Missed Call Facility for Bank Balance Check

Banking plays an essential role in people's daily lives. Most banking activities have become easier and more convenient for customers as a result of the banking sector's digitalization and automation.

When the banking industry first began to operate in India, it was extremely difficult for customers to obtain information about their accounts, such as whether or not their income had been credited, balance information, or updates/alerts regarding recent activities. But now it's just a missed call away, and all the information you need will be sent to your registered mobile phone by SMS.

List of banks that were merged

In the last two years, the Indian government has consolidated several public sector banks. This bank merger was carried out in order to restructure the country's banking system. In the table below, you can see the specifics of the merging banks that have been merged with the anchor banks.

Banks Merged

Merged Into (Anchor Banks)

State Bank of Travancore

State Bank of Patiala

State Bank of Bikaner and Jaipur

Bharatiya Mahila Bank

State Bank of Mysore

State Bank of Hyderabad

State Bank of India

Allahabad Bank

Indian Bank

Oriental Bank of Commerce (OBC)

United Bank of India

Punjab National Bank

Corporation Bank
Andhra Bank

Union Bank of India

Dena Bank
Vijaya Bank

Bank of Baroda

Syndicate Bank

Canara Bank

*Note - Even though the banks have combined, some of the amalgamated banks' inquiry and missed call numbers remain the same. The websites for most of the banks have been updated with the anchor bank’s website.

All Banks Balance Check Enquiry Number 2022

All of the major banks now offer missed call and SMS banking services, allowing you to obtain all of your basic and vital information at any time and from anywhere.

In this page, we have added the enquiry details for most of the banks that offer services in India to make it easy for our readers. In the sections below, we have included information regarding missed call numbers, SMS numbers, and balance inquiry numbers for all major banks in India.

Government/Public sector banks

1. State Bank of India

Missed Call Service

Service

Number

Check account balance

09223766666

Toll Free Number

Service

Number

Customer care

080-26599990

1800 11 2211

1800 425 3800

SMS Service

Service

SMS Text

Send to Number

Check account balance

BAL

09223766666

Get mini statement 

MSTMT

09223866666

Request a cheque book

CHQREQ

09223588888

Get e-statement of previous 6 months

ESTMT space <Account number> space<4-digit code>

09223588888


SBI official banking website

State Bank of India (onlinesbi.com)

Register a complaint

Click Here

2. Bank of Baroda

Missed Call Service

Service

Number

Check account balance

8468001111

Get mini statement

8468001122

Toll Free Number

Service

Number

Customer care

18001027788

18002584455

18001024455

3. Andhra Bank

Missed Call Service

Service

Number

Check account balance

09223011300

Toll Free Number

Service

Number

Customer care

18004251515

SMS Services

Service

SMS Text

Send to Number

Block debit card

CARDBLOCK space <Last 4 digits of account number>

56161


Andhra bank official banking website

Internet Banking | Union Bank of India

4. Punjab National Bank

Missed Call Service

Service

Number

Check account balance

18001802223

1202303090 (for global user) 

Toll Free Number

Service

Number

Customer care

18001802222

18001032222

5. Bank of India

Toll Free Number

Service

Number

Customer care

18001031906

1800220229

BOI official banking website

BOI | Bank of India

Register a complaint

Click Here

6. Central Bank of India

Missed Call Service

Service

Number

Check account balance

9555244442

Get mini statement

9555144441

Toll Free Number

Service

Number

Customer care

1800221911

7. Canara Bank

Missed Call Service

Service

Number

Check account balance

09015483483

Get details on last 5 transactions (in English)

09015734734

Get details on last 5 transactions (in Hindi)

09015637637

Toll Free Number

Service

Number

Customer care

18004250018


Canara Bank official banking website

Netbanking Services | Online Banking | Canara Bank

8. Indian Overseas Bank

Toll Free Number

Service

Number

Customer care

18004254445

SMS Services

Service

SMS Text

Send to Number

Check account balance

BAL space <Last 4 digits of account number>

8424022122

Get mini statement 

MSTMT space <Last 4 digits of account number>

8424022122

IOB official banking website

IOB Net Banking

9. Corporation Bank

Missed Call Service

Service

Number

Check account balance

9268892688 

Toll Free Number

Service

Number

Customer care

18004253555

Corporation bank official banking website

Internet Banking | Union Bank of India

10. United Bank of India

Missed Call Service

Service

Number

Check account balance

09223008586

Toll Free Number

Service

Number

Customer care

18003450345

SMS Service

Service

SMS Text

Send to Number

Check account balance

UBAL space <Account number>

09223008486

Get mini statement 

UMNS space <Account number>

09223008486

Check the status of cheque

UCSR space <Account number>

09223008486

11. Oriental Bank of Commerce

Missed Call Service

Service

Number

Check account balance

08067205757

Get mini statement

08067205767

Toll Free Number

Service

Number

Customer care

1800180 2222

1800102-1235

1800180-1235 

1800103 2222

01202580001

SMS Service

Service

SMS Text

Send to Number

Check account balance

ACBAL space <Account number>

9915622622

Get account statement 

STM space <Account number>

9915622622

12. Bank of Maharashtra

Toll Free Number

Service

Number

Customer care

18002334526

18001022636

Bank of Maharashtra official banking website

:: Welcome to Bank of Maharashtra - Internet Banking (mahaconnect.in)

13. Allahabad Bank

Toll Free Number

Service

Number

Customer care

18001031906

1800220229

Allahabad Bank official banking website

https://www.indianbank.net.in/jsp/startIB.jsp

14. Indian Bank

Toll Free Number

Service

Number

Customer care

180042500000

Indian Bank official banking website

https://www.indianbank.net.in/jsp/startIB.jsp

Private sector banks

1. Bandhan Bank

Missed Call Service

Service

Number

Check account balance

9223008666

Get mini statement

9223008777

Toll Free Number

Service

Number

Customer care

18002588181

03344099090

SMS Service

Service

SMS Text

Send to Number

Check account balance

BAL space <Account number>

9223011000

Get mini statement 

MINI space <Account number>

9223011000

Check the status of cheque

CHQSTATUS space <Account number> space<Cheque number>

9223011000

Stop a cheque

CHQSTOP space <Account number> space<Cheque number>

9223011000

2. HDFC Bank

Toll Free Number

Service

Number

Customer care

18002026161

HDFC Bank official banking website

Welcome to HDFC Bank NetBanking

3. IDFC First Bank Limited

Missed Call Service

Service

Number

Check account balance

18002700720

Toll Free Number

Service

Number

Customer care

18004194332

SMS Service

Service

SMS Text

Send to Number

Check account balance

BAL space <Last 4 digits of account number>

9289289960 or 5676732

IDFC First Bank official banking website

Personal Banking and Net Banking Services | IDFC FIRST Bank

4. Axis Bank

Missed Call Service

Service

Number

Check account balance

18004195959 

Get mini statement

18004196969

Toll Free Number

Service

Number

Customer care

18604195555

18605005555

5. ICICI Bank Limited

Missed Call Service

Service

Number

Check account balance

9594612612

Get mini statement of last 3 transactions

9594613613

Toll Free Number

Service

Number

Customer care

18601207777

SMS Service

Service

SMS Text

Send to Number

Check account balance

IBAL space <Last 6 digits of account number>

9215676766

Stop a cheque

ISCR space<Cheque number>space<Last 6 digits of account number>

9215676766

6. Kotak Mahindra Bank Limited

Toll Free Number

Service

Number

Customer care

18002090000 (24×7)

18602660811

SMS Service

Service

SMS Text

Send to Number

Check last 3 transactions

TXN space <Last 4 digits of account number>

5676788 or 9971056767

Get e-statement of previous 3 months

STMT space <Last 4 digits of account number>

9215676766

Check the status of cheque

CHQSTATUS space <Last 4 digits of account number>space<Cheque number>

9223011000

Request a cheque book

CHQBOOK space <Account number>space<Cheque number>

9223011000

Kotak Mahindra Bank official banking website

Kotak Net Banking

7. RBL Bank Limited

Missed Call Service

Service

Number

Check account balance

18004190610

Toll Free Number

Service

Number

Customer care

2261156300 (for banking)

22-62327777 (for credit card)

22-7119 0900 (for super card)

SMS Service

Service

SMS Text

Send to Number

Check last 3 transactions

BAL space <Customer ID>

9223366333

RBL Bank official banking website

Personal Banking, Online Banking Services | RBL Bank

8. IndusInd Bank

Toll Free Number

Service

Number

Customer care

18605005004

IndusInd Bank official banking website

Login to IndusNet Online Banking - IndusInd Bank

Modern day banking trends for the account holder in India

1. The rise of Netbanking

Generating e-statements and accessing account information through net banking has become a fairly routine practice, especially in the metropolitan, Tier II and Tier III cities where the penetration of internet is decent.

As a result, netbanking no longer remains within the realm of the affluent few. The middle class Indian too is utilizing these technological resources to save time, be informed, and avail of total banking convenience.

2. Mobile notifications

As is happening across India, the rise of mobile has led to a wealth of convenience to the Indian bank account holder. The feature of getting text messages and e-mails for every transaction taking place in bank account further increased transparency and has enabled a person to track all movements in his account on a real-time basis.

3. Bank’s call centre support

Instant access to bank’s call centre was another medium of instant access to one’s bank balance. State bank of India came up with E-Corners for self-help solutions to SBI online balance enquiries. Smartphones have increased access to the bank account and availability of bank balance.

4. Balance enquiry missed call alert numbers

The latest addition to increased accessibility for bank balance check is the introduction of balance enquiry numbers. Private as well as public banks have been included in the ambit of this customer service initiative. Most banks have set up dedicated numbers for their customers’ convenience.

Any customer giving a missed call to this number from his registered mobile number will be messaged his bank balance instantly. This process is an instant service and not as time-consuming as walking into an ATM or a branch for the same activity.

Missed call real-time alert service is an automated web-based application that enables access to real-time bank balance check. A few key features of bank balance enquiry set up are as follows.

  • It is mandatory for a contact number to be registered with the bank from which an individual is seeking balance enquiry.

  • If the person has multiple accounts with a particular bank and gives a missed call to this number from his registered mobile number, the message would update him about the balance of all such accounts he holds with the bank.

  • This service is generally free for customers; they are neither charged for the enquiry call nor for the message that they receive. However, one should find out from his bank regarding the charges linked to activating this facility.

Conclusion

The last decade has offered a ton of benefits for the common man. Missed call facility is just another added advantage that helped achieve an ease of communication between the banks and its customers. Every bank in the Indian Subcontinent has a custom number that is dedicated to aid its clients regarding their bank details. As a customer, you can give a missed call at any time to know your bank balance or mini statement and more instantly via message from the bank.

Missed Call Facility for Bank Balance Check Related FAQs

Ans: You can check your balance on your account without physically visiting the bank. Several banks provide many ways for customers to check their account balance, and among the most common ways to check account balances on your phone involve SMS notification, push notification, email, internet banking, and many others.

Ans: MISSED CALL BANKING is a free service provided by the bank that allows you to obtain your Account Balance, Mini Statement, and other information simply by making a Missed Call or sending an SMS from the mobile number you registered with the bank.

Ans: The missed call facility is available “free of cost' and 24X7. You can check the balance of your accounts under Savings Bank, Current Account, Overdraft, RMS (Ready Money Scheme), and Cash Credit (CC) through this facility.


Ans: You can find the number on the official website of the bank. Else, you can look up here for the number. 


Ans: In this case, you will receive the balance of all your accounts within that bank. However, if these accounts are registered with different mobile numbers, then you will receive the details of the accounts registered with the mobile number you have given missed call with.


Ans: No. To check your account balance using a mobile number, that number should be registered with the bank. Also, it should be linked to the bank account you are checking the balance of.

Ans: Yes. The missed call facility is an automated service of the bank that allows access to your bank account.

Ans: It is simple. Give a missed call to the bank using the toll free number and receive an SMS of your bank balance with your linked bank account.


Ans: When a bank merges with another bank, sometimes the number changes. This updated number is reflected in their website. It is best to check the number before giving a missed call.

Ans: Yes. You can give a missed call or send an SMS to the toll-free number to check your balance. 


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