Income Tax Return (ITR) Download Online

Income Tax Return (ITR) is a form that must be submitted to the Income Tax Department of India. It contains information about the individual's income and the taxes that must be paid on it throughout the year. The information filed in ITR should be for a specific fiscal year, beginning on April 1st and ending on March 31st of the following year.

How to e-Verify My ITR?

You can e-verify your ITR in many ways. We will look at all the methods in detail -

• Aadhaar-based OTP

• Net Banking

• Bank Account EVC

• Demat Account EVC

• ATM

• Digital Signature Certificate 

How to Complete ITR-verification Through Aadhaar-based OTP? (Method 1)

The condition is that your mobile number must be linked to your Aadhaar, and also your PAN-Aadhaar must be linked.

Follow the steps below to e-verify your ITR through Aadhaar OTP

STEP 1: On the ‘e-verify’ page, select ‘I would like to verify using OTP on mobile number registered with Aadhaar’ and click ‘Continue’.  

STEP 2: Click on ‘I agree to validate my Aadhaar Details’, and click on ‘Generate Aadhar OTP’ on the Aadhaar OTP page.

STEP 3: Enter the OTP for verification and click on ‘Validate’. 

On successful submission, you will be notified.

Can I Do ITR-verification Through Net Banking? (Method 2) 

ITR e-verification is possible through net banking as well. You can e-verify following the below steps.

STEP 1: Choose ‘Through Net Banking’ from the e-Verify page and click ‘Continue’.

STEP 2: Click ‘Continue’ after choosing your preferred bank to use for e-Verification 

STEP 3: Read the disclaimer and click ‘Continue’

STEP 4: Enter your Net Banking user ID and password to access your Net Banking account

STEP 5: To access e-filing via your bank's website, click the generated link 

STEP 6: You will be directed to the e-filing site and logged out of internet banking.

STEP 7: You will be redirected to the e-Filing Dashboard upon successful login. Click on ‘e-Verify’ after going to the relevant ITR, Form, or service. Your ITR, Form, or Service will be successfully e-verified.

Post verification, a success message page is displayed. You will also get a Transaction ID that you should make a note of for future reference. A confirmation message will be sent to the email address and mobile number you registered with on the e-filing portal.

How to Verify My ITR by Generating EVC Through My Bank Account? (Method 3)

Here is the step-by-step process to complete your ITR verification through bank account -

STEP 1: On the ‘e-Verify’ page, select ‘Through Bank Account’ and then click ‘Continue’.

STEP 2: Enter the EVC generated on your mobile phone and email address associated with your bank account in the ‘Enter EVC’ field, then click ‘e-Verify’.

A success message page will be displayed along with the Transaction ID and EVC. Please take note of the Transaction ID and EVC for future reference. You will also receive a confirmation message via the email address and mobile number you submitted with the e-filing portal.

How to Complete ITR-verification Using a Demat Account? (Method 4)

Demat account e-verification can be done in the following way:

STEP 1: On the ‘e-Verify’ page, opt for ‘Through Demat Account’ and then click ‘Continue’.

STEP 2: Provide the EVC received on your mobile number and email ID linked with your demat account into the Enter EVC text field and click ‘e-Verify’.

A success message page is shown along with the Transaction ID and EVC. Please take note of the Transaction ID and EVC for later reference. You will also receive a message of confirmation at the email address and mobile number you entered with the e-filing portal.

How to Verify My ITR Through Bank ATM? (Method 5, Offline)

If online methods are not available to you, then you can also make use of this offline method.

STEP 1: Go to your nearest ATM of your bank and insert your ATM card

STEP 2: Enter your PIN and choose ‘Generate EVC for Income tax Filing.

STEP 3: Your email address and mobile number that you registered with the e-filing portal will receive an EVC (Electronic Verification Code)

STEP 4: The generated EVC can be used to e-verify the return by selecting 'I already have an Electronic Verification Code (EVC)' as the preferred method of e-verification. 

How to Verify My Using Digital Signature Certificate (DSC)? (Method 6)

Here are the things you need to e-verify your ITR using the DSC - 

• Valid and active DSC

• The Emsigner utility is installed and running on your PC

• Plug the DSC USB token into your PC

• DSC USB token procured from a Certifying Authority provider 

• The DSC USB token is a Class 2 or Class 3 certificate

Let’s look at the step-by-step process to complete this - 

STEP 1: On the e-Verify page, choose ‘I would like to e-Verify using Digital Signature Certificate (DSC)’. 

STEP 2: Next, choose ‘Click here to download emsigner utility’ on the ‘Verify Your Identity’ page.

STEP 3: On the 'Verify Your Identity' window, select 'I have downloaded and installed emsigner Utility' and then click ‘Continue’.

STEP 4: On the ‘Data Sign’ screen, choose your Provider, Certificate, and enter the Provider Password and click ‘Sign’

After successful verification, you will see a success message and your Transaction ID, which you should keep a note of for future reference. Additionally, you will receive a confirmation message on your registered mobile number and email address.

How to Download Income Tax Return (ITR) Online?

Online filing of income tax returns has become very simple and convenient in recent years, allowing individuals to do it themselves rather than relying on a tax practitioner. Filing an income tax return is a requirement for everyone.

Follow the steps listed below to download income tax return:

• Step 1: Go to the official income tax filing portal. Click on the ‘Register’ or ‘Login’ button on the income tax portal.
• Step 2: If you are a new user, click ‘Register.’ (To register, choose a user type, enter the required information, and validate the registration.) If you are an existing user, click the ‘Login’ button.

• STEP 3: After you've logged in, go to ‘e-file’ → ‘Income Tax Return’. Click on ‘View Filed Returns’ to see the e-filed tax returns filed by you.

• STEP 4: You will see a page with your filed returns. Click on the ‘Download form’ button next to your return details of the relevant assessment year.

How to Download ITR-V?

ITR-V is the acronym for Income Tax Return Verification, and it is generated by the IT department for taxpayers to verify the legitimacy of their e-filing.

It only applies to those who file without using a digital signature. It is now simpler than ever to obtain your ITR-V from the convenience of your own home or office.

The process to download ITR-V is summarised in the steps below:

STEP 1: Log in to the Income Tax India website using your credentials. 

STEP 2: Go to the ‘e-file’ → ‘Income Tax returns’ → ‘View filed returns’.

STEP 3: On the next page, click on ‘Download Receipt’ beside the assessment year that you want to download ITR-V for. 

STEP 4: It will be downloaded to your system. Once the document has been downloaded, enter the password to open it. The password is your PAN number in lower-case letters, followed by your date of birth.

Let’s assume that your PAN is BPKAP113F and your DOB is 11/03/1987. Then, your password will be: bpkap113F11031987

STEP 5: Then, you are supposed to print and sign this document and send it to CPC, Bangalore, within 30 days of filing. This is to be done if you have not e-verified your Income Tax Return.

Conclusion

Every Indian citizen whose gross total income exceeds the taxable limit in a fiscal year is required to file an income tax return, as is common knowledge (ITR).  According to tax experts, filing income tax returns is required where an individual's gross total income exceeds Rs. 2,50,000.  The importance of filing the ITR on time cannot be overstated, given the consequences of failing to do so. Filling out ITR also has several long-term benefits, so it is recommended for all wage earners to do so.