interest rates starting from 14% per annum
Don’t let the shortage of funds stop you from fulfilling your dreams. You can get an instant personal loan through the Moneyview digital lending app using your Aadhaar card.
Borrowers must fulfill the following basic criteria required to avail of a loan on an Aadhaar Card -
Should be aged between 21 and 57 years
Should have a monthly in-hand income of Rs.25,000
Income must be credited directly to their bank account
CIBIL score should be 650 or more
Through Moneyview, you can get an instant loan with your Aadhaar Card or PAN card at affordable interest rates with no hidden charges. Other applicable charges are given below -
| Fees and Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starts from 14% per annum |
| Loan Processing Charges | Starts from 2% of your loan amount and is decided by our digital lending partners. The processing fee is deducted upfront from the approved loan. |
| Penal Charges on Overdue EMI | 24% per annum plus applicable taxes, if any |
| NACH Bounce | Rs.500/- each time. |
| Loan Cancellation | You can cancel your loan anytime before the disbursal. However, after disbursal, you can cancel your loan within the cool-off period of 3 days from the date of disbursement. |
The documentation process for getting a personal loan from Moneyview’s lending partners is very simple. All you have to do is -
Confirm or enter your PAN number
Ensure that your mobile number is linked to your Aadhaar card for KYC verification
Provide a clear selfie taken in a well-lit area
Please note that the documentation requirements will vary based on your profile. You may be required to upload proof of address, bank statement, and other supporting documents.
In case you are required to upload proof of address, any one of the following documents will suffice -
Aadhar Card
Valid Indian Passport
Valid Voter ID
Valid Driver’s License
Utility Bills (Electricity, Water, Gas) dated within the last 60 days
If you are required to upload proof of income, you must furnish your bank statement for the last three months. This statement must also show your salary credits.
The Aadhaar card is a unique identity document issued by the Government of India. Here is why the Aadhaar card plays an important role in the loan application process -
Speeds up the process as one document suffices for both identity and address proof
Links your financial and demographic information
Helps in faster background checks and authenticating your details
Once integrated with online loan platforms, it speeds up the e-KYC process
Reduces the need for too many documents
1
Check Eligibility
You can check your eligibility on the Moneyview website or app in just 2 minutes!
2
Select Repayment Period
Choose the loan amount and repayment period from the options provided to you as per your eligibility.
3
Upload Documents
We ask for minimal documents to verify your profile. You can upload your documents online without any hassle.
4
Amount Disbursed
Once the application is verified and the loan agreement is signed, the loan amount will be directly credited to your bank account within 24 hours!
Aadhaar card loan is easy to avail and offers various benefits to borrowers. An Aadhaar card loan is a personal loan that uses an Aadhaar card as a paperless e-KYC document.
As the Aadhaar card meets your eligibility requirements for biometric verification, the process of obtaining a personal loan becomes far simpler and quicker.
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