According to prevailing KYC laws laid by the government, Individuals can get a personal loan on Aadhaar Card or PAN card at Money View.
How to Apply for Aadhaar Card Loan
Individuals today can enjoy the benefits of getting a personal loan for their many needs within just 24 hours from the leading loan provider, Money View.
A few simple and easy steps is all it takes :
Click Here: Apply Now Through Website or Download the Loan App.
Check Your Eligibility
Find out the maximum loan amount you’re eligible for online in 2 minutes
Select Your Plan
Choose a custom loan amount and the repayment period that suits your financial needs
Upload Your Documents
Provide your personal details and upload the necessary documents, all on the app or website
Get the Loan Amount
Get the loan amount disbursed to your account in 2 hours of approval
Interest Rates and Other Charges for Aadhaar Card Loan
With Money View, you can get an instant Loan with your Aadhaar Card or PAN card at affordable interest rates with no hidden charges. The minimum amount that you can borrow is Rs.5,000 and the maximum loan amount can go up to Rs.5,00,000 based on your eligibility. Other applicable charges are given below
| Fees and Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starts from 1.33% per month |
| Loan Processing Charges | Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan. |
| Interest on Overdue EMIs | 2% per month on the overdue EMI/Principal loan amount. |
| Cheque Bounce | Rs.500/- each time. |
| Loan Cancellation |
|
Documents Required for Aadhaar and Pan Card Loan
Given below are the documents required for personal loans from Money View on Aadhaar and PAN cards.
- Identity Proof (Any 1)
- PAN Card (This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any of the officially valid documents given below will suffice).
- Aadhaar Card.
- Valid Indian Passport.
- Valid Voter ID.
- Valid Driver’s License.
- PAN Card (This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any of the officially valid documents given below will suffice).
- Address Proof (Any 1)
- Aadhaar Card.
- Valid Indian Passport.
- Valid Voter ID.
- Valid Driver’s License.
- Utility Bills (Electricity, Water, Gas) dated within the last 60 days.
- Income Proof
- Last 3 months’ bank statements of your salary account in PDF format showing salary credits
- Identity Proof (Any 1)
- PAN Card (This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any of the officially valid documents given below will suffice).
- Aadhaar Card.
- Valid Indian Passport.
- Valid Voter ID.
- Valid Driver’s License.
- PAN Card (This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any of the officially valid documents given below will suffice).
- Address Proof (Any 1)
- Aadhaar Card.
- Valid Indian Passport.
- Valid Voter ID.
- Valid Driver’s License.
- Utility Bills (Electricity, Water, Gas) dated within the last 60 days.
- Income Proof
Please upload the following document -- Last 3 months’ bank statements in PDF format.
- Please ensure that the documents listed above are officially valid at the time of submission of your loan application.
- Also, if you are able to clear the oKYC process during your application flow, the document requirement will be minimal.
- All of the necessary documents can be uploaded online making the entire process convenient, quick, and hassle-free. While uploading the documents, ensure that all details are clearly visible.
In Conclusion
Gone are the days when people had to wait for days to get their loan applications approved. Now with KYC and just a few important documents such as Aadhaar Card or PAN card, customers can enjoy the benefit of availing a personal loan quickly. Did you know that Money View loans are disbursed to your account within just 24 hours after the approval of your loan application? Visit the Money View website or download the app to apply now!
Aadhaar Card Loan - FAQs
Yes, you can avail an instant personal loan by providing your Aadhaar card or PAN card as documentation from Money View. The interest rates charged are economical and the loan, once approved, is disbursed within 24 hours. Visit the Money View website or download the app to avail a personal loan today.
The eligibility criteria to avail a personal loan from Money View is as given below -
- Applicants must be between 21 years to 57 years of age
- Applicants must earn a minimum monthly in-hand income of Rs. 13,500 (for salaried applicants) or Rs. 15,000 (self-employed applicants)
- Income must be directly credited to the applicant’s bank account
- Applicants must either have a minimum CIBIL score of 600 or minimum Experian score of 650
Your Aadhaar card is one of the primary documents required to avail an instant personal loan from Money View. However, while it may serve as the appropriate document for ID and address proof, we will require your bank statement as income proof.
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- Apply for Personal Loan
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- Steps to Apply for a Personal Loan
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- Loan for Salaried Employees
- Personal Loan for Self Employed
- Personal Loan Foreclosure Procedure
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